Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina Mover Ray's Moving & Storage Share 5 Tips For a Stress Free Move

In life, few events match the stress of moving. In this busy time of new beginnings and major changes, Rays Moving & Storage appreciated that their clients place a great deal of trust and responsibility with them.

Moving everything you own is a very personal experience and something that they do not take lightly... Moving can be an especially stressful time for families, whether it is across town or across the country. Having a true professional like Rays handling your possessions is the key to alleviating all of your worries! In their latest tip Rays share 5 tips for a dress free move. Rays are Trusted Regina Movers & Storage Pros.


Move-in day excitement shouldn’t be overshadowed by moving day anxiety. Some smart preparation can go a long way towards making moving a little more uplifting (and a little less heavy lifting). Here are 5 things you can do leading up to your move to make for less stress on moving day.

Tip 1. Consider Your Move Date

Like apples and pumpkin spice lattes, there is a peak season for moving. Considering that the first and last weeks of the month can be particularly popular, a mid-week, mid-month move is your best bet.

Having access to the widest array of dates and times means that you’ll be able to plan your move when it’s most convenient for you. 

Tip 2. Have a Packing Plan

Less stuff equals less stress when it comes to packing. Take stock of what you actually want to take when you move. It is time for a purge?

This meticulous approach keeps you sane and helps you plan—knowing exactly what you’ll be moving and how unwieldy those items is key for deciding what kind of moving company you’ll need.

Tip 3. Do Your Research

Options can be overwhelming, but having the right information will make you feel confident that you’re hiring the right team for your move. When it comes to moving companies, they generally fall into 3 major categories: full-service, self-service, and specialized. How much you have to move, what kind of items you’re moving, and your budget will determine which category of moving company makes the most sense. In broad terms, a full-service moving company handles every part of the move—from packing to transporting to unloading at your final destination. A self-service company generally handles only the transportation part of the move (meaning that packing, unpacking, loading, and unloading the truck are up to you) and specialized moving companies are trained in proper techniques for moving unique items like antiques, art, appliances, or pianos.

Ensure that movers you select are properly licensed and insured professional movers like Rays.

4. Budget Accordingly

Expenses can add up quickly, especially when you’re moving long-distance, so keeping track of your budget is a crucial step in your pre-move plan. Your moving quote will be a powerful tool to help you budget.

5. Think About Moving Insurance

When you’ve taken care to pack only your most meaningful belongings, the last thing you want is to worry about them being damaged on their way to your destination. Moving insurance can give you peace of mind. You can ask the moving companies giving you quotes what expanded coverage they may offer, or, if your items are particularly valuable, you may want to consider carrying your own third-party moving insurance policy as well.


List of Rays Moving Services: 

Rays are Trusted REGINA MOVERS & STORAGE EXPERTS

Trusted Regina Real Estate Lawyer shares some insight on the potential future of the Canadian Housing Market.

MacKay & McLean provides the professional services of a large Regina law firm, with the intimate attention of a small firm. The legal process can be daunting and overwhelming, but it doesn't have to be. MacKay & McLean is with you every step of the way.

MacKay &  McLean are TRUSTED REGINA LAWYERS

When looking to buy, sell, or refinance a property, you need to hire somebody who is not a stranger to addressing the real estate needs of individuals and families. 


Canadian Home Prices Could Drop as Much as 5% Due to Coronavirus


Trusted Regina Real Estate Lawyer Robert MacKay shares some insight on the potential future of the Canadian Housing market.

Canadian home prices could fall a “relatively modest” five per cent by July as some owners are forced to sell in the face of the economic hardship brought on by COVID-19, Capital Economics said Monday.

While sales activity and price gains were firm in the first half of March, real estate boards from across the country are reporting a near halt in activity as government shutdowns and physical distancing have people staying home.


As April unfolded, it became innately clear that COVID-19 had already impacted the local housing market, with Toronto home prices declining for the first time in nearly two years.

But the pandemic isn’t just going to have an impact on a local level but on a national level as well, with some experts already predicting that Canadian home prices could fall in the months to come.

Capital Economics said Canada’s house price inflation accelerated to a nearly two-year high in March, but given the disruption already caused by the coronavirus outbreak, prices are set to decrease in the coming months.

Capital Economics senior Canada economist Stephen Brown said April will see “an even steeper fall” in sales activity to a “small fraction of their normal levels.”

“New listings also fell sharply in March, which meant the sales-to-new listing ratio continued to point to strong house price inflation ahead,” said Brown, however, he said 

“given the huge rise in unemployment and the cashflow problems that restrictions on tourism have caused investors in the short-term rental market, it seems likely that there will be some forced sellers in the coming months. Those sellers will inevitably have to accept lower bids from the few people willing to buy in the current environment.”  said Brown.


Last week, the Canadian Real Estate Association reported a 14 per cent drop in sales volume from February to March. New listings were down 12.5 per cent from February, while average prices were flat month-over-month and up 12.5 per cent year-over-year.


That dynamic has Capital Economics “penciling in a relatively modest fall in house prices of five per cent in the coming few months.”


Source: Greg Bonnell - BNN Bloomberg - April 20 2020 - https://www.bnnbloomberg.ca/home-prices-could-fall-5-amid-pandemic-capital-economics-1.1424090 
Source: Ainsley Smith - Toronto Storeys - April 20 2020 - https://torontostoreys.com/canada-home-prices-coronavirus-decline/


For more questions and help with any legal property issues consult with our Trusted Regina Real Estate Lawyer Robert MacKay


More consumer tips by Robert MacKay: 



Robert MacKay's team provides professional, personalized service and with their assistance, you can rest assured that your real estate transactions will be handled with the utmost consideration and care.

They  provide a full range of legal services including:

  • Real Estate & Mortgages
  • Wills & Estates
  • Family Law & Divorce
  • Commercial & Corporate Law
  • Litigation & Personal Injury

ROBERT Mackay is your TRUSTED REGINA REAL ESTATE LAWYER!



Trusted Regina Partner; Dusyk & Barlow - COVID-19 continued service plan for the health and safety of staff and customers

Dusyk & Barlow is a 100% locally owned Regina Insurance Brokerage providing honest, reliable, and personalized service to all their clients. Their long standing reputation in the community remains strong through maintaining high standards of excellence and ensuring that their clients insurance needs are met.

They are you Trusted Regina insurance experts !

Dusyk & Barlow  - COVID-19 continued service plan for the health and safety of staff and customers


Dear Dusyk & Barlow clients


We have been working diligently to develop plans for our offices in preparation for the potential impacts of COVID-19.  We are constantly referencing and utilizing the information available from World Health Organization (WHO), Centers for Disease Control and Prevention (CDC) and Health Canada to create and update these plans as needed.


Using the information currently available, we have implemented various staff safety protocols including:

  • requirements that employees remain at home if they or an immediate member of their household are not feeling well and have symptoms of an illness, until the symptoms have passed. 

  • those experiencing flu-like symptoms, are required to consult a doctor or call the health line to seek medical care/advice.  

  • Staff who are in positions that allow remote work will be able to do so if they find themselves in a quarantine situation that allows for such an option. We are working to ensure we are properly set-up for work from home options.  

  • we have implemented a ban on business travel and are encouraging staff to change out of office appointments of more than 10 people, even here in the city, to telephone appointments.


We have ramped up daily office cleaning routines including regularly wiping down and sanitizing workspace and counter areas. 

We encourage both our employees and clients to maintain good health practices including: 

  • washing hands properly and regularly; 

  • using hand sanitizer whenever possible; 

  • maintaining a healthy lifestyle (ex. proper diet, sleep and exercise) to help keep the immune system strong; 

  • respecting social distances when appropriate (ex. 2 meter distance; respect choice to not shake hands).


Although we prefer to deal with our clients face-to-face, we are in a business where most of our services can still be effectively provided in a socially distanced fashion such as via telephone or email.  As such, we ask that our clients observe the same protocols we are asking of our staff. For the good of all in the community, we ask that clients please remain home if they, or anyone they have been in close contact with, are experiencing any symptoms listed above.  If those experiencing symptoms do require our services, rest assured we will do so via telephone, email or fax.


We want to protect the health and well-being of our employees and clients and, if need be, will amend plans accordingly by continuing to monitor recommendations through the noted health agencies.


Dusyk & Barlow can be found online here . Read the words of their happy clients on their listing On the Regina Directory they are your TRUSTED REGINA INSURANCE EXPERTS  


Trusted Regina Auto body Shop Bergens Auto Body answers CAN YOU PAINT MATCH MY VEHICLE?

Bergens Auto Body is a local family collision repair business and from the moment you walk in the door you will be treated like family! 

They are proud to have an amazing 80 Years Auto Body Experience, and they have been serving Regina Auto Body needs for over 30 Years....they have a loyal customer base that simply wouldn't think of going anywhere else. Bergen's Auto Body are a  Trusted Regina Auto Body Shop, they offer courtesy cars to their clients and they specialize in foreign vehicles. In their latest Trusted Regina Auto Body Tip they share information on paint matching. 

CAN BERGENS AUTO BODY GUARANTEE PAINT MATCHING?


Q: WILL THE PAINT MATCH ON MY VEHICLE AFTER MY AUTO BODY / COLLISION REPAIRS ARE DONE?

So you need to get you car fixed after an accident or collision. A safe repair is most important to the customers of our body shop in Regina, SK   but most consumers of newer vehicles are really concerned that the vehicle gets returned to its factory appearance. There are many techniques we employ to make a color match exactly to the rest of the factory paint on the car, such as blending and tinting. As auto body repair professionals we are faced with many challenges in matching the factory paint, so we thought we would share the process and challenges with you.

First challenge: The Factory Standard

The first challenge is the factory standard. Today, the average paint code has between three to seven alternates that are worth formulating. There is actually more but the auto paint manufacturers have narrowed them to down to keep the databases simple to use.

So why do the car manufacturers have so many variances?

Most manufacturers have three major paint suppliers. The manufacturer decides on a standard color for production and submits a painted sample to their suppliers. The paint manufacturer then produces a formula for the “standard sample” and is allowed a tolerance of plus or minus 5% when they deliver the paint.

Second challenge: Manufacturers geographical variance

The plant in the east coast may be getting a 5% shade greener on a blue metallic standard and the plant in the west coast may be getting a 5% shade violet on the same blue metallic standard. When compared side by side, they look like a completely different colour. This is the reason the paint manufacturers usually have the standard formula followed by two alternates. If the alternates are not available, the painter in the body shop usually mixes the standard formula and tints it accordingly.

The second reason for variances in paint colours is the metallic colour applications. The metallic colours are now classified in 7 categories. Extra fine, fine, medium, medium coarse, coarse, and extra coarse. The metallic colours control the value (lightness and darkness) of the color similar to what white does in a pastel color.



Metallic colors will cause variances in color when applied. Temperature, paint film thickness, flash off time between coats, fluid tip sizes, speed of the spray gun, surface type (Plastic or Metal) and humidity will all cause the color to shift lighter or darker.

The rule of thumb: the longer it takes to dry, the darker the color will change as it dries. This is caused by pigment flotation. The metallic flakes will settle down to the bottom of the paint film and push the pigment up causing the color to shift darker.

Yet despite these challenges, a good auto body painter can match your factory paint, using manufacturers’ paint codes, spray panel testing, and here at Bergens we have decades of good old-fashioned experience. 

So the answer is yes, the paint will match if you are using a reputable body shop like Bergens.

Bergen’s Auto Body & Collision Centre, they treat you like family and that means w work hard to give your vehicles back to you properly and most importantly safely!


Read more of Bergens Auto body Tips:



Trusted Regina Realty Lawyer shares a tip for home buyers on how to avoid real estate mistakes

MacKay & McLean provides the professional services of a large Regina law firm, with the intimate attention of a small firm. The legal process can be daunting and overwhelming, but it doesn't have to be. MacKay & McLean is with you every step of the way.

MacKay &  McLean are TRUSTED REGINA LAWYERS

When looking to buy, sell, or refinance a property, you need to hire somebody who is not a stranger to addressing the real estate needs of individuals and families. 

How to avoid realty mistakes

If you are selling or Investing in a home can be overwhelming and stressful. It is, perhaps, one of the most important decisions you will ever need to make.  It is fraught with potential pitfalls and you must do everything you can to avoid making costly mistakes. the following is list of the biggest mistakes we all make when buying and selling our homes.


Failing to Showcase Your Home and Making Small Cosmetic Changes

When you are selling your house, you have to really look at it objectively and think about it from the viewpoint of the house hunter. Make minor enhancements to the house and maybe hire a professional stager to come and arrange your furniture. 

Staging is about decorating your house for the buyers' taste, not yours.

 A great place to start is with the front of the home and the main entryway. Home staging is designed to increase the potential selling price and reduce the amount of time the house stays on the market.


Setting Too High of a Sale Price

As a seller, it's really important to do your research. To come up with your sale price, look up what comparable homes in your neighborhood have sold for. Figure out what the going price is and try to put yours right in the middle of that, unless you have something extra-special to offer. It's always better to price a home that way than to start too high and have to reduce. Once you reduce, it always looks like something is wrong with the home.


 
Overlooking the Extra and Hidden Costs
  
Buying a home is not just about the money that you spend upfront; it's  about all the rest of the money you have to spend beyond that. Find out what the property taxes are, what your water bill might be and what a standard electric bill is in that home, especially if you have electric heat instead of gas heat. You also need to factor in furnishings you may need to purchase before you can move in.



Buying a Home Without a Professional Inspection

There are a lot of things a home inspection can reveal about a property that are not visible to the naked eye. Be sure to hire someone who comes with a good referral basis, who's been in the business a while and knows what to look for. Look up  Home Inspectors and get a list of qualified home inspectors in your area. 


Be sure to hire a home inspector to thoroughly check out a house you are interested in purchasing.

Once you find an inspector, insist that they compile a written report, complete with photos. Photographs are important because there are areas a home inspector will go that you might not look at.

Falling in Love With the First Property You See

Many homebuyers, particularly first-time homebuyers, fall into the trap of falling in love with the very first house that they see. You need to at least look at three more houses in the area to get an idea of what the comparables are in that price range. You want your real estate agent to show you homes comparable to what you saw. At the end of the day, re-evaluate.

Skipping the Loan Pre-Approval Step

When you are pre-approved, the bank is saying, "we will give you a mortgage of up to this amount, so now all you have to do is find your home." Some sellers only allow real estate agents to show their house if someone has a pre-approved letter. That indicates that the shopper really is serious about buying a home.

Not Hiring an Agent

There's a lot more to selling a house than just putting a sign on the front lawn. If you don't have an agent, you will not get on the multiple-listing service (MLS). That means that other agents are not going to know that your property is for sale. Another thing to consider is if you are willing to show the house each time someone wants to come by and look at it. If you do plan to sell your house on your own, be sure to have a lawyer present at the closing. It's really important to have someone on your side who understands all the complexities.


Not Thinking About Resale

When you are decorating and renovating your home, you need to think about what is going to appeal to a broad section of buyers when it comes time to sell it. Buying houses and being in the real estate market is like chess: You always want to look two or three steps ahead in the game.

Not Researching the Neighborhood

It's absolutely critical that you research the neighborhood before you buy. Check out the area, amenities and the school system to be sure that your address corresponds with the correct school district. Also attend a community meeting, if possible. You're not just buying a house, you're buying a piece of that real estate and the land around it.

Buying a House for Its Decor

Remember that you are buying the house, not the things inside it, so make sure you see beyond the decorations and look at the bones of the home. Focus on the floor plan and the square footage. You also might want to measure the dimensions and graph out how that's going to work with your belongings.

Not Providing Easy Access for Showings

Make your house easily accessible to potential buyers. If there's nowhere to park or it's difficult to get into, buyers may just skip it and look at someone else's property.

When you go about buying your home the right way, you can make it less difficult and ensure success. For more questions and help with any legal property issues consult with our Trusted Regina Real Estate Lawyer Robert MacKay

Here is a list of more consumer tips by Robert MacKay 


Robert MacKay's team provides professional, personalized service and with their assistance, you can rest assured that your real estate transactions will be handled with the utmost consideration and care.

They  provide a full range of legal services including:

  • Real Estate & Mortgages
  • Wills & Estates
  • Family Law & Divorce
  • Commercial & Corporate Law
  • Litigation & Personal Injury

ROBERT Mackay is your TRUSTED REGINA REAL ESTATE LAWYER!


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