TRUSTED REGINA RECOGNIZES OUR PARTNERS WHO HAVE BEEN TRUSTED FOR OVER 10 YEARS!
In this series of recognition articles, we continue to shine a spotlight on the businesses that have been Trusted Regina Partners for over 10 years. This year we recognize the partners that joined us in 2012. We want to thank them for TRUSTING our team, and we are identifying each of them individually for providing 10 years of OUTSTANDING service to the citizens of Regina and the surrounding area! This latest article celebrates and recognizes Chuck, Mike, Stephen, and the rest of the hard-working team at Wheatland Fireplace, Kitchen & Bath.
Better Living Begins Here
Wheatland is a locally owned family business with showrooms in both Regina and Saskatoon. They have a long history in Saskatchewan and are known for only bringing in the finest fireplace, bathroom, kitchen and outdoor living brands from across North America. When we first met the owner Chuck Le Page, back in 2011, they sold fireplaces, Jacuzzi spas, BBQs & smokers. Since then they moved away from hot tubs ( as they take up a lot of space ) and moved on to offering more amazing fireplaces, stunning Canadian-made bathroom products (show-stopping
baths,
showers,
vanities, and other bathroom furniture,
faucets,
sinks, fire-pits, fire tables,
BBQ's and smokers.
When you walk in you feel the warmth and comfort of their fireplaces and you can browse their stunning products in person. If you want ANYTHING from any of the brands they carry …they will order it, especially for you!
Established in 1982, With Humble Beginnings.
Wheatland began selling Glow Boy wood-burning fireplaces out of a garage, and they had local firemen installing the fireplaces for their customers. After noticing a significant demand for the product they were selling, two years later they decided to expand the business and move the operation to Regina.
In 1984, Wheatland Fireplace was established and soon became the leading, and now oldest, hearth retailer in Saskatchewan. In 1987 Wheatland opened a store in Saskatoon and both stores have had extensive and ongoing showroom renovations in the last few years to include a large range of bathroom and kitchen products.
Wheatland's founder is Chuck Le Page and his youngest son Mike Le Page ( pictured on the right in the Saskatoon showroom that is currently getting another amazing facelift) is the Saskatoon store manager, and he also oversees the Regina operation with the Regina store manager Stephen Moon.
In 2023 they will also be offering yard reno as additional services, everything from decks to pergolas. If you have seen some of their outdoor kitchen set up's we can assure you that you will understand how amazing their backyard transformations can be!!
BEST PRODUCTS AND OUTSTANDING SERVICE!
A quick Google will reveal Wheatland's stellar reputation, the customer feedback is consistently excellent and they are always in pursuit of excellence!
What Their Clients Say...
"We went to Wheatland fireplace because our older fireplace was not working well, we thought it needed to be replaced. We were prepared to pay $5,000+ for a new one. He told us we had a very good fireplace, as good as the new ones they make now. With their helpful advice and a few parts, ours is looking good and working perfectly - for $250.00. Thank you for your honesty and great help!" - Adele Ruschkowski
" I just bought my new SABER bbq from here. I am very impressed with the product they sold me. The service was incredible. They delivered it and setup the gas line. They even took my old and rusty bbq away for me. Thank you for the great experience. You have gained a future customer aswell. Cheers!" - Douglas Steadman
"When our clients take the time to share their satisfaction with us it really means everything to our team. We understand that long-lasting relationships are built on trust. Our team is so grateful for the loyalty of our wonderful customers. To provide good customer service, you need to know what you’re selling, inside and out. Our team understands how our product work and what sets them apart. We can answer most questions and we strive to provide 100% customer satisfaction." - Chuck Le Page
A word from Sara, the Trusted Regina founder, about her personal experience with Wheatland Fireplace, Kitchen & Bath.
I first met Chuck Le Page in Regina in 2011, I had heard about the business and went in to check out the showroom and the products. I was very impressed with what I saw and heard. That day Chuck was in the store and he was gracious enough to give me some time to explain the Trusted Directories concept, and to share why I thought they were a good fit. He really liked the idea and made the decision to sign up in both markets. Over time, I have been a customer and worked closely with Chuck and his son Mike. We now do additional marketing services for them at Trusted Marketing Services, and I am proud to promote and support such a wonderful local company and team. I can say hand on heart that if you choose a product from Wheatland they stand behind it and you will not be disappointed. Better living certainly does begin at Wheatland Fireplace, Kitchen & Bath! - Sara Wheelwright
Thank you for TRUSTING us Chuck & Mike at Wheatland Fireplace, Kitchen & Bath. You have provided 10 years of AMAZING service to the people of Saskatoon, Regina & area as a Trusted Saskatoon Partner in four categories - Fireplaces, Bathrooms, Kitchens, and Outdoor Living. We are proud to support you and to share that they have diligently upheld the 5 TRUSTED GUARANTEES of service.
Chris Worby and Jeremiah Worby are Trusted Regina based financial advisors and Wealth Management services providers. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial service to individuals, families and business owners in Regina and area. Worby Wealth Management listens and provides a personalized financial plan. In their latest Worby Wealth Management Trusted Regina Financial Tip, Jeremiah shares how corporations are a fantastic tool for building wealth.
The Wealth Building Toolkit: Corporations
There are many tools that are useful
to build wealth. Virtually everyone has
access to account types such as RRSPs and TFSAs. These are accounts which have
special tax treatments such that we can reduce our overall taxation while we
are alive and accumulating wealth. Pensions and group RRSPs are also useful and
often an employer will give additional funds to these plans which is of obvious
benefit.
For those of us who are not employees
though, we may be able to use another tool - the corporation. If someone is
self-employed and legally able to have their corporation take their income,
this can be very helpful.
The key to using a corporation efficiently
is that the earnings a taxpayer has is not all required. Active income for a
small business conducted in Saskatchewan is taxed at a low rate of 11%. If a
person’s income level is high enough that they don’t require all of it, leaving
income behind in a corporation to invest may be much more efficient than taking
it all as income and then investing.
Let’s look at an
example:
John needs $95,000/year after tax for
lifestyle but earns $250,000/yr gross. If he took all this money, paid tax and then invested the
remainder, he’d have approximately $66,760* to invest at the end of the year.
If he were able to and chose to use a
corporation, however, he’d take $130,000 gross income from the corp and pays
approximately $35,000 in tax leaving $120,000 behind. 11% tax for taxes leaves
him with $106,800 for investing.
The difference of using a corporation in
this example leaves him with an additional $39,920 or 60% more money to invest
to build his wealth.
Clearly, corporations are a fantastic tool
for building wealth. The next blog is going to look at strategies to get this
money out of the corporation on a tax-advantaged basis.
*all personal tax calculations are
estimates based on taxtips.ca tax calculator.
If you have
questions about wealth building, contact Worby Wealth Management to get your
questions answered and start investing in an RRSP, TFSA or other investment
accounts today.
Some of the services that Worby Wealth Management can help you with:
TRUSTED REGINA FINANCIAL ADVISORs Chris & Jeremiah Worby from Worby Wealth Management help you live your dream!
The
comments contained herein are a general discussion of certain issues intended
as general information only and should not be relied upon as tax or legal
advice. Please obtain independent professional advice, in the context of your
particular circumstances. This Blog was
written, designed and produced by Jeremiah Worby and Chris Worby for the
benefit of Jeremiah Worby and Chris Worby who are Financial Advisors at Worby
Wealth Management, a registered trade name with Investia Financial Services
Inc., and does not necessarily reflect the opinion of Investia Financial
Services Inc. The information contained
in this article comes from sources we believe reliable, but we cannot guarantee
its accuracy or reliability. The
opinions expressed are based on an analysis and interpretation dating from the
date of publication and are subject to change without notice. Furthermore, they do not constitute an offer
or solicitation to buy or sell any securities.
Mutual Funds, approved exempt market products and/or exchange traded
funds are offered through Investia Financial Services Inc.
Chris Worby and Jeremiah Worby are Trusted Regina based financial advisors and Wealth Management services providers. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial service to individuals, families and business owners in Regina and area. Worby Wealth Management listens and provides a personalized financial plan. In their latest Worby Wealth Management Trusted Regina Financial Tip, Jeremiah shares their year end financial checklist.
Year End Financial Checklist
by Jeremiah Worby
It's near the end
of another year. You've probably been
busy planning parties, planning pranks, and soon to be attending holiday events,
but there's one thing that needs your attention – your personal finances. It's time to start reviewing how much money
you have saved up for retirement and other important costs in life.
HERE'S HOW
Do you have any RRSP room left for 2022?
If your RRSP
room is $10,000 and you have already contributed $6,000 to an RRSP this year,
then that means you have only… hold on give me a minute here – carry the 9… oh
yeah, $4,000 of available room for 2022.
If you don't have any remaining RRSP room
for 2022, then no other RRSP contributions can be made before year-end. That being said, if there are other
registered plans (e.g., a TFSA) that you haven't maxed out yet for this year,
then it may still be worthwhile contributing what is needed to fill up your
existing registered plans so long as doing so doesn't exceed their respective
contribution limits.
Are your TFSA contributions up to date?
TFSAs are a great way to save for
retirement. Straight from the Canadian government’s website,
“The TFSA program began in 2009. It is a way for
individuals who are 18 years of age or older and who have a valid social
insurance number (SIN) to set money aside tax-free throughout their lifetime. Contributions to a TFSA are not
deductible for income tax purposes. "
Unused contribution room from previous
years carries forward to future years. A
quick check with your MyCRA account (or office Dwight – he seems to know
everything) should let you know exactly how much TFSA room you currently have.
Have you funded your children's
RESPs this year?
Whether you have two children or twelve,
saving up for their education is a top priority for lots of families. The biggest benefit of RESPs is that a grant
from the Canadian government of up to $7,200 can be earned over the life of the
plan.
The money in an RESP can be used for
various education costs, not just for tuition.
There is no tax on the investment earnings as long as it remains in the
plan. Contributions are not tax
deductible, however withdrawals called educational assistance payments are
included in the student’s income.
Do you have enough life insurance
coverage in case something happens to you?
Life insurance
is an important part of financial planning.
The question is, do you have enough?
Pro tip: $100 Million is probably more than what you need.
You should
consider getting life insurance coverage to protect your family from being left
with financial burdens if something happens to you.
It's important to know how much coverage
you need and what kind of coverage makes sense for your situation. You can get a free life insurance quote by contacting Worby Wealth Management.
A
review of personal finances at the end of the year makes sense
It’s a good idea
to review your personal finances at the end of the year. This way, you can
ensure that you are on track with your goals and make adjustments as needed.
You should review:
- Your financial situation – How much debt do you have? How much money do you have in savings? What are your investments doing? If there is anything that needs to be changed
or improved, now is the time for it!
- Your financial goals – What are some things that need
improving? Are there any new goals that
could be set for next year?
- Investments – Is your portfolio set up for long-term
growth or short-term gain? Are your investment goals aligned with your time
horizon and risk tolerance (e.g., saving for retirement vs. building
wealth). Have any recent market events
caused you to rethink this part of your financial plan? If yes, make sure to contact Worby Wealth Management for a free second
opinion.
- Insurance coverage – Does your current insurance cover all
important aspects of your life (e.g., health care, disability income, burial
expenses) while still being affordable? What
other types of coverage might make sense moving forward as life circumstances
change (e.g., term insurance for those years while you’re still carrying a
mortgage).
Conclusion
The end of the year is a good time to
review your finances and make sure you're on track for the new year. It's also a great opportunity to look back at
the financial decisions you've made over the past 12 months and see if there
might be room for improvement. If so,
now is the perfect time to make those changes!
Questions regarding your year end financial checklist?
If you have
questions about your year end financial checklist, then contact Worby Wealth Management to get your
questions answered and start investing in an RRSP, TFSA or other investment
accounts today.
Some of the services that Worby Wealth Management can help you with:
TRUSTED REGINA FINANCIAL ADVISORs Chris & Jeremiah Worby from Worby Wealth Management help you live your dream!
The
comments contained herein are a general discussion of certain issues intended
as general information only and should not be relied upon as tax or legal
advice. Please obtain independent professional advice, in the context of your
particular circumstances. This Blog was
written, designed and produced by Jeremiah Worby and Chris Worby for the
benefit of Jeremiah Worby and Chris Worby who are Financial Advisors at Worby
Wealth Management, a registered trade name with Investia Financial Services
Inc., and does not necessarily reflect the opinion of Investia Financial
Services Inc. The information contained
in this article comes from sources we believe reliable, but we cannot guarantee
its accuracy or reliability. The
opinions expressed are based on an analysis and interpretation dating from the
date of publication and are subject to change without notice. Furthermore, they do not constitute an offer
or solicitation to buy or sell any securities.
Mutual Funds, approved exempt market products and/or exchange traded
funds are offered through Investia Financial Services Inc.
Your first step into the beautiful Wheatland Fireplace Kitchen & Bath Regina showroom will help you understand why Wheatland has been given the Thumbs up by Trusted Regina in the bathroom category. Wheatland loves their customers and as a result, their customers love and TRUST them. In their latest bathroom tip, they discuss designing the perfect shower.
Designing the perfect shower should be a customized experience based on your needs and the layout of your bathroom. By using Fleurco's
Design a shower tool you will be guided through a seamless process to design the shower of your dreams. Here are the simple steps to building a shower space to fit into your perfect bathroom:
1) Select the door type that suits the style of the bathroom you are creating and to fulfil your configuration needs for in-line (alcove) showers, two-sided showers and bathtub enclosures.
- Bypass: 2 sliding panels, allowing entry from either side of the enclosure.
- Sliding Shower: 1 sliding panel for shower access.
- Pivot: 1 outward swinging door, with or without a fixed panel.
- Walk-in: European style, with an open entry to the shower space.
- Corner Shower: A space-saving solution designed to fit in the corner of a bathroom.
2)
Measure your door opening. This is the most important step in the design process to ensure a quick and easy shower door installation. Keep in mind that your dimensions must be measured with finished walls.
3) Select your door style. Fleurco collections are expertly designed to enhance bathrooms of all styles, including framed or frameless looks.
4) Add personality to your shower by selecting your hardware finish. Doors can be adorned with a variety of finishes including chrome, brushed nickel and matte black.
5) Select your base for a seamless look. The majority of bases are constructed from acrylic and come with a 10-year limited warranty. They are easy to install, clean and maintain, and are available with several drain placement choices.
If you're looking for something more elevated in style, opt for a solid surface base instead. They are available in several different styles and functionalities.
6) Take your shower enclosure a step further by including a
Fibo by Fleurco Wall System. With 7 luxurious patterns to choose from, you will be sure to find what you need.
Wheatland Fireplace, Kitchen & Bath are successful for a reason! This really is where your outdoor living and indoor fireplace, bathroom & kitchen dreams meet in spectacular surroundings! Wheatland services and installs high-quality fireplaces, Visit their website or stop by their showroom to feel the warmth and comfort of their amazing selection.
"Better Living Begins Here... At Wheatland, it is ALL ABOUT YOU!"
Your first step into the beautiful Wheatland Fireplace Kitchen & Bath Regina showroom will help you understand why Wheatland Fireplace has been given the Thumbs up by Trusted Regina as your exclusive Trusted Regina fireplace store. Wheatland loves its customers and as a result, its customers love and TRUST them. In their latest fireplace tip, they share current trends for wood stoves and fireplaces.
Wood stoves and fireplaces tend to become the focal point of a room, and even of a home. And they bring people together. In the cold winter months and on chilly evenings, it is often around the fire that people gather to create lasting memories. It is therefore important that this appliance fit into the decor, while also suiting the lifestyle and meeting the needs of the home’s occupants.
Whether you’re thinking of getting a wood stove or fireplace installed in the near future or want to spruce up your existing appliance and the room it’s in, get inspired by current trends.
Wood-burning fireplaces evoke warmth and elegance
Setting up a fireplace area lets you create a focal point in the room. The goal is to fashion a cozy, comfortable and inviting atmosphere. The latest trend is natural colours and materials, like a wood beam for the mantlepiece or field stone cladding. While very popular, wood cladding is not recommended for this project, as most wood stove and fireplace manufacturers require non-combustible materials within a certain radius of the appliance. For a similar effect, you could also opt for concrete that looks like wood. Several specialized companies, like Béton Architectural Johnstone, offer products with very realistic finishes, for a safe version of the look you had in mind. You could also make attractive log holders an integral part of your decor.
The important thing is to think minimalistic. Pick one element as the main focus. It could be your fireplace, a painting, a sculpture or other. You can beautify your fireplace area with a few decorative items, preferably in understated colours that call to mind natural materials like cotton and linen. For an uncluttered haven, pare down your options to only a few key objects. As for the overall colour scheme, the current trend is tone-on-tone (different shades of the same colour).
There are several combinations you can choose from to create a cozy cocoon. Select an original mantlepiece and decorative items that will showcase the play of the flames, exuding warmth and relaxation in the spirit of this year’s trends.
Wood-burning stoves create a relaxed and refined mood
Sleek, modern-looking wood stoves are very in and their minimalism complements all styles of decor. Select an appliance model and decor that best reflect your personality to add a one-of-a-kind touch to your home. With 80s furniture back in fashion, rattan chairs or an angular sofa will create a bold look. If you prefer more classic decor, featuring noble, natural materials like leather or marble, a contemporary wood stove will fit in beautifully.
One thing is certain, wood-burning stoves have become a design element, holding pride of place in a home’s gathering spaces. Beautiful, functional and timeless, modern wood stoves adapt to the activities of the house or cottage’s occupants. Some offer a variety of fire views while others are marvels of architectural design. There are even freestanding fireplaces that can become part of the furniture. They can be installed just as quickly and easily as a traditional wood stove, while offering a polished look that will turn heads.
Adding accessories around the stove will also enhance your decor while clearly defining the area. The portable log holders and floor-protecting hearth pads seen on the market over the last several years are as beautiful as they are practical. These two must-have elements reinvent the space while making your stove more commanding and giving it prestige.
Finally, whether you’re setting up a nook for your fireplace or your wood stove, the important thing is that it be inviting. Achieving harmony between your appliance, finishes and accessories will make you want to spend hours by the fire.
Wheatland Fireplace, Kitchen & Bath are successful for a reason! This really is where your outdoor living and indoor fireplace, bathroom & kitchen dreams meet in spectacular surroundings! Wheatland services and installs high-quality fireplaces, Visit their website or stop by their showroom to feel the warmth and comfort of their amazing selection.
"Better Living Begins Here... At Wheatland, it is ALL ABOUT YOU!"
