Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina Financial experts tip on Client Defections

 Trusted Regina’s Financial experts share a tip on client defections: 

Client defections to speed up!

“There are a lot of advisors who don’t keep up with their clients and wait for them to call instead of being proactive and keeping up regularly,” she said. “If my client mentions something about taking a trip at a specific time, I’ll often call them just to find out how it went. It lets them know I care, that I’m thinking about them and it’s led to more referrals while keeping my attrition rates low.”



A survey of client attrition rates for 2014 may, in fact, represent a turning point for the industry as it prepares for fallout from regulatory change.

Currently, Canada’s top financial advisors have a one per cent attrition rate while the average for Canadian advisors as a whole is closer to 10 per cent, according to Maximizer Services Inc., based in Vancouver B.C.

But CRM2 is expected to change that, with many transactional advisors anticipating client defections will double post CRM2’s full implementation.

“There will be a lot of unhappy clients out there once they realized the truth about their accounts and how much fees they’re paying to some of these advisors,”  “I think that we’ll see the attrition rate get much higher when CRM2 finally kicks in.”

Top advisors and their commitment to using advanced technology as well as those who previously anticipated CRM changes and engaged clients in difficult conversations are most likely to maintain low attrition rates.

The study also found that 69 per cent of advisors had an attrition rate of five per cent or less if they were previously using a strong customer relations management system.

Using DayLite or Symantec has helped to build her business because she is able to keep up with clients regularly. The Important thing, she says, is to be proactive for their needs, and not reactive to their demands.



 Trusted Regina’s Finance Experts -  give them a call to see how they can work for you!




Chris Worby a Trusted Regina Financial Expert from Worby Wealth Management shares a tip on Too Much Stuff

Finding the shortest and safest route to any of your dreams requires planning and only with a carefully thought out financial plan can you be sure to make the most of your resources and to protect against risks along the way. At Worby Wealth Management, Chris will do his best to help you achieve those dreams with a financial plan that is tailored to your specific needs and based on your individual situation.

Let TRUSTED REGINA's FINANCIAL ADVISOR Chris Worby from Worby Wealth Management help you live your dream!

Here Chris Shares A Tip About Too Much Stuff:

Too Much Stuff? What to keep…

If you’re like me, you find yourself with stuff – lots of stuff – all over the place. In a lifetime, we accumulate and accumulate and it’s hard to know what to throw out.

By no means exhaustive, this article has some good ways to catalogue stuff and may give you some ideas on how to keep your stuff sorted.


The following is an entertaining article:

George Carlin and the new retirement minimalism

It is finally spring. Among the rituals of spring is spring cleaning. 

Comedian and colorful social observer George Carlin described a house as "just a place to keep your stuff while you go out and get more stuff.” Spring-cleaning is an opportunity to sort that stuff — making the option of downsizing possible, ageing-in-place easier, or simply helping family members make sense out of all that “stuff” you have accumulated for decades. 

Over an adult lifetime, you collect your stuff, family stuff and legal stuff. Here are some ideas on what to do with it. 

Your stuff is everything under your roof. However, as you approach retirement, or may already be in retirement, that stuff makes life and future housing choices more difficult. The more you have, the more there is to maintain, clean and organize. A house full of furniture that was once the home of a family of five, but now only has two, makes the decision to downsize difficult. Moreover, should something happen to one member of a couple, a home's contents can be a near-insurmountable burden to manage and ultimately sort out. A new ritual of retirement may be the adoption of new retirement minimalism — eliminating items that are in the house because ... well because they have always been there. Even if you don't want to downsize to another home, consider what you can downsize while staying in the home you are in. 

Family stuff used to include furniture, glassware, tableware and a long list of family artifacts such as great grandfather Joe's steamer trunk. Lifestyles have changed and keeping and handing down family “things” has become less important. Just consider the fact that the children of the baby boomers — the millennials — aren't following the same life course timetable or preferences of previous generations. They are marrying later in life. Choosing to have fewer or no children. Moreover, the homes they are choosing, many in urban areas, are smaller. Consequently, mom's dining room set doesn't have a place to go and, even if your children have a need for a crib, chances are the one in your attic it is out of style or painted with something that has been, or will be determined to be hazardous. 

Family stuff today is about memories that can neither be bought nor replaced. Photos across the generations that are annotated identify who is in the photo and their relationship to children and grandchildren. Family videos that have been copied to the most current medium — no your VHS player isn't worth keeping. Even your own audio stories are recorded to memorialize family history. All of these items can be safely kept in the cloud, occupy little space, accessed by everyone while preserving generations of memories. 


Legal stuff includes important documents that you and your family need access to for managing legal, financial and health matters that will become more critical as you age. The list can be long but includes legal and financial records for real estate, wills, health proxies, medical orders and desired intentions, insurance policies, inventories and the assessed value of the insured property, investment records, bank account locations, etc. These documents, along with an up-to-date list of contacts for attorneys, financial advisers, accountants, physicians should be organized, discussed with selected family and friends, and copies maintained in the home as well as with the appropriate professional, e.g., a lawyer that assisted with will writing. 

Like spring itself, life after work is an opportunity to start new. Retirement spring-cleaning through all that stuff makes considering alternative housing options possible, simplifies life in older age, and can be an invaluable gift to loved ones. 

Warning: May contain offensive language. 



Check out his listing on the Regina Directory in the REGINA FINANCIAL SERVICES category


Some of the services that Worby Wealth Management can help you with: 

TRUSTED REGINA FINANCIAL ADVISOR Chris Worby from Worby Wealth Management helps you live your dream!

Invisible Fence your Trusted Regina pet fencing solution experts share a tip on their Invisible Fences

Invisible Fence® Brand systems Saskatchewan are invisible boundary systems for your yard and home! It keeps your pet out of harm's way and prevents unwanted behaviors throughout your home and yard. The systems are safe, humane, and highly recommended by Veterinarians, Behaviorists, and pet experts.

Over the last 40 years, they have helped more than two million pets and their owners lead safe and harmonious lives together, and their exclusive training program allows dogs and cats to learn their boundaries without fear, distress, or behavioral harm. Their proven P.E.T. Approach™ training method ensures the success of their products every time, with any pet, and in every household. The result? An unparalleled success rating (over 99%) and the most effective solutions in the industry! Freedom and convenience for you & your pet...and the system has a lifetime warranty. That’s an OWNERS lifetime warranty!

Invisible Fence Saskatchewan are Trusted Regina Pet fencing solution experts!

Here they share a tip on their Invisible Fences:




Recommended by vets and installed by professionals, our customizable solutions will keep your pet happy and out of harm’s way in your home and yard.

Your pets are family to us too. That's why our pet specialists are certified in our renowned Perfect Start™ Plus Pet Training methods.

  • Proven, trusted experience
  • 99.5% success rate
  • Professional installation
  • Certified training programs
  • In-home® & outdoor solutions
  • Create safe areas & protect furniture, landscaping
  • Works with all breeds, sizes, ages, temperaments



Find Invisible Fence online at and in the Regina Vets and Pets Catagory on the Saskatoon DIRECTORY of Excellence...they are your Saskatoon Pet Fencing Solution Experts!



Reed Security a Trusted Regina Alarm and Security Expert CONSUMER WARNING: Just Say NO To AGGRESSIVE Door to Door Salespeople

Reed Security believes when you become a client you will be entering into a relationship – one they want to grow and become long term...they work hard to meet all your Regina Alarm & security needs from day one!

Here they share CONSUMER WARNING: Just Say NO To AGGRESSIVE Door to Door Salespeople:



Consumer tips:

1. Security Systems are Never FREE and are not worth $1500.

2. ALWAYS get 3 quotes.

3. DO NOT install the system within a few hours of signing up. Give yourself some time to do some research.


Consumer Warning:

It's that time of year when you will be getting pressured by door to door salespeople. They would like to sign you up to "limited time offer" that expires "right away". And before you know you know it you're on the hook for thousands of dollars. (This happens several thousand times each year).

For more information do a Google Search and type "Alarm Door to Door". Thousands of people have been duped.

The Pressure:

  • Sales person won't leave even when you tell them to "Leave"
  • Sales person won't leave when you tell them "No Thanks"
  • Sales person won't leave when you say "I Already Have Your Products or Service"
  • Sales person name drops the name of your neighbor and makes it sound like "they signed up" or "they bought one" or "they referred me to you"
  • Sales person comes to the house more than once



The Solutions:

1. Put Up Your Hand and "Say NO". Immediately close the door and the sales person will eventually leave.

2. Tell them "You are Trespassing" and that you will call the BBB Better Business Bureau, Consumer Protection Branch and the Police if they do not leave.

3. Always Get 3 Quotes for whatever you consider purchasing. This gives you the time to gather information and to check if the "deal" being presented to you is the best option.

4. Never Accept Quick Delivery of a product or service. This gives you a cooling off period and more time to gather facts.

5. If you did proceed with the offer You Have 10 Days to Change Your Mind and CANCEL (and get a full refund). It's the Law in Saskatchewan.

6. Don't Forget - You may already be in a contract for the products or services being offered to you.


If you would like more information on how Reed Security can help you or customize a security solution for you Click Here

Find Reed Security online at or check out their listing here in the REGINA ALARM & SECURITY Category on the REGINA directory of excellence. Virgil Reed and his team are YOUR Trusted commercial security experts!



Previous Posts


S & E Trusted Online Directories Inc
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150


App Store Google Play
Follow us on Facebook Instagram Linked In Twitter YouTube RSS Feed
Website hosting by Insight Hosting