Finding the shortest and safest route to any of your dreams requires planning and only with a carefully thought out financial plan can you be sure to make the most of your resources and to protect against risks along the way. At Worby Wealth Management, Chris will do his best to help you achieve those dreams with a plan that is tailored to your specific needs and based on your individual situation.
How is financial planning like bicycle racing?
I follow bicycle racing pretty closely and one of the first things that surprised me was how much of a team sport it is. Every team goes into it with a strategy, there are support racers who bring water and food up to the racer they are trying to see win, these same guys cut the wind and allow the eventual winner to 'draft' off of them.
This got me thinking about financial planning. While some investors try to 'go it alone,' wise people engage the skills and knowledge of people around them. In the same way that a team will have a strategy, I have a plan with my clients based on goals and time frames that they provide. I think information is like food and water; if you have it, it will sustain you even when the going gets tough. And the more sources for these things you have the better. I notice that many times I have access to more of it than just the newspaper and business channels. And then there's drafting. If you can be behind someone with access to more information and an ability to stick to the plan, it can make the going way easier. The last thing I noticed is that when a team racer wins, everyone on that team celebrates. Sometimes you'll see someone crossing the finish line with their arms raised in victory 20, 30 places behind the leader. Then you notice their jersey and realize that a team win is for everyone.
Original Blog post by Chris Worby your Trusted Regina Wealth Management and Financial Services Expert
www.trustedregina.com is committed to giving back to the community and Trusted directories parent company S & E Trusted Online Directory has donated over $18,000 so far to local non-profits since www.trustedSaskatoon.com launched May 31st, 2012 ..this is a large amount for a small home-based business just into its 2nd year of business...but the Trusted team believes it is the right thing to do and we are committed to continue to give generously always..and to help the people of the cities we service- that why we are the only directories that work for you ..all of you!
Our Trusted Regina Partners as a group seem to have the same idea and many have made many small, large and ongoing commitments to hundreds of small local non-profits in Regina and Saskatoon as well as some of the larger fundraising initiatives going on that get a lot of media attention...the big one in Regina right now is for Habitat for Humanity Regina - which is close to our Trusted founder Sara Wheelwright's heart, as the $1000 Trusted committed to the Womans Build was the first Trusted Regina donation ever ( read the blog here )!
This time Habitat has partnered with Newstalk 980 CJME for a Habitat build.
The Penny Project
CJME has teamed up with Habitiat For Humanity to make the soon-to-be expired pennies REALLY COUNT! We have a goal of collecting 10 MILLION pennies from Regina and surrounding communities!
10,000,000 Pennies = $100,000 = A HOME for a Regina Family in need… We Need YOUR HELP! Make your pennies count!
You can drop them off in the barrels located any Trusted Regina Partner location below!
If you have LOTS of pennies to donate, and want NewsTalk to come pick them up for you, they’ll be happy to! call and they’ll make arrangements to come grab them!
No pennies, but still want to donate? Visit Newstalk and sponsors at one of the following locations with your $5, $10 and $20's and make your pledge!
THE PENNY PROJECT! It Just Makes Cents !
Thats ANOTHER reason to choose a www.trustedregina.com business- they CARE about THEIR community
....and that another reason they have been .....
Active Electric are Trusted Regina Electricians and they get it right the first time, delivering all electrical services including installation, upgrade, and repair solutions. In their latest Trusted Regina electrician tip, they share info on surge protectors
Electrical Tip on Whole House Surge Protectors
If you are like most people, you probably have a few power strip surge protectors throughout your house to protect your home from power surges. Unfortunately, most provide little to no protection against power surges. What causes power surges? Lightning, problems with the utility company’s equipment, large appliances cycling power on and off, faulty wiring, and downed power lines are just a few things that cause power surges. What is at risk? All items that have a microprocessor are at risk during a power surge. This includes items like televisions, computers, refrigerators, washers, dryers, ovens, alarm systems, microwaves and telephones.
It is amazing how many items in your house actually need to be protected from an electrical surge. If an electrical surge were to occur today, how much money would you stand to lose? Wouldn’t it make sense to have ONE surge protector that would protect your entire house?
It’s a wise decision to be prepared before the next electrical surge hits your home. Get a whole-home surge protector that will protect not only your power lines but your cable and telephone lines. If you protect yourself from a power surge at the source you will experience benefits like:
- Saving Time and Money – After an electrical surge, all your neighbours will be spending time calling electricians to come out and replace the microprocessors in all their electronic devices. Your neighbours will have to shell out countless dollars to replace electronic devices that no longer function. But, if you have a whole-home surge protector you will be able to sit back, relax and be secure in the fact that once the power returns, all your expensive electronics will return to normal.
- Insurance for Your Electronics – Whole home surge protectors provides inexpensive insurance compared to the cost of replacing all your electronics. Sales Point Advantage - Differentiate your house from all the other houses on the market. It’s an inexpensive way to make your house stand out from the competition. This is a great feature for home builders as well. This could be the attention to detail the buyer is looking for.
- Peace of Mind – You can relax the next time a lightning storm occurs or the next power surge takes place in your area. You can rest assured that your electrical devices are protected. It only takes seconds to destroy countless expensive electronic devices, so don’t wait until it is too late!
Note: To protect yourself from surges that originate within the house, it is a good idea to take extra precautions and continue to use power strip/surge protectors for extra sensitive or expensive devices.