Trusted Tips and Resources

Trusted Tips & Resources

Reed Security Trusted Regina Alarm and Security Expert share Holiday Security Tips

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Regina Alarm & security needs from day one!

Here they share Holiday Security Tips:

THESE HOLIDAY SECURITY TIPS COULD SAVE YOU SOME HEADACHES!

 

Social Media is a great way to keep in touch with friends and family, but don't forget it's very public. Thieves also like reading about your vacation plans and can often track down your address.

AVOID POSTING: "packing for the trip", "just got to lake", or "just landed", etc. or photos of your new big screen TV and PS4


Break'in's rarely occur when you are at home - so in addition to arming your Reed Security alarm system you will want to make it look like you are still there.

  • Cancel the newspaper
  • Have someone shovel your driveway
  • Have someone pick up your mail
  • Park an unused vehicle in the driveway
  • Install exterior motion lights (and make sure you test them)
  • Install timers for interior lights
  • Consider ALARM.COM Interactive Services. Control your lights, locks, blinds, temperature, and video cameras remotely

For even more helpful tips visit reedsecurity.com

Did You Know
: A monitored Reed Security alarm system with 24/7 Rapid Response Monitoring will decrease the odds of having a break-in by nearly 400%.

HOLIDAY BONUS:

Save Up to $729 with our $5 a Month 24/7 Monitoring Promo

 

Save Up to $729 with our $5 a Month 24/7 Monitoring Promo  
 
For more information and or to speak with a Security Specialist Click Here or call us:

Prince Albert   306.922.7200

Saskatoon       306.653.3200

 

Find Reed Security online at www.reedsecurity.com  or check out their listing here in the REGINA ALARM & SECURITY Category on the REGINA directory of excellence. Virgil Reed and his team are YOUR Trusted commercial security experts! 

 

Trusted Regina Financial Expert from Worby Wealth Management tip on making wise financial choices

Finding the shortest and safest route to any of your dreams requires planning and only with a carefully thought out financial plan can you be sure to make the most of your resources and to protect against risks along the way. At Worby Wealth Management, Chris will do his best to help you achieve those dreams with a plan that is tailored to your specific needs and based on your individual situation.

Let Trusted Regina Financial Adisir Chris Worby of  Worby Wealth Management help you live your dream!

Helping Clients Make Wise Financial Choices:

My Client Is Making a Terrible Financial Choice. What Do I Do?

When panic drives someone to make a self-destructive money decision, it's the financial adviser's job to protect the client from himself.

Suppose one of my clients has his heart set on using half of his retirement account to buy each of his grandchildren a new car. Or a client in a panic over falling markets wants to sell all her stocks and buy gold. What is my responsibility as their financial planner? How far should planners go to try to keep clients from making serious financial mistakes?

It’s important for planners to respect clients’ competence and ability to make their own life decisions. Client-centred planners also need to remember that the goal is to help clients get what they want, not what the planner might want or think the client should want. On the other hand, should a planner stand idly by and watch someone walk off what the planner perceives as the edge of a financial cliff?

Part of the answer to this dilemma stems from a planner’s legal obligation. Most advisers who sell financial products have no fiduciary duty and are not legally required to put their customers’ interests first. Fiduciary advisers, which include those who are fee-only, do have a legal obligation to act in their clients’ best interests.

What is the legal responsibility, then, of a fiduciary planner who believes clients are about to do themselves financial harm?

Let’s say I have a client who is about to do something that may be viewed by a court of law as “extreme” or “imprudent.” (An example would be putting all his money into one asset class like gold, cash, or penny stocks.) At the minimum, I would need to protect myself by carefully fulfilling my legal responsibilities. This would include making certain I emphasized to the client that, given the research and data available, his actions could hurt him financially. I also would want to be sure the client fully understood and took responsibility for his actions.

In terms of the broader aspect of what financial planners owe to their clients, meeting this legal obligation is not enough. In my view, fiduciary planners’ obligation to put clients’ interests first includes an ethical responsibility to do no harm. Sometimes this ethical and legal responsibility requires planners to give clients the information they may not want to hear.

As we focus on the clients’ goals and help them carry out their wishes, part of our role is to make sure they have all the information they need. This gives us a responsibility to educate ourselves so the advice we offer is as sound as we can make it. We also need to do whatever we can to help clients hear and understand that advice.

Clients who are hovering on the edge of a financial cliff are typically about to act out of strong emotions such as fear. They often can’t take in financial advice until they are able to move through that fear. It only makes things worse if financial advisers shame clients, bully them, or abandon them to their fears. The challenge for planners is to help clients reach a more rational place so they can gather additional information and make decisions that will serve them well.

 

With the right kind of support, clients are almost always able to get past the fear that is pushing them to make imprudent decisions. Providing such support by working with clients’ emotions and beliefs about money, perhaps with the help of a financial therapist or financial coach, is well within a financial planner’s ethical responsibility. Our role is not merely to do no harm. It is also to use all the tools we have to help clients act in their own best interests. 

 

Check out his listing on the Regina Directory in the REGINA FINANCIAL SERVICES category. Chris is a Trusted REGINA FINANCIAL EXPERT

 


 

Some of the services that Worby Wealth Management can help you with: 

TRUSTED REGINA FINANCIAL ADVISOR Chris Worby from Worby Wealth Management helps you live your dream!


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ADDRESS

S & E Trusted Online Directories Inc
TrustedRegina.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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