Finding the shortest and safest route to any of your dreams requires planning and only with a carefully thought out financial plan can you be sure to make the most of your resources and to protect against risks along the way. At Worby Wealth Management, Chris will do his best to help you achieve those dreams with a financial plan that is tailored to your specific needs and based on your individual situation.
Let TRUSTED REGINA's FINANCIAL ADVISOR Chris Worby from Worby Wealth Management help you live your dream!
Is an RRSP the best thing to do to reduce my tax bill?
Taxes are a reality – we’re not going to get away from them anytime soon. So instead of thinking about avoiding them in any given year, we should think about reducing taxes over your lifetime. Really, it depends on your situation. If you see a raise coming down the line, it might be good to hold off on the RRSP or, if you are leaving your job soon and see a severance package coming, holding off is a good option there too. In these circumstances, a Tax Free Savings Account (TFSA) might be a better option. On the other hand, you may be reducing your hours or going on a leave of some sort in which case maxing out now might be the right option. There are also other options like Labour Sponsored Investment Funds (LSIF) – a currently popular one in Saskatchewan is Saskworks Venture – that gives an additional tax credit equal to 35% of deposit up to $5000/yr. So, again, there is no clear cut option. But, as I always say, I’d rather pay tax on money I have than not pay tax on money I don’t have!
Call Chris Worby at (306) 757-4747 ext 226 or on his Cell: (306) 737-2909. Check out his listing on the Regina Directory in the REGINA FINANCIAL SERVICES category . Chris is a Trusted REGINA FINANCIAL EXPERT
Bergens are a local family business and from the moment you walk in the door you will be treated like family!
They are proud to have an amazing 80 Years Auto Body Experience, and they have been serving Regina Auto Body needs for over 30 Years....they have a loyal customer base that simply wouldn't think of going anywhere else. Bergen's are an SGI Accredited Regina Auto Body and Collision Repair shop They offer courtesy cars to their clients and they specialize in foreign vehicles
Here John & Johnathan from Bergens share a Trusted REGINA AUTO BODY Tip on Looking after your vehicle AFTER they have fixed it!
We recommend that you follow these simple precautions in the first few months of your new finish's life:
In the first 90 days...
Do not wax or polish the vehicle - this will allow the finish to dry and harden completely. (Do not use silicone containing waxes or polishes.)
In the first 30 days...
- Do not use a commercial car wash -Stiff brushes or sponges could mar the finish and damage the surface.
- Wash the vehicle by hand with cool water and a very mild wash solution- Be sure to use a soft cloth or sponge.
- Wash the vehicle in the shade - never in the sun. (Never use Dish Soap)
- Do not dry wipe the vehicle - always use clean water, Dry wiping could scratch the finish.
- Do not park under trees which drop sap or near factories with heavy smoke fallout- Sap or industrial fallout mar or spot a freshly painted surface.
- Do not spill gasoline, oil, antifreeze, transmission fluid or windshield solvent on the new finish-If you do...immediately rinse off with water. Do not wipe.
- Do not scrape ice or snow from the surface- Your snow scraper can act like a paint scraper if the finish is new. Brush off the loose material with a soft snow brush.
- Because of the acid content in bird droppings, you should wash it off as soon as possible. It will damage the fresh paint job.
Bergen's GUARANTEE that you will be treated to both friendly service and quality workmanship....and after speaking to their clients we can definitely say that they do all they claim and all in a style all of their own! Bergen's AutoBody & Collision Centre are TRUSTED REGINA AUTO BODY EXPERTS...and they are waiting to help you. Fan them on Facebook here and be assured that they will look after you ..you can TRUST them..we Guaranteee it!
Bergens
Stay TRUSTED my friends SAFE AND TRUSTED REGINA!
www.trustedregina.com is launching to the REGINA public APRIL 16th and we are SO excited to get the word out to the public about the WONDERFUL REGINA businesses we promote and endorse on the REGINA DIRECTORY of excellence.
The word is reaching the ears of the ' right' business owners in REGINA....and our growing list of Trusted Regina businesses on the REGINA DIRECTORY is an impressive list. The Trusted Partners on board are forward thinkers, innovators and experts in the city and they understand that to make a difference in your business that offering ' just good service' doesn't cut it anymore..they offer remarkable service and they do that as standard.
The Trusted partners have made a commitment to share their expertise with the public, and make Trusted Regina not just the best place to source local businesses when you have a need and the most used and valued REGINA DIRECTORY...but also a place that is becoming a growing library of tips and resources over more than just the 40 categories we reach....Type ' Trusted Tips Regina' into Google and you will see what we mean...or go to our Trusted Tips Library on the Regina directory to read the well written, interesting and helpful tips our Trusted Partners have provided....or simply ' Choose a category ' from the list on the left of the the Blog page....we are more than just another Regina Directory..we are THE Smart & Simple Choice ....and we work for YOU!
Our Trusted Partners know it's the small stuff that matters, and they all make sure to do it so well...our latest Trusted Partner BERGEN AUTO BODY understands this and takes pride in looking after their clients like they are family! Lets tell you all about them here!
No one likes to be dealing with an accident, but if you are caught in that prediciment Trusted would definitley recommend calling the Bergen Auto Body Team!
John Bergen ( and his son John) and the rest of the team at BERGENS Auto Body are awesome and they make the entire process smooth and easy from beginning to end...They have been in business as a family for many years and have over 80years of EXPERIENCE to offer you....we can assure you that not only are the skilled and SGI accredited, but they are wonderful, helpfull and humble ...in a nut shell they are nice people that will look after you and really care about your needs! If you want to be more than a NUMBER then BERGENS AUTO BODY is the shop for you....
Sara the Trusted founder is an Immigrant from UK and still struggles with driving in the snow and ice after being in Canada 6years....this is one of the many reasons Trusted invests some of their HUGE Marketing budget in advertising to immigrants and newcomers as Trusted is a great resouce for them, and as 28,000 immigrants have arrived in Saskatchewan between 2010-2011, and that number is expected to increase as the province continues to call out for skilled workers from around the World to help sustain the growth & prospertity we are enjoying here, then that is a LARGE number of potential new clients in a ' risk of accident group'. She knows that settling in a new city, new country is hard enough...but having emergency situations is even more stressful , and having a site like www.trustedregina.com which ONLY offers good businesses is a extremly valuable! Lets face it advertising to immigrants that can't drive in the snow is a very smart idea for Regina Auto Body shops especially!
Bergen Auto Body have already taken the time to share a really helpfull TRUSTED REGINA TIPS with us ...click here to read about what you should do if YOU are unfortunate enough to wind up in an accident....they have great ideas to help you prepare and to guide you through that process with MINIMUM stress!
Too many businesses these days think to be the best in your industry you have to have the fanciest & most hi-tech equipment or the biggest shop with the most money spent on advertising the coolest image ...well, we are here to tell them that they are missing the point entirely..ALL OF THAT STUFF IS JUST THE BUSINESS TALKING ABOUT THEMSELVES ..... if you don't care about your clients, or if you have no idea how to deal with people and customers in a friendly and nice manner than no amount of gadgets will be able to make up for that, SGI means we all pay the same so it's the SERVICE that makes the difference for most of us out there...BERGEN AUTO BODY know what REALLY matters to people is to be listened to, they understand that it's Nice to be Nice and they are the BEST at what they do...they form relationships and instill loyalty in their clients and in all the people that they deal with, and after over 30 years in busnesss and most of those years as a BBB rated business they have NEVER had a complaint..they have an unblemished record and an A+ rating , the Trusted team are proud to promote and endorse them on the REGINA DIRECTORY of excellence!
Bergen's AutoBody & Collision Centre are TRUSTED REGINA AUTO BODY EXPERTS...and they are waiting to help you.
"Customer satisfaction means quality at Bergen's"
Sara Wheelwright the Trusted Online Directories Founder was recently Interviewed on a Local Regina stations ( Access Channel 7 ) Popular daytime magazine show " Talk of the Town " by the wonderful host Roger Currie.
Roger found out about www.trustedregina.com on the ' Social Media Grapevine' ( Linkedin) and contacted Sara to ask for an interview..she gladly agreed..and enjoyed chatting with Roger about where the idea for Trusted came from ...whats involved with being TRUSTED...and whats the plans for this new and dynamic business that workd for the public and is trying to change the way businesses operate by promoting the ones out there that are doing it WELL!
Enjoy!!
Stay Trusted my friends..SAFE and TRUSTED REGINA!