Trusted Tips and Resources

Trusted Tips & Resources

Cooler day's and nights are here and Wheatland Fireplace Kitchen and Bath have an amazing line of wood stoves to warm you up.

Your first step into the beautiful Wheatland Fireplace Kitchen and Bath showroom will help you understand why Wheatland has been given the Thumbs up by Trusted Regina.

This really is where your REGINA Outdoor living and Fireplace dreams meet in spectacular surroundings! Wheatland Fireplace REGINA is a TRUSTED Saskatchewan company that sells products that make your life better. Wheatland Fireplace services and installs their high-quality fireplaces, barbecues (bbq), grills and smokers from industry leading manufacturers. They love their customers and as a result,their customers love and TRUST them. Wheatland Fireplace are your Exclusive Trusted REGINA FIREPLACE store and they are Trusted REGINA OUTDOOR LIVING & RECREATION Experts. 

Have you considered a wood burning stove?  Wheatland Fireplace Kitchen and Bath has a solution for those chilly evenings and cool rainy days.  Jotul Stoves.

A wood stove has been the traditional way to heat a home over the years and it often is the centerpiece of turning a house into a home. Even though we’re nestled deeply into the 21st century, this type of home heating still makes a lot of sense. Using wood to heat a home has many benefits, from an added beauty and ambiance in the home to independence from fluctuating utility bills. 

Wheatland Fireplace, Kitchen, & Bath is proud to carry Jotul products. Jotul is one of the world’s oldest producer of stoves, inserts, and fireplaces. Building on a proud Norwegian heritage, they have combined fine craftsmanship with the art of coping with the cold for 160 years.

As a Jotul dealer they carry the following products:

Jotul GF 305

Worldwide, the Jotul Group has earned a reputation for designing and producing award-winning, fine quality, cast iron stoves. 

Based on the award-winning Jotul F 305 woodstove, the Jotul GF 305 DV IPI offers the same modern, cast iron styling in a freestanding direct vent gas stove. Smooth cast iron lines and sleek curves frame an extra-large fire view that only Jotul can produce.  Fueled by the new ceramic JotulBurner III, the Jotul GF 305 presents the perfect union of high efficiency and modern cast iron design.
 

Jotul GF 160      


Inspired by the immensely popular Jotul GF 370, the compact Jotul GF 160 DV IPI offers the same spectacular three-sided fire view, but with a truly unique tripod base. A modern design marvel, the Jotul GF 160 DV IPI strikes the perfect balance between form and functionality.
 

Jotul GF 500 DV IPI Portland       


A descendant of our signature best-selling Jotul F 500 Oslo wood stove, the Jotul GF 500 DV IPI Portland offers the same whole house heating capabilities at the push of a button.  Fueled by the new ceramic JotulBurner™ III  the Jotul GF 500 presents the perfect union of high efficiency and timeless cast iron design.


Jotul F 602     

Over 1,000,000 of these fine stoves have been produced and sold throughout the world – making the Jotul F 602 CB the best-selling woodstove ever produced. From the beautiful glass door to the sculpted charging lion on the side plates, this stove is truly a timeless work of art. In fact, you can own the best for the lowest price of any EPA approved cast iron woodstove!


Jotul F 50 TL Rangeley   

Leading the way in clean combustion technology, Jotul now offers the convenience of top-loading in a non-catalytic wood stove.  Utilizing Jotul’s patent-pending rotating baffle, the Jotul F 50 TL Rangeley, can be easily loaded from the top with the turn of a handle.  For those looking for long overnight burn times, the Jotul F 50 TL Rangeley also has a convenient front-load option that allows for our legendary front-to-back “cigar burn”.
 
 
To see all Jotul Products Click Here

To see all of Wheatland Fireplace Kitchen and Bath products check out all of their products here

Wheatland Fireplace Kitchen and Bath have much to offer:

Trusted Regina mortgage broker explains the First Time Home Buyer Incentive program

Skott Enns – Skott’s goal isn’t to simply help you get a mortgage with the best mortgage rates, it is to help you figure out a plan to pay off your mortgage as quickly as possible!  Has been voted Regina’s best mortgage broker for 2013, 2014, and 2015 & 2016 by Prairie Dog Magazine and named to the Summit 20 group, which means that he is in the Top 20% of all TMG Mortgage Brokers in Canada for the last two years.

If you are looking for honest, unbiased advice from a mortgage broker in Regina they would love to talk with you!

TMG The Mortgage Group Skott Enns is a Trusted Regina Mortgage Broker



Skott sat down with CBC and explained the First Time Home Buyer Incentive program.




In a recent interview with CBC News our Trusted Regina Mortgage Broker  Skott Enns sat down and explained the new features of the First Time Home Buyer Incentive Program.  In addition Skott goes on to examine some potential pro's and cons with this program.  He begins by stating that:

Starting September 3rd for any homes where possession is starting in November if a potential first time home buyer has the minimum 5% down payment, CMHC will provide them with an additional loan of 5% for an existing home or an additional 10% for a new build for the down payment.  

He also states that outside of being a first time home buyer the maximum household qualifying income that they can use for mortgage approval is $120,000. per year.  So if your household makes more than this you will not qualify for this program.  Additionally the largest purchase price for approval is four times the amount of your qualifying income.  

Something buyers need to note is that when you do choose to sell the home the monies that CMHC provides will need to be paid back to them though the loan is interest free.


Benefits of the Program

When asked as a mortgage broker what are some of the benefits you see to a program like this Skott detailed his perspective as follows:


  • It allows a first time home buyer to keep their cost as low as possible when considering principle and interest payments
  • The program will reduce your CMHC premium

Negatives of the program

Skott goes on to outline some potential negatives of the Program:

  • People forget - If you sell your house in 10 years you may forget that you need to re pay the loan to CMHC.
  • People have general concerns about being in partnership with CMHC who is part of the Federal Government on the biggest investment which is their home.
He adds :

To be honest this is the first bit of good news that we have had in terms of qualifying for a mortgage.  
The news coming out about mortgages and from CMHC has been about how difficult the newest changes make it for not just first time home buyers but anybody to qualify for a mortgage.  It seems that every change has been making it more and more difficult. But this bit of good new will help keep payment down for a segment of the market.

To find out more watch the entire interview here


If you are looking for honest, unbiased advice from a mortgage broker in Regina Skott and his partner Ryan  would love to talk with you!

Skott Phone 306-201-6500  Ryan Phone 306-570-3379 

No Time to set up an appointment! No Problem! You can also click here to apply now  with Ryan or apply now with Skott and get the ball rolling.

TMG The Mortgage Group Skott Enns & Ryan Boughen are Trusted Regina Mortgage Brokers


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