Trusted Regina Insurance experts at Campbell and Haliburton Insurance  have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina can assist you with finding the plan that works best for you. In their latest Trusted Regina Insurance Tip, they share 10 things to know about buying insurance online in Regina.

10 Things to Know About Buying Insurance Online from Campbell & Haliburton

But what about buying insurance online?

That model has worked well in the past, and for many of us, it continues to be our preferred means of choice.  There is something very comforting about talking with a professional who knows and understands our needs.

A growing number of us though, are looking for something different. Many of us turn towards the online option: banking online, ordering groceries online, doing our Christmas shopping online, and even shopping for cars online. So why not purchase home insurance online too?

Campbell & Haliburton Insurance, myCH.ca has launched a new online platform. This enables our customers to purchase some of the more common insurance products online from the comfort of their own homes. Are you looking for home insurance, tenant insurance, or condo insurance? No problem, we’ve got you covered! Most customers can obtain a quote and even have their policy issued instantly online. Are you a landlord needing insurance for a rented dwelling? You can do that too!

10 Things to Know About Buying Insurance Online from Campbell & Haliburton

But this is new and we get that. You have questions, we have answers! We have compiled a list of “Top 10 Questions About Buying Insurance Online”.

10. "How Does Buying Insurance Online Actually Work?

It’s actually quite easy! You simply go to our myCH online landing page and click on the “Get Started” link. You will be asked to enter some basic information about yourself, and your home. Don’t worry, none of it is too difficult or complicated. After all, we are in the business of making this as easy as possible for you! We use some neat state-of-the-art software that does some quick behind-the-scenes calculations which then provides you with a quote in real-time! You can customize it and make any changes that you need. Once you are ready to complete it, click on the purchase button, and voila! Your policy is issued.

9. "That Does Sound Easy - But, I'm a Bit of a Technophobe."

No problem! We have a live chat feature that is fully operated during regular business hours. If you have a question at any point along the way, just type it into the chatbox and one of our brokers will answer it right away! We don’t use automated chatbots, only real people, the best people! Suppose, you want to purchase a policy at 3:00 a.m.? You can certainly do so! The online tool is available 24/7. Our agents, however, are not. They need their sleep. But rest assured the next morning someone will get back to you and answer any questions you may have!

8. "Can I Make Changes Down The Road?"

Absolutely! If at any time, you want to take a look at your policy or make changes, you can do that within your own self-serve pocket account. Simply log into your pocket account to view or make changes to your policies!

7. "I Did This Online, But Can I Still Call in if I Have Questions?"

Yes, most definitely! You can either chat, email, call or stop by the office! We will accommodate whatever is the most convenient for you. Just because you purchased online doesn’t mean that you can’t call in! At Campbell & Haliburton we are available Monday to Friday from 8:00 a.m. – 6:00 p.m. and Saturdays from 9:30 a.m. – 4:30 p.m.

6. "How Can I Pay?"

We’ll make buying insurance online as easy as possible for you. Do you want to pay monthly or once per year? Both are options. Credit card? No problem! Directly from your bank account? Yes, you can do that too! To keep you as safe as possible, all of the payments are made through a secure payment portal.

5. "Is Online Legit?"

Buying insurance online is completely 100% legitimate and completely above board. We made sure of this before we launched it! At present, there are a couple of different insurance companies that are available through this platform: both SGI CANADA and Exhale Insurance are set up to provide quotes. We hope to have some of our other partners on board in the coming months. Stay tuned!

4. "What About My Business? Can I Purchase Online Insurance?" 

Yes and no. At present this platform is only available for home, condo, and tenant insurance. But we can certainly assist you with your business! Just call or email Campbell & Haliburton, we would be pleased to assist you with whatever you need.

3. "My Insurance Situation is a Little Unique. Can You Still Help Me?"

Most certainly we can! Most home and tenant policies can be done online. But then there are some things that don’t quite fit into that box. Perhaps you are running a business from your home, or operating an Airbnb*? Or even breeding magical unicorns? No problem! We’ve seen just about everything that there is to see and can insure most of it. (Okay, we are having some difficulty in obtaining unicorn insurance, but hopefully someday soon!) Just because it can’t be done online doesn’t mean we can’t do it at Campbell & Haliburton! Likely we can. Just contact us by phone or email and we’ll see what we can do!

*If you are doing any sort of home business or renting out any portion of your home including Airbnb, we recommend that you contact us right away.

2. "What About Car Insurance?"

Not at present. We are hopeful that you will be able to purchase an extension auto policy through this platform soon! But for now, if you need an auto insurance quote please contact us and we can assist you with whatever you need.

1. "Can I Get a Puppy if I Buy Insurance Online?"

Sure! Why not? We recommend that ALL of our clients get puppies! Oh, wait. Did you mean would we give you a puppy? No, sorry, we can’t. But we would love to see pictures of any of your pets!

If you don’t have an insurance broker and want to talk to someone who is truly passionate about your rental dwellings, contact us at Campbell & Haliburton Insurance. We would love to talk to you.

- Daryl Arendt, Office Manager & Licensed Insurance Broker

Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. We also know insurance inside and out, so please contact us for all of your insurance needs and we will be more than happy to help ensure what you value most is protected. >

Campbell & Haliburton's doors opened in 1957.  Since then, they have seen run-away inflation, recessions, and now, a global pandemic.  Through it, all their doors have remained open as they are committed to providing outstanding service to you.  No matter what the next years and decades bring they have committed to continue to stay open to serve you.

They offer many different insurance policies to protect the most important areas of your life including:

• Home Insurance
• Auto Insurance
• Condo Insurance
• Tenant Insurance
• Farm Insurance
• Commercial Insurance
• Life Insurance
• Travel Insurance

Campbell & Haliburton is a Trusted Regina Insurance Broker

The Trusted Regina directory community welcomes Campbell & Haliburton Insurance ltd!  Yet another amazing new partner to the Regina Directory of excellence in the Insurance category.  Our Regina team works for YOU, the public and we work extremely hard to find the Trusted local businesses we feature on the Regina Directory.  We do all the running around and checking on those businesses so YOU don't have to,  the Trusted verification process is intense and we take our job very seriously.  Let us tell you why Campbell & Haliburton is a Trusted Regina Insurance provider. 

Trusted Regina Welcomes Our Newest Partner Campbell & Haliburton Insurance Ltd. to the Directory of Excellence

Campbell & Haliburton Insurance Ltd have been a part of the Regina community since 1957.  They are a family owned company, no not by the Campbells or the Haliburton's but by the Brian Gibson family.  John Grant, Brian’s son in law is the president of the entire Campbell & Haliburton group of companies including the insurance office. 

Campbell & Haliburton have worked hard to establish partnerships and relationships with the insurance companies that they represent.  Many of these relationships span decades.  Why does that matter?  Quite simply, it means that when they need to advocate on your behalf, either in terms of arranging insurance or at the time of claim, they have the history and relationships they need to stand with you.  The outcome of these relationships translates into exceptional customer service.  This was truly reflected in the many calls we made to customers and the outstanding reviews they received.  Here is one example:

"I give Campbell & Haliburton a 10 out of 10.  In my experience they have gone the extra mile to provide great service.  They are also involved in the community which is important to me"  - Sean Reidy - Regina , SK

Even though insurance is the day-to-day, nuts and bolts part of Campbell & Haliburton's business, like you, they live, eat, and breathe here in Saskatchewan.  They care about what matters, to our province, city, neighbours, and customers.  To that end their team looks to find ways to give back.  For years they have been a proud supporter of the Cathedral Arts Festival, celebrating life and diversity here in our own backyard.  They believe in wellness, physical, mental, and social.  They are the title sponsor for the Queen City Marathon Campbell & Haliburton Family 5K each year in September.  

Campbell & Haliburton also recognize that there are those who selflessly do things we cannot.  They have aided community partners here in Regina.  Partners such as Build Love, who assist the less fortunate with a new lease on life, or the North Central Family Centre who helps those in need.  While they may not be on the daily front line in these ventures they stand alongside and lend our support and expertise in other ways.

They are a diverse company with the management and staff proudly representing various backgrounds and diversity the same way that our province does.

Campbell & Haliburton's doors opened in 1957.  Since then, they have seen run-away inflation, recessions and now, a global pandemic.  Through it all their doors have remained open as they are committed to providing outstanding service to you.  No matter what the next years and decades bring they have committed to continue to stay open to serve you.

Campbell & Haliburton is a Trusted Regina Insurance Provider.

Dusyk & Barlow is a 100% locally owned Regina Insurance Brokerage providing honest, reliable, and personalized service to all their clients. Their long standing reputation in the community remains strong through maintaining high standards of excellence and ensuring that their clients insurance needs are met.

They are you Trusted Regina insurance experts !

Dusyk & Barlow  - COVID-19 continued service plan for the health and safety of staff and customers

Dear Dusyk & Barlow clients

We have been working diligently to develop plans for our offices in preparation for the potential impacts of COVID-19.  We are constantly referencing and utilizing the information available from World Health Organization (WHO), Centers for Disease Control and Prevention (CDC) and Health Canada to create and update these plans as needed.

Using the information currently available, we have implemented various staff safety protocols including:

• requirements that employees remain at home if they or an immediate member of their household are not feeling well and have symptoms of an illness, until the symptoms have passed. 

• those experiencing flu-like symptoms, are required to consult a doctor or call the health line to seek medical care/advice.  

• Staff who are in positions that allow remote work will be able to do so if they find themselves in a quarantine situation that allows for such an option. We are working to ensure we are properly set-up for work from home options.  

• we have implemented a ban on business travel and are encouraging staff to change out of office appointments of more than 10 people, even here in the city, to telephone appointments.

We have ramped up daily office cleaning routines including regularly wiping down and sanitizing workspace and counter areas. 

We encourage both our employees and clients to maintain good health practices including: 

• washing hands properly and regularly; 

• using hand sanitizer whenever possible; 

• maintaining a healthy lifestyle (ex. proper diet, sleep and exercise) to help keep the immune system strong; 

• respecting social distances when appropriate (ex. 2 meter distance; respect choice to not shake hands).

Although we prefer to deal with our clients face-to-face, we are in a business where most of our services can still be effectively provided in a socially distanced fashion such as via telephone or email.  As such, we ask that our clients observe the same protocols we are asking of our staff. For the good of all in the community, we ask that clients please remain home if they, or anyone they have been in close contact with, are experiencing any symptoms listed above.  If those experiencing symptoms do require our services, rest assured we will do so via telephone, email or fax.

We want to protect the health and well-being of our employees and clients and, if need be, will amend plans accordingly by continuing to monitor recommendations through the noted health agencies.

Dusyk & Barlow can be found online here . Read the words of their happy clients on their listing On the Regina Directory they are your TRUSTED REGINA INSURANCE EXPERTS  

WINMAR Regina's experienced and certified staff provide full-service restoration for all types of loss.Canadians are no strangers to disasters. Both natural and accidental. Fire. Flood. Wind. When your life has been turned upside-down by a catastrophe, you can count on WINMAR®. We are the Property Restoration Specialists. WINMAR IS A TRUSTED REGINA DISASTER SERVICES & REGINA GENERAL CONTRACTOR

Here they share a great Testimonial from Vince Garland

"Around January my elderly mother fell at home,at this time I didn’t realize how bad her house had become with black mould ,I called Chris at the time he came out and saw how bad the situation was Winmar came in gutted the outside walls insulated with foam re dry walled house also at this time the shower downstairs spring a leak and again Winmar took care of all the problems we did major renovations in the house new flooring drywall kitchen cupboards led lighting and I can tell you they worked with the budget we had I can’t thank Chris Steve and mike for all the work they did 
My mom couldn’t be happier thanks so much Winmar Regina they are the only company I would ever call on an emergency first rate guys." Vince Garland

WINMAR® Regina's experienced and certified staff provide full-disaster service restoration for all types of loss:

• Flood/water damage, 
• Fire damage repair & restoration
• Asbestos Abatement
• Wind, Hail and Disaster
• General Disaster Services 
• Mould Removal

With their 24 hours a day, 7 days a week, 365 days a year service they always come through for you. See more services by clicking on the show more info button below. They also offer full general contracting services to Regina and surrounding area.

General Contractor Services include:

• Renovations
• New Constructions

WINMAR® knows what it takes to satisfy its customers.

'WINMAR® Coming Through For You!'

WINMAR IS A TRUSTED REGINA DISASTER SERVICES & REGINA GENERAL CONTRACTOR

When looking to buy, sell, or refinance a property, you need to hire somebody who is not a stranger to addressing the real estate needs of individuals and families. Robert MacKay is the man to call. ROBERT MacKay is your TRUSTED REGINA REAL ESTATE LAWYER!

Buying a home can be a stressful but exciting time. Robert Mackay,  our Trusted Real Estate lawyer cautions about some potential scams when buying your home! 

Real estate fraud can cause you to have large financial losses. If you are a victim of real estate fraud you may find out that you no longer own your home or that there have been additional mortgages taken out in your name.

There are two main types of real estate fraud that may result in financial loss: 

Title Fraud 

Title fraud happens when the title to your home is stolen, and then the fraudster sells the home or applies for a new mortgage against it. Title fraud usually starts with identity theft, which can happen if somebody steals your personal information.

"Title insurance" is the best protection against this type of fraud. As well as protecting against title fraud, it also guards a new owner from against existing liens against a property's title (such as unpaid debts from utilities, mortgages and unpaid property taxes), encroachment issues (a structure on a property needs to be removed because it is on your neighbor's property) and errors in surveys and public records.

Foreclosure Fraud 

Foreclosure fraud usually happens when you are having problems making your mortgage payments. You may be tricked into transferring your property title to somebody to get a loan that will help you make your payments. Fraudsters usually keep the payments you make and also possess the title to your home, which they can resell or remortgage.

Two common scams that exploit a victim's need for cash are foreclosure fraud and home-equity fraud.

Cash-crunched property owners or investors seeking can be vulnerable to other scams or unscrupulous behavior to tap equity. There is always risk when leveraging properties, but a legitimate bank, broker or private lender should be forthright when explaining risks. However, those looking to borrow on equity should be alert for less scrupulous lenders, such as those who invite owners to embellish their application by exaggerating income, down payment or property assessment value sources in order to secure a larger loan.

Other types of scams you should be aware of include

Online rental/sale scams.

In these scams, rental property is advertised (usually at low costs) on online classified sites like Craigslist or Kijiji. The ads use information and photos describing the property that has been "scraped" from legitimate ads, such as those on the MLS. A scammer will impersonate the landlord, property manager or estate agent and will respond to emails and calls from prospective tenants. The scammer indicates he or she is unable to meet a prospective renter at the property, and instead proposes a meeting off site to exchange keys, sign a tenancy agreement and collect rental deposits. Victims may only learn they've been duped when they show up at a property to discover that it is already occupied.

Things to be alert for in such listings include claims of urgency, such as "must sell now," promises of high returns or "low-cost/no-cost" financing. These sort of claims are usually too good to be true, and they also can be prevalent in off-line scams.

Property investment seminars and courses.

Educating yourself about property investment can be essential for success, but prospective investors should be alert and do their research on seminar providers. There are legitimate speakers and seminars that provide beneficial information, others exist primarily to take money from the credulous … and there are some that are in between.

One common type of seminar is designed to hook buyers into "sure-fire" investments that are promoted by the seminar hosts. Potential investors may be invited to these seminars through an ad in a newspaper or magazine, a phone call, an email or other method. These seminars may include a motivational speaker, an "investment expert" or a "self-made millionaire."

The basic advice, be skeptical of claims and do your due diligence before committing any money to an expensive course or investment.

Remember there are no get-rich-quick schemes: the only people who make money are the scammers.

For more questions and help with any legal property issues consult with our Trusted Regina Real Estate Lawyer Robert MacKay

Here is a list of more consumer tips by Robert MacKay 

• Trusted Regina Real Estate Lawyer Robert MacKay warns about the potential implications of renting your property.
• Robert MacKay your Trusted Regina Real Estate Lawyer expert explains how CRA may penalize you if you fail to report it.
• Trusted Regina Real Estate Lawyer Robert MacKay asks: Do you know what kind of mortgage you have?
• Robert MacKay Trusted Regina Real Estate Lawyer expert tip on Buying Farmland
• Robert MacKay Trusted Regina Real Estate Lawyer expert tip on choosing a Regina real estate lawyer
• Robert MacKay Trusted Regina Real Estate Lawyer expert tip on GST & Acreages
• June is Credit Score Month and our Trusted Regina Partner Robert MacKay want's to help you understand the importance of your credit score.
• Robert MacKay your Trusted Regina Real Estate Lawyer expert tip on buying property at the lake
• Robert MacKay your Trusted Regina Real Estate Lawyer expert shares a tip on Legal Fees
• Robert MacKay Trusted Regina Real Estate Lawyer shares a Tip about Title Insurance