Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. In their latest Campbell & Halliburton Regina insurance tip, they discuss mass evacuation coverage insurance.
Summer brings not only sunny days and beach vacations but also the potential for storms, wildfires, and other emergencies. While not all emergencies require home evacuation, some do, and it’s crucial to be prepared. If you’re unsure about handling an evacuation or have questions about your Regina home insurance coverage during such situations, don’t worry! We’re here to provide some helpful information. Let’s delve into the basics of mass evacuation coverage insurance and how it can support you in times of crisis.
Firstly, you may be surprised to learn that if you have a house, condo, mobile home, or tenant insurance policy with SGI CANADA, you already have their Mass Evacuation Coverage. As an added feature on their policies, Mass Evacuation Coverage is standard on all home, condo, mobile home, and tenant insurance policies. This coverage is designed to assist with the increased cost of living that arises when you must suddenly leave your home due to an emergency.
To qualify for this coverage, the situation must be a risk covered by your policy, such as a wildfire, directly impacting your property. Additionally, an evacuation order from a civil authority, such as a municipality or provincial government, must be in place. It’s important to note that you will only be eligible for this coverage if you evacuate your home based on an official evacuation order.
Expenses You Can Claim Under Mass Evacuation Coverage
This coverage will reimburse you for essential living expenses, including:
- your hotel room,
- meal costs,
- and other necessary items that you can’t bring from your home.
The coverage typically extends for up to 30 days, depending on the amount specified on your policy’s cover page.
Remember to retain all receipts for the expenses you incur during the evacuation period. On each receipt, note the reason for the purchase and how you intend to use the item or service. Taking photos of your receipts with your phone is also recommended to maintain a digital record.
If you find yourself in an evacuation situation, the first step is to ensure your safety and settle into a secure location. Once you have done so, get in touch with your Campbell & Haliburton Insurance broker to discuss the possibility of making a claim under your Mass Evacuation Coverage. They will guide you through the claim process, or if you prefer, you can also file a claim online through MySGI.ca. They can clarify how your insurance policy protects your home in the face of extreme weather, wildfires, or other threats, and offer valuable guidance on keeping your family safe throughout the summer months.
Your peace of mind is essential, and by understanding your insurance coverage and knowing how to handle an evacuation, you can face emergencies with confidence. Don’t hesitate to contact your Campbell & Haliburton Insurance broker to learn more about your specific home insurance coverage and ensure that you’re well-prepared for any unexpected events that may arise this summer.
Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. They know insurance inside and out, so please get in touch with them for all of your insurance needs and they will be more than happy to help ensure what you value most is protected.
**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.