Trusted Tips and Resources

Trusted Tips & Resources

Emerald Park Homes your Trusted Regina & Region Home builders share a Trusted Tip on Buying a home!

Emerald Park Homes takes great pride in their workmanship, and have some of the finest tradesmen in the industry working together with them to create quality homes. Their focus is: "Our Quality Shows” and if you drive around the communities of White City / Emerald Park located just 8 minutes east of Regina on the #1 Highway, you will see signs on the lots available for your custom designed Emerald Park Home.

Put 20 years of experience in homebuilding to work for you! Emerald Park Homes are TRUSTED REGINA & REGION HOME BUILDERS and they are experts in their industry.

Here they share a Tip on Home ownership

Are you ready to build or take the leap into owning your own home?

 

So, you’ve finally decided to fulfill a lifelong dream and buy your own home… how exciting! You are ready to fulfill your dream of having a place to call your own. Buying a home is one of the biggest emotional and financial decisions you'll ever make. Prepare by learning about the process of homebuying and the responsibilities of homeownership. The differences between renting and buying a home are vast, and there's a long list of pros and cons for both options. And, remember — there is no one best decision for everyone.

Before moving forward, though, here are some questions to consider.

•Do you have the necessary financial management skills?

•How financially stable are you?

•Are you ready to take on the responsibility of all the costs involved in homeownership, including mortgage payments, repairs, and maintenance?

•Are you able to devote the time required for home maintenance? There are pros and cons for both renting and buying. Everyone must make his or her own best decision. Buying a home is not for everyone. Take a moment to think through the advantages and disadvantages of both owning and renting.

Emerald Park Homes highly recommends anyone looking at housing to do their on-line research with the professionals for Canadian housing and use the advice provided by CANADIAN MORTGAGE AND HOUSING CORPORATION. For over 65 years, CMHC has helped millions of Canadians meet their housing needs. CMHC provides mortgage loan insurance that enables you to buy a home sooner with a minimum down payment of 5%. And CMHC is there with you every step of the way — with information before, during and after your home purchase. www.cmhc.ca/en/co/buho/index.cfm

Think carefully. Are the advantages of owning your home really bigger than the advantages of renting? Are the disadvantages of owning your own home really smaller than the disadvantages of renting? If homeownership is for you, you must be both financially and emotionally ready. Buying a home isn't only about money. You should listen to your heart… and take an honest look at your lifestyle.

Take a look at some other people’s experience of homebuying in this VIDEO  

Emerald Park Homes invites you to take the short drive out to the White City/Emerald Park area located just 8 minutes east from Regina on the # 1 Highway. Our office and friendly staff welcome you to our showroom at 64 Great Plains Road.

Find Emerald Park Homes online or check out their listing here in Regina & Region Home Builders to read the wonderful things their clients have to say about them ... they are your Trusted Regina Home Builders!

 

Trusted Regina shares a Tip on the Myths of Leather !

 

 Lets quickly explore the top 3 myths of why some clients will reject Leather Furniture.

Myth #1 "Leather is hot and sticky!"

or "Leather is soo cold, especially for the basement!" Many people's experience of leather seating has been limited to the car. When the sun is beating down in a car, it can literally get hot enough to fry an egg on the dash, and of course the seats are going to be absolutely steaming. Same thing in winter...you never worry about hot buns, it is like sitting on an ice cube! Add to that, car makers are not using the highest grade leathers that breathe, and the backseat is almost always a vinyl. A good quality leather sofa set will actually breathe to some extent. If it is cool out, by the time you count to 6 seconds, it is warming to your body temperature, and is also going to disperse the heat. If it is hot out, with no air conditioning in the house and bare legs, you certainly can sweat and stick as soon as you sit down...but think of this. You are sweating whether you are sitting on leather or cloth. On leather, the sweat can be wiped off. On cloth, it sinks in, damages your foams, and is there the next time you place your face on the sofa to lay down. Enough said on that topic.

 

 

Myth #2 "We have pets and kids, leather is not in our future!"

Cloth certainly can provide a great place for kids to roughhouse and mess around without worrying about scratches and damage in the same way as you would see on a leather set. Cloth also is definitely more budget friendly when there is a low limit set on what a client can spend. Of course, there are several downfalls to cloth. Pets can just as easily snag a cloth sofa with their nails as they can scratch a leather set. Once cloth is damaged or stained, it is all over with but the tears. Good quality leather is actually very hard to puncture. You may scratch it, you may scrape it, but it isn't easy to puncture, even with teeth involved. Different types of finishes on leather can lend more durability and have less noticeable scratching. Leather is wash and wear, and is a great choice for persons suffering with allergies, as dust settles on top and can be wiped off. Cloth retains dust and odors much easier. Many people think that they can just throw their cloth cushions in the wash, but it is important to really look at the care labels. Often you will void their warranty doing this, and I have had complaints of never getting the cushions to fit back on the foam properly due to shrinking. Lastly, repairs are lot easier on a leather set, often being barely perceived and maybe looking like a natural scar in the hide. Plus the area of the fix is actually stronger than the rest of the hide! Trying to sew up a hole in cloth is a futile venture, the hole often reappears as soon as there is stress on the fix. It takes a lot to truly damage a leather set. Small surface scratches are often only noticeable to the owner, the average visitor is not going to notice these things. Cloth does have the benefit of a softer feel, and it can add warmth and texture to the look of a room. There is maintenance required though, and high traffic, food eating areas may not be best suited for cloth. Many clients  want to put cloth downstairs "for the kids", because of cost and no one really seeing it; yet this is the area they use the most in the house, watching movies, snacking with the kids and generally living on their set! Nothing can compare with the ease of care a quality leather set provides. Dog hair vacuums up in a jiffy, spills wipe off in a second.

 

Myth 3 "Leather is so expensive!"

Well, this is one that I can't really dispute. The only thing I can say is that good quality leather and a good quality cloth sofa are only going to be about 500.00 difference. If you are on a tight budget, I would much rather encourage clients to look at a cloth set of decent quality with an easy to care for synthetic fabric than go with a very cheap bonded leather. Anything besides a good quality leather set is going to be disappointing as you lose all the great things about leather...the durability, the cleanability, and most of all, the breathability! The one thing to be said is ...value. A cloth set wears out, a leather set just gets broke in. I find you get double to triple the amount of years out of a leather set compared to a cloth set. A leather set you can dress up and make look different just by different accents. A cloth set you may tire of and not be able to change the look up as easily, especially if you choose a pattern. A great compromise, and a very trendy look if you truly can't make up your mind is to have of bit of each. A cloth set can be dressed up with a beautiful leather accent chair, or a leather set can be finished off with a lively patterned accent chair and pillows.

 

 

 

 

Chris Worby a Trusted REGINA FINANCIAL EXPERT provides a Trusted Tip on RRSP and your Tax bill

Finding the shortest and safest route to any of your dreams requires planning and only with a carefully thought out financial plan can you be sure to make the most of your resources and to protect against risks along the way. At Worby Wealth Management, Chris will do his best to help you achieve those dreams with a financial plan that is tailored to your specific needs and based on your individual situation.

Let TRUSTED REGINA's FINANCIAL ADVISOR Chris Worby from Worby Wealth Management help you live your dream!

Is an RRSP the best thing to do to reduce my tax bill?

Taxes are a reality – we’re not going to get away from them anytime soon. So instead of thinking about avoiding them in any given year, we should think about reducing taxes over your lifetime. Really, it depends on your situation. If you see a raise coming down the line, it might be good to hold off on the RRSP or, if you are leaving your job soon and see a severance package coming, holding off is a good option there too. In these circumstances, a Tax Free Savings Account (TFSA) might be a better option. On the other hand, you may be reducing your hours or going on a leave of some sort in which case maxing out now might be the right option. There are also other options like Labour Sponsored Investment Funds (LSIF) – a currently popular one in Saskatchewan is Saskworks Venture – that gives an additional tax credit equal to 35% of deposit up to $5000/yr. So, again, there is no clear cut option. But, as I always say, I’d rather pay tax on money I have than not pay tax on money I don’t have!

 

 

 

Call Chris Worby at  (306) 757-4747 ext 226  or on his Cell: (306) 737-2909. Check out his listing on the Regina Directory in the REGINA FINANCIAL SERVICES category   . Chris is a Trusted REGINA FINANCIAL EXPERT

 

 

Bergens Autobody your Regina Autobody expert tip on Courtesy Cars

Bergens are a local family business and from the moment you walk in the door you will be treated like family!

They are proud to have an amazing 80 Years Auto Body Experience, and they have been serving Regina Auto Body needs for over 30 Years....they have a loyal customer base that simply wouldn't think of going anywhere else. Bergen's are an SGI Accredited Regina Auto Body and Collision Repair shop  , they offer courtesy cars to their clients and they specialize in foreign vehicles.

Here Bergens tell us about their Courtesy cars!  

Did you know that not all Regina Auto Body Courtesy Cars are Created equal?

As an additional service to their valued customers Bergens will provide a courtesy car to any clients that require one when their vehicle is at Bergens getting repaired.

This in itself is not unique as many Body Shops in Regina organize courtesy cars for their customers, but at Bergens they really do bend over backwards to accomodate their clients needs!

1. All Courtesy Vehicles will be comparable to the vehicle being repaired ( size.. etc)- this means  for example that a family that has a Van or a large SUV doesn't have to try and squeeze into a standard vehicle.

2.Bergen Auto Body just uses large national car rental companies for it's courtesy cars - this means you are in reliable , relatively new vehicles and you are always covered in the unexpected event that you break down! 

  


3. Bergens offer this as a FREE additional service- there is absolutely no additional charge!

  

Bergen's GUARANTEE that you will be treated to both friendly service and quality workmanship....and after speaking to their clients we can definitely say that they do all they claim and all in a style all of their own!

Bergen's AutoBody & Collision Centre are TRUSTED REGINA AUTO BODY EXPERTS...and they are waiting to help you. Fan them on Facebook here and be assured that they will look after you ..you can TRUST them..we Guaranteee it!

 Bergens

Trusted Regina Pet Store share a Trusted Tip on Table food and your Pets- is it the right thing?

 

'Table Food and Your Pets- is it the right thing to do? ’

 

 

Human, edible foods can be very healthy for your pets. Throw away the concept of “cat” food and “dog” food, and just think “food” — food that grows in the ground or comes from animal products. A whole generation of pet owners is afraid to feed anything but over processed rendered food to their pets. But there’s no way you can create abundant health in an animal by providing only the minimum nutrients it needs for survival.

Dogs and cats have a living food requirement, just like you do. The food you feed your pet should be biologically suited to meet your dog’s or cat’s needs. Dog and cat chow may be nutritionally “complete,” but it is akin to your drinking a meal replacement shake three times a day for the rest of your life … or giving them to your kids in lieu of fresh foods. Yet, many veterinarians will often recommend you feed your pets kibble or canned food for the rest of their lives. Some will go so far as to say that feeding your pet anything that doesn’t come from a bag or can will be harming your pet!

This is a paradigm problem, and one that can be very confusing for pet owners. In reality, there’s no way you can give your pet the food it needs to thrive if you do not feed it a biologically appropriate diet that includes a variety of fresh foods. In fact, a growing number of holistic-minded veterinarians state that processed pet food (kibbled and canned food) is the number one cause of illness and premature death in modern dogs and cats. So how did conventional veterinary nutrition positions get so skewed? Well, major dog and cat food manufacturers provide much of the veterinary nutrition information to veterinary students. It becomes engrained in many new vets’ minds that it’s wrong to feed pets “living” fresh foods.

This is a myth!

 

Your Pets NEED Living Food

Veterinarians  mostly tell you to never offer living foods to your pet. But your pets need living foods on a consistent basis to achieve optimal health. So, yes, you can and should offer your pets some of the very same foods that you enjoy. And since those foods are at a much higher grade nutritionally than typical dog or cat foods, they may be the healthiest foods your pets have ever consumed. As you know, I recommend you feed your dogs and cats an all raw, nutritionally balanced living food diet. In my opinion, the only viable excuse to not to feed your pets a species appropriate diet is cost. Feeding raw food cost more than dry food .However, raw fed animals have fewer health problems, which mean lower vet bills over a lifetime. If you cannot afford to feed your pet an all raw diet, don’t deny your pet’s access to living foods throughout the day, in the form of treats. Remember, treats (even really healthy treats) should not constitute more than 15 percent of your pet’s daily food intake. Berries are one of the best treats you can offer. Bite size and packed with antioxidants. Many cats enjoy zucchini and cantaloupe. . My favorite training treats for dogs include peas, raw nuts (remember, the only nuts you should never feed your pets are macadamia nuts). A salad without dressing, but with plenty of dark green leafy vegetables, is also good for your cats — your pets are chewing on your houseplants for a reason, after all. Avoid giving your carnivorous companions biologically inappropriate foods, including grains, such as oats, soy, millet, , wheat, or rice. Dogs and cats do not have a carbohydrate requirement and feeding your pets these pro-inflammatory foods creates unnecessary metabolic roadblocks to health. Furthermore, there are certainly some foods that are toxic to feed to dogs and cats such as grapes, raisins, macadamia nuts and onions. Never feed your pets these foods.

The Optimal Choice to Feed Your Pets

I highly recommend you give your dog or cat an opportunity to experience living raw foods like fruits and veggies as treats, and feed them a biologically appropriate, balanced raw diet the rest of the time. Remember, your pet is resilient and can eat a variety of suboptimal, metabolically stressful foods on occasion and be fine, but because it’s my goal to provide a diet that most closely fits your companion’s biological requirements, I don’t recommend a lifetime of kibble or other “dead” over-processed food. The goal is to provide a diet that mimics your pet’s biological nutritional requirements as closely as possible … in this case it means rethinking the “lifetime of dry food” or “canned food” theory. If you are unable or unwilling to feed your pet a species-appropriate, nutritionally balanced, raw food diet, then I strongly recommend you compromise with the next best choice: USDA-approved canned foods (and supplement with raw) My last choice would be a dry food (kibble), made from human-grade ingredients with little to no grains, and LOTS OF WATER. But no matter which option you choose, remember that you can treat your dog and cat to berries, leafy greens, raw nuts and many other fresh fruits, veggies and meats on a regular basis. I hope this insight will help you feel more confident offering foods and treats to your pets that are unadulterated and fresh. They deserve the same benefit of living foods that you get, and there’s no better way to start than by sharing some of these raw healthy foods with your dog or cat today.

We have always cooked for our pets, so always find it amazing, if not horrifying, that there really are pets who never get live food and who are doomed to eat the same dry food every day and that there really are pet owners who think that would be okay!! This myth created by the pet food industry and perpetuated by pet stores who just want to sell animals, regardless of whether the potential purchasers should be pet parents and then accepted by the “ME” generation, is another one of those practices like keeping your pets in a crate all day or all night, or shock collars, electric fences and collars with spikes etc that defy all common sense and really fall into a category of pet abuse or neglect, perhaps pet abuse light… but unacceptable pet parenting to be sure!! Would you want to eat the same packaged food everyday? Would you want to be locked in a cage all day or all night? Would you want to have to wait to go to the bathroom all night or most of the day, until some lets you out and says it is okay? Would you want to receive an electric shock when you tried to talk or walk across a boundary area… or have spikes dig into you? Would you do these things to your kids? When making decisions for your fur-babies, you should ask yourself, “Would I want to be treated this way? And would I make these choices for my human children?”, and then act accordingly!!

… Use common sense and compassion and “then go do the right thing!”.

 

 

 

 

 

Original Article; http://justonemorepet.wordpress.com/2009/11/11/veterinarian-dr-karen-becker-dispels-the-long-held-myth-that-table-food-is-bad-for-your-pets/

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S & E Trusted Online Directories Inc
Trusted Licensee: Bonne Idée
TrustedRegina.com
1307 Ottawa Street
Regina, SK   S4R 1P3
Ph: 306.529.8558

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