Trusted Tips and Resources

Trusted Tips & Resources

Our Trusted Regina home builders Emerald Park Homes explains what sets them apart!

Emerald Park Homes takes great pride in their workmanship, and have some of the finest tradesmen in the industry working together with them to create quality homes. Their focus is: "Our Quality Shows” and if you drive around the communities of White City / Emerald Park located just 8 minutes east of Regina on the #1 Highway, you will see signs on the lots available for your custom designed Emerald Park Home.

Put 25 years of experience in homebuilding to work for you! Emerald Park Homes are TRUSTED REGINA & REGION HOME BUILDERS and they are experts in their industry.

Trusted Regina Home Builders Emerald Park Homes- Regina's first Holmes approved home builder


Investing in a new home is a big decision, and it shouldn’t be made lightly. If you decide to build new, the first step you take should be to research the builder. You want to make sure that the builder you choose to build your forever home is experienced and reputable. A builder that is going to build your new home the right way. We get so many calls from people who have had a traumatic experience with a contractor who isn’t reliable. Now their savings are gone and the matter has to go to court. That is why it is so important to do your research and make sure you hire a professional.

With over 25 years of experience building custom homes, and 35 years experience in the construction industry, Emerald Park Homes is an industry expert. Which means that choosing the right builder for you has never been easier!

Holmes Approved Homes Program

At Emerald Park Homes, our homes are built right from the ground up. We build homes above and beyond the standard industry code to ensure that your forever home truly lasts a lifetime. Which is why we were chosen to be a proud member of the Holmes Approved Homes Program. Our homes are inspected by a Holmes Approved Inspector during the key stages of construction to make sure they measure up to Mike Holmes’ stringent standards for quality control, energy efficiency, and impeccable design. These third party inspection reports are then given to the homeowners to show how their home measures up, to offer Proof for Your Peace of Mind©. The Holmes Approved certification not only offers proof that your home is built to a higher standard, but it also adds value to your home should you ever decide to sell




Building a new home should be a fun and exciting experience, and Emerald Park Homes, together with the Holmes Approved Homes Program, works very hard to make that happen. When you build or buy an Emerald Park Home, you can trust that everything behind the walls is built right, so you can focus on designing a space to suit your lifestyle, and choosing the right products for your new home.

 
We are also a proud member of the Saskatchewan New Home Warranty Program, which not only gives you peace of mind, that, if something does go wrong, somebody will be there to fix the problem, but that your builder is financially viable, and has the resources to properly address any problems with your new home.
 
Building a new home is a team effort, and we are very proud to work with the very best craftsmen and industry leaders. Being a member of the Holmes Approved Homes program not only ensures that our houses are built to the highest of standards, but allows us to keep up with the latest advances in building technologies, research and development, building safer, stronger and more durable homes.
 
 
Contact us at emeraldparkhomes@sasktel.net or call (306)781-3383 to speak with the builder about available lots, or to book an appointment.
 

 

Find Emerald Park Homes online or check out their listing here in Regina & Region Home Builders to read the wonderful things their clients have to say about them ... they are your Trusted Regina Home Builders!

 

See the Holmes Approved Homes website for more information on the program.

Trusted Regina Tutors share a tip on back-to-school prep

Oxford Learning Center works with all ages from 3 up to College age, and they are there for you and your child if they are struggling with a particular subject, having difficulty concentrating or you want to prepare them for secondary school. What you may not know is there is help and the answer is Oxford Learning Center.

Based on decades of research into how children learn, they designed a radically new approach to teaching and this is how Oxford Learning came to be the powerhouse of better learning that it is today. The Oxford Learning Regina tutoring team will give your child the tools for a life time of learning; You really couldn’t give your child a better gift. 

Oxford Learning Center are your Trusted Regina tutors and educators

With the new school year just around the corner, it’s time to start back-to-school prep.


Shopping for new school supplies and clothes helps kids start thinking about the return to the classroom, but that’s just the start. There are many more ways to prep kids for school year success so they can start the new school year with a fresh and ready mind.

The habits and routines that are implemented at home right now go a long way to helping students prepare not only for back to school success, but for success that lasts the whole school year—much longer than new pencils or running shoes will!

Wondering how to help your child get a jump start on a great school year? Our Back to School Checklist is a handy guide to some ideas to prep the entire household for school year success.


HOW TO START THE SCHOOL YEAR OFF RIGHT

REINTRODUCE BEDTIMES AND WAKE-UP TIMES

Poor sleeping habits can have an impact on student performance, so the sooner you get your child on a regular sleep schedule, the better. Starting the school year will be easier for you and your child, and will help avoid morning—and evening—rushes.

MAKE SURE CHILDREN ARE READING AND WRITING A LITTLE EVERY DAY

Reading and writing helps get children’s minds working and helps keep their brains sharp. Getting back into the habit of reading and writing a bit each day will help maintain school skills like penmanship and vocabulary so your child can start the school year strong.

LIMIT SCREEN TIME DURING AFTER-SCHOOL HOURS

During the school year, after-school hours should be reserved for homework and extra-curricular activities. Start getting into this routine in the weeks leading up to school. The sooner kids turn off the TV and turn on their minds during this timeframe, the less of a hassle homework will be during the school year.

PLAY BOARD GAMES TO CHALLENGE THE MIND

Use TV-free time to play board games with kids during what will become the homework hour. This will help kids get into the habit of doing engaging their mind during this time, so when homework starts coming home again, they already have a routine in place.

GET AN ALARM CLOCK

For children who can tell time, an alarm clock can help them develop time management and organization skills they’ll need during the school year. This will help kids take ownership of their activities and help avoid rushed mornings.

BUY A FAMILY WALL CALENDAR TO HANG IN A VISIBLE LOCATION

A wall calendar makes a great organization tool. Have kids write down their commitments like soccer, dance class, birthday parties, etc. When school starts, use the calendar to note the due dates of big projects, standardized testing dates, and vacation days.

START HAVING KIDS SELECT THEIR CLOTHES THE NIGHT BEFORE

Picking out clothes is a great way for children to develop organizational habits. Having everything picked out and ready the day before also helps cut down on school-day morning rushes and last-minute scrambles.

BEGIN TALKING ABOUT RETURNING TO SCHOOL

Start counting down the days together. Preparation can help make the transition back to class much less stressful and difficult for students. Talking about the upcoming school year can help kids manage expectations, set goals, and prepare.

TAKE A TOUR OF YOUR CHILD’S NEW SCHOOL

If your child is starting at a new school, it can be intimidating. Getting to know the way around helps lessen school-related anxiety and boost confidence. Take a tour of the new school, find out teachers’ names, the location of classrooms, and where the bathrooms are located.

REVIEW LAST YEAR’S REPORT CARD(S)

Unless problems were addressed over the summer, it’s likely they may return again this year. Remind yourself of weak areas so you can make a plan to address problem areas early on.

BUY NEW SCHOOL SUPPLIES

Being prepared with the right supplies is an important part of performing well in school. New supplies also hold a certain magic for getting kids excited about hearing the school bell ring again.


A BETTER SCHOOL YEAR BEGINS RIGHT NOW!


Learning how to have a successful school year starts with the right preparation and a positive attitude. It’s never too early to start thinking about getting back into the school-year routine—getting started now will help make the back to school transition easier on both you and your child.

Check out our Back to school Checklist!


Oxford Learning are your Trusted Regina tutors and educators! 


                                                                  


Trusted Regina Mortgage Expert Answers Questions About Rising Lending Rates

Trusted Regina's Skott Enns and Ryan Boughen of TMG The Mortgage Group can be found in the Mortgage category.  


We sat down and asked Skott Enns of TMG The Mortgage Group some questions we thought you'd like the answers to!


"As many of you have now heard, the Bank of Canada increased its lending rate to 0.75%. That is an increase of 0.25%, from their previous rate of 0.50%."


QUESTION #1: Who will be affected by this?


 "When the BoC increases their rate, this will typically translate into an increase in the Prime lending rate, which is how banks calculate their variable mortgage rate. Hence, if you have a variable rate mortgage (or  there is a line of credit component attached to your mortgage), you can  expect your mortgage rate (and likely your payment) to increase by 0.25%  in the very near future."



QUESTION #2: What does this actually mean?


"Of course no one likes to hear that their interest rate is increasing, but before panicking, it is important to look at what this actually means in dollars and cents. With this 0.25% increase, your mortgage payment will increase by $13/month for every $100,000 you owe."


"So if you have a $300,000 mortgage, this will increase your mortgage payment by $39-ish per month. Clearly you would rather keep that money in your own pocket, but this is not a scenario where the sky is falling."


Image result for arrow going up with house


QUESTION #3: What to do?


a) "We can lock in your mortgage rate by converting it to a fixed term. When you originally received your mortgage financing you (in most cases) were committing to that particular lender for a 5 year period. If you are now 2 years into that variable rate and wanted to lock into a fixed term, you would be locking into a term of at least 3 years. Make sense? Keep in mind, however, that in many cases, the fixed rate that you would be locking into is still going to be higher than your new increased variable rate."


b) "We can do nothing, and stay the course with a variable rate. Although one can never guarantee what will happen with mortgage rates, history shows that those borrowers with variable rates who stay the course as opposed to locking in mid term still save more money."


SKOTT'S TWO CENTS:


"As a blanket statement, I am encouraging the clients who are calling me to stick with their variable rates. As mentioned, in most cases your new variable rate will still be lower than the fixed rate you would be locking into. If you consider this, in addition to the ultra low penalty that comes with breaking a variable rate mortgage (should it ever happen), I still believe a variable term is the right way to go."


"That being said, every situation is unique. If you have any questions at all about your mortgage please do not hesitate to contact me at 306.201.6500."


I am happy to answer any questions/concerns you may have.


If you are looking for honest, unbiased advice from a mortgage broker in Regina they would love to talk with you!

Skott Phone 306-201-6500  Ryan Phone 306-570-3379 


TMG The Mortgage Group Skott Enns & Ryan Boughen are Trusted Regina Mortgage Brokers