Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina Real Estate Lawyer shares TIP'S ON AVOIDING REAL ESTATE SCAMS

When looking to buy, sell, or refinance a property, you need to hire somebody who is not a stranger to addressing the real estate needs of individuals and families. Robert MacKay is the man to call. ROBERT MacKay is your TRUSTED REGINA REAL ESTATE LAWYER!

Buying a home can be a stressful but exciting time. Robert Mackay,  our Trusted Real Estate lawyer cautions about some potential scams when buying your home! 

Real estate fraud can cause you to have large financial losses. If you are a victim of real estate fraud you may find out that you no longer own your home or that there have been additional mortgages taken out in your name.

There are two main types of real estate fraud that may result in financial loss: 

Title Fraud 

Title fraud happens when the title to your home is stolen, and then the fraudster sells the home or applies for a new mortgage against it. Title fraud usually starts with identity theft, which can happen if somebody steals your personal information.

"Title insurance" is the best protection against this type of fraud. As well as protecting against title fraud, it also guards a new owner from against existing liens against a property's title (such as unpaid debts from utilities, mortgages and unpaid property taxes), encroachment issues (a structure on a property needs to be removed because it is on your neighbor's property) and errors in surveys and public records.


Foreclosure Fraud 

Foreclosure fraud usually happens when you are having problems making your mortgage payments. You may be tricked into transferring your property title to somebody to get a loan that will help you make your payments. Fraudsters usually keep the payments you make and also possess the title to your home, which they can resell or remortgage.

Two common scams that exploit a victim's need for cash are foreclosure fraud and home-equity fraud.

Cash-crunched property owners or investors seeking can be vulnerable to other scams or unscrupulous behavior to tap equity. There is always risk when leveraging properties, but a legitimate bank, broker or private lender should be forthright when explaining risks. However, those looking to borrow on equity should be alert for less scrupulous lenders, such as those who invite owners to embellish their application by exaggerating income, down payment or property assessment value sources in order to secure a larger loan.


Other types of scams you should be aware of include


Online rental/sale scams.

In these scams, rental property is advertised (usually at low costs) on online classified sites like Craigslist or Kijiji. The ads use information and photos describing the property that has been "scraped" from legitimate ads, such as those on the MLS. A scammer will impersonate the landlord, property manager or estate agent and will respond to emails and calls from prospective tenants. The scammer indicates he or she is unable to meet a prospective renter at the property, and instead proposes a meeting off site to exchange keys, sign a tenancy agreement and collect rental deposits. Victims may only learn they've been duped when they show up at a property to discover that it is already occupied.

Things to be alert for in such listings include claims of urgency, such as "must sell now," promises of high returns or "low-cost/no-cost" financing. These sort of claims are usually too good to be true, and they also can be prevalent in off-line scams.


Property investment seminars and courses.

Educating yourself about property investment can be essential for success, but prospective investors should be alert and do their research on seminar providers. There are legitimate speakers and seminars that provide beneficial information, others exist primarily to take money from the credulous … and there are some that are in between.


One common type of seminar is designed to hook buyers into "sure-fire" investments that are promoted by the seminar hosts. Potential investors may be invited to these seminars through an ad in a newspaper or magazine, a phone call, an email or other method. These seminars may include a motivational speaker, an "investment expert" or a "self-made millionaire."

The basic advice, be skeptical of claims and do your due diligence before committing any money to an expensive course or investment.

Remember there are no get-rich-quick schemes: the only people who make money are the scammers.

For more questions and help with any legal property issues consult with our Trusted Regina Real Estate Lawyer Robert MacKay


Here is a list of more consumer tips by Robert MacKay 



Robert MacKay's team provides professional, personalized service and with their assistance, you can rest assured that your real estate transactions will be handled with the utmost consideration and care.

They  provide a full range of legal services including:

  • Real Estate & Mortgages
  • Wills & Estates
  • Family Law & Divorce
  • Commercial & Corporate Law
  • Litigation & Personal Injury

ROBERT Mackay is your TRUSTED REGINA REAL ESTATE LAWYER!


Trusted Regina team welcomes Performance Marine as a Trusted Regina Boat and Marine Vehicle Dealer

The Trusted Regina directory community  welcomes yet another amazing new partner to the Regina Directory of excellence in the Regina Auto and Recreational Vehicle category

Our Regina team works for YOU, the public and we work extremely hard to find the Trusted local businesses we feature on the Regina Directory.  We do all the running around and checking on those businesses so YOU don't have to,  the Trusted verification process is intense and we take our job very seriously. 

Let us tell you why Performance Marine is the latest Regina business to be 'Given the Thumbs Up' by the Trusted Regina Directory of Excellence and why we recommend them. 

Performance Marine is a Trusted Regina Boat & Marine Vehicle Dealer.

 




In 1997 Wayne Lorch founded Performance Marine in Regina, bringing Bayliner (the #1-selling leisure boat in the industry) to Saskatchewan, along with Chaparral luxury boats.  Performance Marine quickly became the dealership of choice by following one simple philosophy...  

At Performance Marine the customer is their #1 Priority. 

They believe that nothing is more important than customer satisfaction. 

This approach has earned them the approval from Trusted Regina and several great local and international awards, including:

The Paragon Award for Continued Excellence in Customer Service, 

The Torch Award for Ethics & Integrity 

THREE “Top” 100 Dealer Rankings in North America. 

Also, they have been finalists as Business of the Year with both the Regina Chamber of Commerce Paragon Awards and the Saskatchewan Chamber of Commerce ABEX Awards.


Performance Marine - A History Of Excellence

In January of 2018, three long term employees were given the opportunity to purchase the business.  James McIntosh, Murray Wilson and Jeff Adams.  Together their plan for the future of Performance Marine is SERVICE while maintaining their customer first philosophy. The dealership not only sells new & used boats it has a full mechanical shop with 4 factory trained mechanics. The only SGI accredited boat body shop in Saskatchewan, thousands of in-stock parts and accessories and they offer short term or long term storage.  Have you been into their showroom lately? It is packed with boats, accessories and happy friendly staff! 

Don't take it from us - read what their happy clients have to say! 


"The entire staff is amazing and friendly. Their annual boat show they put on is absolutely a site to see. Jeff the mechanic was fun to talk too and showed me a lot. I''ll definitely be going back there when my boat needs a tune up." JR Falzetta
" Glad to share my positive experiences here! Our family is in the market for a new family ski boat and have looked around at a few different places. We narrowed our choices down to a few different brands and paid a visit to each dealership. Hands-down our best experience was here... very friendly and knowledgeable staff who were willing to spend lots of time with us to find the right boat. Looking forward to picking up our new Chaparral " Brian Kelley
This year they are also offering dockside boat service for the first time.

Over the years Performance Marine has been able to maintain a knowable long term staff and an incredible customer base with lots of room to grow.   They are Saskatchewan’s only full-service marine facility, complete with a Capsizer 8000TM boat lifting/turning system, a full marine paint booth, and in-house propeller & skeg repair.



The Trusted Regina team is proud to have Performance Marine as a Trusted Regina Boat & Marine Vehicle Dealer



Emerald Park Homes your Trusted Regina & Region Home builders sneak peek video tour of their newest show home

Emerald Park Homes takes great pride in their workmanship, and have some of the finest tradesmen in the industry working together with them to create quality homes. Their focus is: "Our Quality Shows” and if you drive around the communities of White City / Emerald Park located just 8 minutes east of Regina on the #1 Highway, you will see signs on the lots available for your custom designed Emerald Park Home.

Put 20 years of experience in homebuilding to work for you! Emerald Park Homes are TRUSTED REGINA & REGION HOME BUILDERS and they are experts in their industry.


Packed with organizational and storage features this 1,610 sq. ft. bungalow is one you don’t want to miss.

It has an over-sized 3 bay garage that adjoins a mudroom with lockers to keep coats and backpacks organized. The main floor is an open concept design with vaulted ceilings, and a laundry room that’s close to the bedrooms. With a total of 5 bedrooms and 3 full bathrooms, this house has plenty of room! High windows throughout fill the home with prairie sunshine! Complete with a fully finished basement and a huge back deck.



For more details ad a full list of their current show homes check out their show homes page.

To book your viewing or sit down and chat about your custom dream home contact them here.

More articles and Information about Emerald Park Homes:


Find Emerald Park Homes online or check out their listing here in Regina & Region Home Builders to read the wonderful things their clients have to say about them ... they are your Trusted Regina Home Builders!





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