Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina Real Estate professionals W2 Real Estate share a tip on common home inspection items

W2 Realty team share a tip on common home inspection items

The W2 Realty team are Karin Wees and Jen Welykholowa, two very well respected Regina Real Estate Agents from Realty One Real Estate Services Inc. The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life!

When you work with Karin and Jen at W2 Realty, you are getting a team of dedicated real estate professionals working together for your best interest. The W2 Realty team are Trusted Regina Real Estate Agents.

Karin and Jen.... The Regina real estate team dedicated to you making the "right move" 

A professional home inspection is generally a standard condition of your real estate purchase when you are buying a home and it's a super important part of the process!  There are a few normal maintenance items that come up regularly in inspections so as a seller it’s a great idea to address these issues prior to listing and help to make that part of the sale process go smoothly! Here are a few items of note:


  1. Furnace Maintenance & Service including regular changing of filters - Mechanical service is generally recommended every 12-24 months depending on the age of the furnace and cost will vary depending the extent of service & provider. Furnace filters should be changed often & length of time depends on the filter & your home environment i.e. if you have pets, etc.  To simplify the process we recommend buying the 4 pack and change them quarterly on the 1st of the month…then it’s easy to remember January/April/July/October.
  2. Water Heater maintenance - the regularity of service depends on the type of water heater but chances are if you have never had it serviced, you should!! Our Regina water is tough on our water heaters for sure and if you rent your heater, regular service should likely be part of your contract.  If not call any qualified plumber to help you out!          
  3. Proper Grading - this comes up more often than not because of ground or concrete settling near the foundation of your home. One of the biggest culprits of water issues in basements is improper grading so It’s super important that water runs away from your foundation. One of the simplest remedies is making sure that extensions on your downspouts are suitable …and at this time of year it’s the one thing you can address, as well as moving all of that snow away from the foundation walls.  Once it has melted you want to be sure that the ground level is taking water away from the foundation and it may require topping up the soil levels to accomplish that. If you’re not handy in that regard of course we have great landscape companies in Regina that can help out and make sure you get the right product to address the issue! 

 

If you have questions about the process of buying or selling a home we are happyy to help and don't hesitate to ask...you can contact us at info@w2realtyteam.com

We are your Trusted Regina real estate team and we are here to help you make the right move!


When you decide to work with an agent you should choose someone you feel comfortable with and trust to have your best interests at heart. We can answer your questions and concerns and provide referrals for staging, mortgage brokers, home inspectors, real estate attorneys, and pretty much anything else you may need in the purchase or sale of your home! We are your advocate and guide through the process.

Happy House Shopping!!

Karin & Jen

 

So make the smart and simple choice today, you see a Trusted Regina realtor is never a risk and W2 Realty are Trusted Regina Real Estate experts! 


Have a look at more amazing tips from the W2 Realty team which are sure to help you in buying or selling your home in the Regina and surrounding area:



    

Trusted Regina Mortgage Broker Kent Bittner shares a tip on planning for additional costs with your mortgage

The purchase of a home is the largest purchase most people make during their lifetime. Kent Bittner at DLC-Bittner Mortgages, wants to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date. 

Whether you are a first-time buyer or an experienced buyer with excellent credit, DLC - Bittner Mortgages has access to the very best products and mortgage rates available across Canada.
 

Kent Bittner of DLC-Bittner Mortgages is a Trusted Regina Mortgage Broker 

Will you need to pay any additional costs?  The purchase price of your home is only one of the costs you'll encounter. 


You'll pay some costs at the beginning of the home-buying process and others, known as closing costs or disbursements, when your home purchase is finalized


Here are other possible costs you need to consider:


Property/Land Costs

(Provincial property/land transfer and registration taxes)
It is based on a percentage of the purchase price (0.3% to 2%) and varies from province to province.
Most provinces levy a tax on a home purchase that must be paid at the time of registration.

Legal/Notary Fees

Check with your lawyer or notary for current rates.
Professional representation protects your interests in the purchase of a property. Fees and disbursements may vary based on a transaction's complexity.

Mortgage Insurance

Premium fee depends on the amount you are borrowing and the percentage of your down payment. It typically ranges from 1% to 3.25% of the principal amount of the mortgage.
Any home purchase where the down payment is between 5% and 19% is considered a high-ratio mortgage and must be insured to protect the lender in case of default by the borrower.

Property Insurance

Varies based on value of the property, location and contents of the home.
Mortgage lenders require you to have property insurance in place when you take possession of your new home. Make sure you enlist an insurance agent early.

Home Inspection

$200 to $500
A home's clean bill of health from a qualified home inspector can provide a great deal of comfort when buying a resale home.

Moving Costs

Variable, per hour
Costs depend on what you can do yourself and the distance involved. Prices may be higher at the end of the month or in the summer.

Don't forget to consider general expenses such as: upgrades, and home decorating costs as well.

Adrenaline Trusted Regina roofer tip on which elements affect the lifespan of your roof


What elements affect the lifespan of my roof? 

Several questions need to be answered when determining the approximate lifespan of a roof that has been correctly installed. To start, one must examine the type of a roof. Whether the roof is sloped or flat, it has two basic elements: the roof deck and the wood planks, plywood, or oriented strand board, otherwise known as particle board. These elements are usually used in residential construction and have a weather-resistance or waterproof finish. A sloped roof can be finished with asphalt composite shingles, wood shingles/shakes, clay tiles, metal, or slate tiles.

                                      


A flat roof’s membrane typically includes several layers or plies of felt with a coat of tar between each ply. The surface of the roof is then covered with gravel to protect the membrane from the sun. Other flat roof finishes include a rubberized asphalt membrane, or plastic and rubber membranes. Even a flat roof is slightly sloped to allow the roof to drain properly and dry. The slope of the roof must also be taken into account. The weather resistant finish of a sloped roof can be compared to an umbrella - designed to shed water or snow and dry before the materials become saturated. The steeper the slope, the better the roof sheds water. Therefore, a typical asphalt composite shingle may last longer on a roof with a greater slope, as it allows the shingle to dry faster. 


Other factors that affect the roof’s lifespan include its proximity to weather, including sun, wind, rain and snow. Take exposure to the sun as an example: On a sloped roof finished with asphalt composite shingles, the portion of a roof that faces south or southwest typically has more exposure to the sun. The sun’s rays can cause the shingles to become brittle and age prematurely. This is why some areas may show more deterioration then others.


                                    


The conditions in an attic space can also affect  a roof’s life. If insulation and ventilation levels are inadequate, air leaks from an interior living space can cause a build-up of warm, moist air. Under certain weather conditions, moisture condenses in  an attic space, potentially causing mold and mildew accumulation on the roof deck and framing, which can lead to wood rot.

The following summary provides a typical life expectancy of various roof finish materials:

   Asphalt composite shingles: 1525 years

   Wood shakes/shingles: 1535 years

   Slate tiles: 35100 years

   Built up roof (tar and gravel): 1030 years

   Modified bitumen: 1525 years

   Rolled roofing (selvage): 5 10 years

It takes a trained eye to properly evaluate a roof and to understand the many facts that affect the performance of a roof system. A properly trained home inspector can provide a homeowner with an objective opinion regarding the current conditions of a roof. Call your AmeriSpec inspector today to learn more.


                                     


Trusted Regina Home Inspectors tip on Home Inspection FAQ's

 Trusted Regina home inspectors 

Homeowners Q: 

Why do I need a home inspection?

A: Whether you’re a buyer or a seller, a home inspection provides invaluable details about the condition of a home. It’s important for homeowners to learn as much as they can about a property, so they can make any necessary repairs if they have been reported. Home inspectors can also suggest preventative measures to help avoid costly future repairs. 

                                                                          

Q: Do I have to attend the home inspection?

A: : It’s a good idea to attend the home inspection because any questions that you may have can usually be answered on the spot. It’s important for sellers to keep in mind the inspector has not been retained to point out all of the good aspects of the home, and they should not feel offended when the inspector points out a defect or potential defects.

 

Q: How long does a home inspection take?

A: A typical inspection of a property less than 2,000 square feet lasts approximately two and a half hours.


                                         

Adrenaline Trusted Regina Roofers tip on keeping your eavestroughs clean


 

Keep your eavestroughs clean to prevent costly damage to your home:

Often homeowners neglect exterior items of their home, like the eavestroughs (gutters) and downpipes. But neglecting them can lead to serious problems with both the home’s interior and exterior. That’s why it is extremely important to keep up annual outdoor maintenance on your home to avoid costly problems later on.

 

 

If your roof gutters are too high for you to safely take care of yourself, you can always hire a professional for the job. If it’s something that you feel you can safely do yourself, here are some things to keep in mind when caring for your eavestroughs.

Be sure to clean out your eavestroughs at least twice a year. It is important to do this before the temperature drops below freezing, so remember to schedule this in for the fall and then again in the spring.

 

 

The gutters need to be cleared of any debris and make sure the drains to the downpipes are open. Clogged gutters can cause many issues like discolouring your siding or causing leaks inside your home. Even something as simple as leaving rotting leaves in there can rot wood fascia, damage shingles, and break the eavestrough itself.

Safely climb up on a ladder to inspect the eavestroughs and see what debris may be clogging them up. You should wear gloves when clearing them out because of sharp metal bits that could be in there or use a garden hand shovel to get out dirt and leaves and put them into a bag that you can hang on the ladder. Once everything is cleaned out, wash the gutters out with a hose and the water should drain properly down the pipe. You can always install mesh screens or leaf guards to make this job easier in the future. If you can, also open any downpipes that have been crushed at the ground. Another thing to inspect is the eavestrough’s nails and then hammer in any loose ones back into the fascia.

 

 

Taking the time to inspect and maintain your home’s eavestroughs will help protect your home from precipitation and help minimize water damage to the outside and inside of your home.

 


 

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