Trusted Regina Insurance experts at Campbell and Haliburton Insurance Inc have been in the community for over 50 years. They know it is customer service and knowledge that counts when you are in need of an insurance company in Regina. Campbell & Haliburton Insurance, myCH.ca, dedicated insurance brokers in Regina, can assist you with finding the plan that works best for you. In their latest Campbell & Halliburton Regina Home insurance tip, they discuss travel insurance.
“I’m leaving on a Jet plane, don’t know when I’ll be back, but I’m leaving on a jet plane.” Yep, it’s my favourite song as I walk through the Regina airport, my carry-on case gracefully rolling behind me. As I walk and sing in my head, I’m doing the mental checklist to make sure I’ve got everything done:
- Lights put on automatic timers ✔️
- Home insurance policy on the table, just in case something happens while I’m gone ✔️
- Car policy on the table ✔️
- Have someone coming to check on my house while I’m gone ✔️
- Travel Insurance – Nooooo! I forgot to purchase that… oh well I’ll be fine I don’t need it.
But let’s do a quick review:
What is Travel Insurance?
Travel insurance is a type of insurance that helps to cover the cost of medical care if you become sick or injured while travelling.
When do you need it?
If you plan to travel outside Canada ‒ even for a single day ‒ you should buy travel health insurance before your trip or vacation.
There are a number of risks you face when travelling, and travel insurance can help protect you from financial loss in the event of an emergency. If you need medical assistance while abroad, travel insurance can help cover the cost of your medical bills and care. And if your trip is cancelled or interrupted, travel insurance can reimburse you for non-refundable expenses.
Travel insurance is an important consideration for any trip, and it’s especially important if you’re travelling to a country with high medical costs or risks.
Outside of Canada, what is covered under Travel Insurance?
No matter where in the world you are travelling, there are 3 basic medical expenses your travel health insurance policy should always cover: medical evacuation from your travel destination if required, coverage for any pre-existing conditions you have, and repatriation (covering the cost of transporting your remains should you pass away during your trip).
Every travel medical insurance policy is unique, as one has many options when applying for coverage. Most travel medical insurance policies typically cover:
- Emergency medical treatment for illness or injury
- Prescription medications
- Emergency dental treatment services
- Essential medical equipment (crutches, wheelchairs, slings, braces, etc.)
- X-rays and other diagnostic laboratory procedures (bloodwork, ultrasounds, etc.)
- Required ground, air or sea ambulance services
- Follow-up post-medical appointments with healthcare providers
- Medical evacuation
- Ambulance travel to the nearest hospital
- Meal expenses and accommodations while waiting for medical care\
Our Trusted Regina Insurance Agents at Campbell & Haliburton have your best interests and safety in mind and our commitment to customer service is one of the pillars of our business. We also know insurance inside and out, so please get in touch with us for all of your insurance needs and we will be more than happy to help ensure what you value most is protected.
Campbell & Haliburton's doors opened in 1957. Since then, they have seen run-away inflation, recessions, and now, a global pandemic. Through it all, their doors have remained open as they are committed to providing outstanding service to you. No matter what the next years and decades bring they have committed to continue to stay open to serve you.
Campbell and Haliburton Insurance are a Trusted Regina Insurance provider.
They offer many different insurance policies to protect the most important areas of your life including:
**This is a general overview. There are many different insurance companies, and there are always differences in insurance policies. For specific details on your policy and coverage, we recommend that you contact your agent or broker.