Dusyk & Barlow is a 100% locally owned Regina Insurance Brokerage providing honest, reliable, and personalized service to all their clients. Their long standing reputation in the community remains strong through maintaining high standards of excellence and ensuring that their clients insurance needs are met.

They are you Trusted Regina insurance experts !

Dusyk & Barlow is reminding homeowners to protect their homes against damage caused by ice dams.

“Ice dams can cause considerable property damage. If an ice dam forms and water enters the attic, it can damage the roof, ceilings, walls and contents of your home,” said Andrew Cartmell, President and CEO of SGI CANADA. “That's why it's so important to take steps to prevent an ice dam from forming in the first place.”

Preventative measures to protect your home from damage caused by ice dams include:

• Keep the amount of snow on your roof to a minimum. Use a roof rake or hire a professional to clear the snow away - for safety reasons, don't go up on the roof yourself.
• Keep gutters and downspouts free of snow, ice buildup and icicles so there's a ready path for melting snow and ice to drain.
• Ensure your attic is properly insulated and ventilated to prevent heat from inside your home from leaking into the attic and causing snow on the roof to melt. A roofing contractor can provide assistance if needed.
• In the fall, clean leaves and debris from your home's gutters and downspouts to allow melting snow to flow as intended.

Dust N Shine Cleaning Services is a TRUSTED REGINA MAID AND CLEANING SERVICE.

General household cleaning tips!

2. When dishes come out of the dishwasher with residue, run an empty load with 1/2 cup of white vinegar in the detergent cup. Alternately, use several tablespoons of Tang, lemon-flavoured Kool-Aid or powdered laundry detergent for the same effect.

3. To combat grease buildup and maintain cleanliness, grind a handful of ice cubes in the garbage disposal every few weeks. Add the peels from lemons or limes to help eliminate odours. 

4. The anti-static component in dryer sheets helps break down the bond between food and pots and pans, so put a sheet in a dirty pot filled with water, soak it overnight, and easily scrub the pot clean the following day.

5. Keep shower doors clean by using a glass cleaner to initially remove streaks, and use a Magic Eraser to navigate the crevices of textured glass. Razor blades can scrape off the more challenging buildup. Dry the door, and then use a water-repellent product, such as Rain-X or Aquapel, to cause water to bead up and wash away from the glass. Wipe the repellent with a microfiber cloth, and repeat the process every six months.

 

Contact Dust N Shine for your free estimate today!

Dust N Shine Cleaning Services is a TRUSTED REGINA MAID AND CLEANING SERVICE.

It’s an exciting time – the old house is sold, the new one is ready, and all that’s left is the move…..oh wait – not quite yet! There’s all that legal “stuff” to deal with now….signatures….titles to be given…and pages and pages of documents that need to be signed before the key is in your hand!!! And to top it all off – who really knows a good real estate lawyer?

MacKay & McLean provides the professional services of a large Regina law firm, with the intimate attention of a small firm. The legal process can be daunting and overwhelming, but it doesn't have to be. MacKay & McLean is with you every step of the way.

MacKay &  McLean are TRUSTED REGINA LAWYERS

Title fraud is approximately a C$1.5 billion dollar a year industry and growing. This has given rise to new products being made available to you to help protect yourself. One such product is title insurance.

Initially, title insurance was used in Saskatchewan only when a surveyor's certificate was not available. This is because it insures against any defects that would have been revealed if a surveyor's certificate or real property report had been obtained. People opted for title insurance because it cost less than a new survey. However, title insurance protects you against much more and it is especially good for people buying used residential real estate, rental properties or commercial real estate.

Like other insurance products, you pay a premium to the insurer. Usually, this is a one time fee. Different insurers structure their pricing differently and there are policies for owners and policies for lenders, so rates vary. The premiums for condominiums are usually less. The fees for commercial transactions are typically greater.

For the one time premium you get protection for as long as you own the property and it protects your estate in the event of death. The amount of protection is up to twice the fair market value of your property, at the time the insurance was obtained.

Lawyers will usually charge an administration fee of $75 to $150 to provide the appropriate data and information to the insurer.Typically, title insurance is obtained through your lawyer's office when you buy a property.  "Existing Home Owner's" insurance is also available at any time.  Some insurers in Saskatchewan, like Co-Operator's, are now providing the product.

It is important to remember that lawyers do not receive any compensation from the title insurance companies for recommending or assisting you with obtaining title insurance, i.e. we are not sales people for the title insurers and we do not receive trailer fees or commissions from the insurers.

In fact, a lawyer's failure to discuss title insurance with you may constitute professional negligence and that lawyer may be liable to you if you suffer damages from something that title insurance would have protected you against. In other provinces, for example, Ontario, lawyers are obligated by their professional code of conduct to thoroughly discuss title insurance with you.

I recommend title insurance because I believe that most times it is in your best interests to have it. At the very least, you should have the opportunity to make an informed decision.

The four main title insurance companies in Canada are: (1) First Canadian Title Insurance, (2) Stewart Title Guarantee Company, (3) Title Plus, and (4) Chicago Title Insurance Company. For more information on title insurance, its cost and benefits, visit the following websites: First Canadian Title; Stewart Title Guarantee Company; Title Plus; and, Chicago Title.

Some things are better to have and not need, than need and not have. Title insurance is one those things.

*Always check with the insurer to see what they cover and what they do not. Make an informed decision.

For advice, Robert MacKay's team provides professional, personalized service and with their assistance, you can rest assured that your real estate transactions will be handled with the utmost consideration and care.

They  provide a full range of legal services including:

• Real Estate & Mortgages
• Wills & Estates
• Family Law & Divorce
• Commercial & Corporate Law
• Litigation & Personal Injury

Active Electric Regina Electricians get it right the first time, delivering all electrical services including installation, upgrade, and repair solutions. Active Electric are your TRUSTED REGINA ELECTRICAL EXPERTS

When you picture a counterfeit product, the first thing that probably comes to mind is money. Criminals try to pass off counterfeit bills for the real thing so they can purchase products and disappear without a trace. But did you know electrical products can be counterfeit as well? In fact, consumer electronics comprise the single largest category of counterfeit commodities seized by US customs, making up 22 percent of all items seized each year.

What makes an electrical product counterfeit, and how can you spot it? Use these tips any time you shop for electronics to protect your home and family from counterfeits.

What are Counterfeit Electrical Products?

When shopping for electronics, you may stumble across a product with a price far below what competitors are selling their products for. If this happens, you have probably spotted a counterfeit electrical product. Don’t be tempted to purchase the item just because it costs less. After all, while many types of products can be impersonated, counterfeit electrical products are particularly dangerous because:

• They have not undergone testing by an independent laboratory.
• They likely don’t comply with industry safety standards.
• They can cause electrocution or start a fire.
• Since product origins are often unknown, the manufacturer can’t be held liable if products cause property damage or physical harm.

How to Avoid Counterfeit Products

The potential dangers you face from purchasing counterfeit electrical products are clearly not worth the lower price you might be asked to pay. To ensure you don’t face any unnecessary dangers when purchasing electronics, follow these tips:

• Only shop at reputable retail locations. Established vendors only purchase their goods from legitimate distributors and manufacturers.
• If you see any grammatical errors or typos on the product label, that’s a sign the product is not professionally made.
• Look for the Underwriters Laboratories (UL) logo on the label, indicating the product has undergone proper testing.
• If the product is legitimate, you should see the name and contact information for the manufacturer on the label.
• Avoid purchasing unknown brands or products that display no brand affiliation of any kind.

How to Report a Counterfeit Product

The prevalence of counterfeit products has risen over 10,000% in the past 20 years. During this time, counterfeits have become increasingly harder to spot as unscrupulous manufacturers get better at deceiving customers via the internet and tempting low prices.

If you accidentally purchase a counterfeit product, report it to the brand owner. This alerts the brand owner to investigate the suspected product and remove it from the marketplace if it’s indeed counterfeit. If you don’t know the product’s brand, contact the National Intellectual Property Rights Coordination Center, which will disseminate the information to the appropriate parties and work toward removing the product from the market.

By taking an active role in reporting counterfeit products, you help put an end to this illegal industry, the revenue from which can often be traced to organized crime and terrorism. Demand for counterfeit electrical products would decrease dramatically if everyone reported the imitation devices they accidentally purchased.