Trusted Tips and Resources

Trusted Tips & Resources

Insuring Your Motorcycle - Expert Tip from Trusted Regina Insurance Provider Campbell & Haliburton

Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. Their latest article gives you tips on properly insuring your motorcycle in Regina or anywhere else in Saskatchewan. 



When it comes to auto insurance coverage, it’s important to ensure that all your vehicles are adequately protected. We can help you safeguard not only your everyday cars but also your unique and cherished speciality vehicles. Whether you own antique or classic vehicles, motorcycles, 3-wheeled vehicles, snowmobiles, or motorhomes, we can help you find the perfect insurance.


INSURING YOUR MOTORCYCLE


Motorcycles and Snowmobiles: Thrilling Rides with Added Protection

For those who love the thrill of riding motorcycles or snowmobiles in Saskatchewan, SGI CANADA Auto Pak policy offers coverage tailored to your specific needs. Since motorcycles and snowmobiles are seasonal vehicles, an Auto Pak policy ensures your ride is protected even when it’s unlicensed. However, it’s important to note that this coverage does not extend to operating on Crown lands, trails, lakes, public roadways, or mountainous areas. Auto Pak coverage for these vehicles does not include personal injury payment benefits or family security coverage.


3-Wheeled Vehicles: A Unique Ride

If you’re a proud owner of a 3-wheeled vehicle, SGI CANADA Auto Pak offers comprehensive coverage tailored specifically to meet your needs. Their Auto Paks come with increased liability coverage and lower deductible options, allowing you to reduce your costs in case of a claim. Although 3-wheeled vehicles share similarities with motorcycles and passenger cars, they don’t have to meet the same federal safety standards. This means that in the event of a collision, drivers and passengers may not have the same level of protection. While some 3-wheeled models include safety features like roll protection and seat belts, they generally lack airbags. It’s important to note that Auto Pak coverage for 3-wheeled vehicles does not include personal injury payment benefits or family security coverage.


Antique Vehicles: Preserving the Classics

If you’re an avid collector or simply cherish your antique vehicle, there is auto Insurance that offers additional coverage to protect your prized possession. Whether you take it out for a leisurely drive on weekends or keep it safely stored most of the time, having the right coverage is crucial. With an SGI Auto Pak, you can choose from a range of coverage options to ensure your vehicle and your family are protected. Even during the periods when your classic vehicle is in storage and not in use, your policy will safeguard you from potential loss.


Additional Coverage for Specialty Vehicles

If you own an all-terrain vehicle (ATV), boat, or personal watercraft, SGI CANADA offers coverage options that can be included with your house, tenant, condo, or mobile home insurance. This ensures comprehensive protection for all your valuable assets.

To explore the various coverage options available to assist with insuring your motorcycle or other specialty vehicles in Regina and to receive expert insurance advice on pricing, it’s recommended to consult with a Campbell & Haliburton insurance broker. They can guide you through the process and help you select the right coverage that meets your unique needs. 

Their commitment to customer service is one of the pillars of their business. They know insurance inside and out, so please get in touch with them for all of your auto insurance needs and they will be more than happy to help ensure what you value most is protected. We are a Trusted Regina insurance broker.

**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.

Trusted Regina Insurance Provider Campbell & Haliburton Review Alarm Systems and Your Home Insurance

Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. In their latest Campbell & Halliburton Regina insurance tip, they explore the effects of an alarm system and your home insurance and how it can significantly impact your home insurance policy. By investing in these security measures, you not only enhance the safety of your property but also unlock potential savings.



Alarm systems are a powerful tool to protect your home against potential intruders. By installing burglary sensors such as door contacts, motion detectors, window contacts, and glass break sensors, you create a strong defense mechanism. Informing us at Campbell & Haliburton Insurance about these enhancements showcases your commitment to safeguarding your property and may result in improved coverage options.


Burglaries

Beyond burglaries, homes face other risks that can lead to significant damage. Environmental alarm sensors, including water sensors, low-temperature detectors, smoke detectors, and carbon monoxide detectors, provide early warnings against potential hazards.


Home Automation

Modern alarm systems have evolved, incorporating advanced technology to offer convenient and efficient security solutions. With built-in SIM cards, there’s no longer a need for traditional phone lines. This ensures seamless monitoring and communication. Homeowners can receive real-time alerts, change codes, and manage authorized users remotely via a smartphone app. This level of control enhances convenience and peace of mind.

Alarm systems can go beyond security features, integrating with home automation for a seamless living experience. Imagine controlling not only your alarm system but also your lights, thermostats, and appliances through the same alarm app on your smartphone. This enables personalized schedules, simulated occupancy, and remote management, even when you’re away. Embracing home automation not only enhances security but also improves energy efficiency.


Reduce Home Insurance Premiums

By investing in alarm systems and keeping us informed, you bolster your home’s security while potentially reducing insurance premiums. Strengthening your defense against intruders, mitigating risks, leveraging advanced technology, and embracing home automation are crucial steps toward a safer and more efficient home.


Communicate with Your Campbell & Haliburton Insurance Broker

Remember to communicate any security enhancements, or alarm system installations to us at Campbell & Haliburton. This ensures that your policy accurately reflects the measures you’ve taken and maximizes your coverage.

Protect your home, enhance your peace of mind, and embark on a journey toward a safer and more secure living environment. Campbell & Haliburton Insurance is here to assist you with tailored insurance solutions that align with your commitment to home security. If you have any questions about your alarm system and your home insurance in Saskatchewan, it’s recommended to consult with a Campbell & Haliburton Team Member. Their commitment to customer service is one of the pillars of our business. They know insurance inside and out, so please get in touch with them for all of your auto insurance needs and they will be more than happy to help ensure what you value most is protected.

**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.

Trusted Regina Insurance Provider Campbell & Haliburton Review Credit Card Travel Insurance Vs A Travel Insurance Policy

Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. In their latest Campbell & Halliburton Regina insurance tip, they compare credit card travel insurance vs a travel insurance policy.



Travel insurance is a necessary consideration for anyone planning a trip, as it offers protection against various risks and uncertainties that may arise while travelling. There are two main types of travel insurance: credit card travel insurance and a traditional travel insurance policy. Both offer coverage for travel-related risks, but there are some significant differences between them.


Credit Card Travel Insurance

Credit card travel insurance is a type of insurance that is often automatically included with a credit card purchase, typically when booking a trip. This type of insurance is designed to offer limited coverage for specific risks, such as trip cancellation or interruption, and is typically offered at no additional cost to the cardholder. While this type of insurance can be convenient, it is often limited in scope and may not offer the same level of coverage as a traditional travel insurance policy.


Travel Insurance Policy

On the other hand, a traditional travel insurance policy is purchased separately and offers much more comprehensive coverage. This type of policy covers a wide range of risks and uncertainties that may arise while travelling, including medical emergencies, trip cancellations, lost or stolen luggage, and more. Unlike credit card travel insurance, traditional travel insurance policies are customizable and can be tailored to meet the specific needs and requirements of the traveller.


Advantages To A Travel Insurance Policy

One major advantage of a traditional travel insurance policy is the flexibility it offers. Policyholders can choose the level of coverage they require and can add or remove coverage as needed. For example, a traveller who has pre-existing medical conditions may choose to add coverage for medical emergencies to their policy. On the other hand, a traveller who is confident in their ability to manage their own risks may opt for a basic policy with limited coverage.

Another important consideration is the level of support offered by the insurance provider. Credit card travel insurance is often provided by the credit card issuer and may not have a dedicated support team or comprehensive resources to assist with claims or other issues. In contrast, traditional travel insurance providers typically have a dedicated support team and resources to assist policyholders with claims, medical emergencies, and other issues that may arise while traveling.

In conclusion, both credit card travel insurance and traditional travel insurance offer coverage for travel-related risks, but there are some important differences between them. Credit card travel insurance is typically limited in scope and offered at no additional cost, while traditional travel insurance policies offer more comprehensive coverage and are customizable. Ultimately, the choice between the two will depend on the specific needs and requirements of the traveler.


Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. They know insurance inside and out, so please get in touch with them for all of your insurance needs and they will be more than happy to help ensure what you value most is protected.
**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.

Trusted Regina Insurance Provider Campbell & Haliburton Insurance Discuss Travel Insurance

Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. In their latest Campbell & Halliburton Regina Home insurance tip, they discuss travel insurance. 


“I’m leaving on a Jet plane, don’t know when I’ll be back, but I’m leaving on a jet plane.” Yep, it’s my favourite song as I walk through the Regina airport, my carry-on case gracefully rolling behind me. As I walk and sing in my head, I’m doing the mental checklist to make sure I’ve got everything done: 

  • Lights put on automatic timers ​​✔️
  • Home insurance policy on the table, just in case something happens while I’m gone ✔️
  • Car policy on the table ✔️ 
  • Have someone coming to check on my house while I’m gone ✔️
  • Travel Insurance – Nooooo!  I forgot to purchase that… oh well I’ll be fine I don’t need it. 
But let’s do a quick review: 

What is Travel Insurance? 

Travel insurance is a type of insurance that helps to cover the cost of medical care if you become sick or injured while travelling. 

When do you need it? 

If you plan to travel outside Canada ‒ even for a single day ‒ you should buy travel health insurance before your trip or vacation.

There are a number of risks you face when travelling, and travel insurance can help protect you from financial loss in the event of an emergency. If you need medical assistance while abroad, travel insurance can help cover the cost of your medical bills and care. And if your trip is cancelled or interrupted, travel insurance can reimburse you for non-refundable expenses.

Travel insurance is an important consideration for any trip, and it’s especially important if you’re travelling to a country with high medical costs or risks.


Outside of Canada, what is covered under Travel Insurance? 

No matter where in the world you are travelling, there are 3 basic medical expenses your travel health insurance policy should always cover: medical evacuation from your travel destination if required, coverage for any pre-existing conditions you have, and repatriation (covering the cost of transporting your remains should you pass away during your trip).

Every travel medical insurance policy is unique, as one has many options when applying for coverage. Most travel medical insurance policies typically cover:
  • Emergency medical treatment for illness or injury
  • Prescription medications
  • Emergency dental treatment services
  • Essential medical equipment (crutches, wheelchairs, slings, braces, etc.)
  • X-rays and other diagnostic laboratory procedures (bloodwork, ultrasounds, etc.)
  • Required ground, air or sea ambulance services
  • Follow-up post-medical appointments with healthcare providers
  • Medical evacuation
  • Ambulance travel to the nearest hospital
  • Meal expenses and accommodations while waiting for medical care\
The next time you are preparing for you trip, check off the very first thing — purchase travel insurance.  Contact us today, Campbell & Haliburton Insurance for your insurance needs!

Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. We also know insurance inside and out, so please get in touch with us for all of your insurance needs and we will be more than happy to help ensure what you value most is protected.

Campbell & Haliburton's doors opened in 1957. Since then, they have seen run-away inflation, recessions, and now, a global pandemic. Through it all, their doors have remained open as they are committed to providing outstanding service to you. No matter what the next years and decades bring they have committed to continue to stay open to serve you.


Campbell and Haliburton Insurance are a Trusted Regina Insurance provider.

They offer many different insurance policies to protect the most important areas of your life including:


**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.

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S & E Trusted Online Directories Inc
TrustedRegina.com
310 Wall St #209
Saskatoon, SK   S7K 1N7
Ph: 306.244.4150

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