When you choose Josh Rees from The Mortgage Group Regina, you can be confident that he will do the legwork, number-crunching and negotiating on your behalf and in your best interest, delivering financing solutions that make the most sense for YOU..he is open and honest and he works for YOU!
Here he shares a Trusted Tip....
Why Use A Broker 10 REASONS TO USE A MORTGAGE BROKER
1. Get independent advice on your financial options.
As independent mortgage brokers and mortgage associates, we are here for you. Our goal is to help you successfully finance your home or property with the right mortgage product for you. We’ll start by getting to know you and your homeownership goals. We’ll draw from available mortgage products that match your needs, make a recommendation, and together decide on the right mortgage product for you.
2. Save time with one-stop shopping.
It could take weeks for you to organize appointments with competing mortgage lenders — and we know you’d probably rather spend your time house-hunting! We work directly with dozens of lenders, and can quickly narrow down a list of lender products that suit your needs best. It makes comparison-shopping fast, easy, and convenient.
3. We negotiate on your behalf.
As Mortgage Associates, we negotiate mortgages each and every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.
4. More choice means more competitive rates.
We have access to a network of major lenders in Canada, so your options are extensive, including traditional lenders, credit unions, trust companies, and other lending sources. Bank loan officers are tied to only offering their institutions products. We can also help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.
5. Ensure that you’re getting the best rates and terms.
Even if you’ve already been pre-approved for a mortgage by your bank or another financial institution, you’re not obliged to stop shopping! Let us investigate to see if there is an alternative to better suit your needs.
6. Get access to special deals and add-ons.
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract creditworthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. We do the math on which offers might be worth your attention when it comes to financing or mortgage insurance — so you get the perks you deserve.
7. Things move quickly!
Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.
8. Get expert mortgage advice.
We are housing market experts. When it comes to mortgages, rates, and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose the right mortgage product confidently. Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.
9. No cost to you! We work for you!
There’s absolutely no charge for our services on typical residential mortgage transactions. How can we afford to do that? Like many other professional services such as insurance, mortgage brokers are commission-based and generally paid a finder’s fee by the lender when we introduce trustworthy, dependable customers to a financial institution. These standard, industry-wide fees ensure our focus remains on you, the customer.
10. We help protect your credit score.
Your credit score is impacted every time a lender requests your information, so if you apply at many different institutions in order to compare rates, you could end up hurting your credit rating. In comparison, a mortgage broker submits your credit information only once and is able to see all your options from an unlimited number of potential lenders.
Find Josh Rees online here or at The Mortgage Group, 6135 Rochdale Blvd..or check out his listing here on the REGINA DIRECTORY under MORTGAGE ..he is a Trusted REGINA MORTGAGE EXPERT !

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