Trusted Tips and Resources

Trusted Tips & Resources

Sleep Problems keeping you awake? Our Trusted Regina partner Jacuzzi Regina share a tip about the benefits of Hydrotherapy.

Dedicated to assisting their customers in achieving a higher quality of life through the benefits of hydrotherapy, Jacuzzi® Hot Tubs of Regina offers the best hot tub deals in the area. Their goal of enhancing at-home relaxation and enjoyment is mirrored by their commitment to provide outstanding service and quality hot tubs for sale in Regina, SK. They specialize in Jacuzzi® hot tubs, providing exceptional deals throughout Regina, SK, and surrounding areas. Stop by and check them out!


SLEEP PROBLEMS KEEPING YOU AWAKE?


According to the National Institutes of Health, approximately 70 million people in the are affected by sleep problems. A poll released by the National Sleep Foundation (NSF) found that 43% of women surveyed say that daytime sleepiness interferes with their daily activities. One way to ease into a deep, restful sleep? The Better Sleep Council recommends establishing a relaxing bedtime routine, such as soaking in hot water to help maintain a healthy sleep cycle. The gently massaging hot water is a natural place to establish a deeply relaxing, nighttime routine.


RELAXING IN A HOT TUB CAN PROMOTE A GOOD NIGHT’S SLEEP.


Sleep Benefits of Hot Tubs: Whether it’s difficulty falling asleep or episodes of waking up and being unable to easily go back to sleep during the night, you probably experience a less-than-good night’s sleep from time to time. When lack of sleep becomes a chronic problem, it can start to affect you in many ways.


How important is a restful night’s sleep? Studies show that:

  • Sleep helps the brain commit new information to memory.
  • Chronic sleep loss affects the way the body processes and stores carbohydrates, which may lead to weight gain.
  • Poor sleep can contribute to accidents while driving.
  • Lack of sleep can make you irritable, and make it hard to concentrate.
  • Serious sleep disorders have been linked to hypertension.
  • Eventually, chronic sleep loss can diminish the disease-fighting capabilities of the immune system.


Learning to relax in preparation for a good night’s sleep can help improve the chances of falling, and staying asleep. Hydrotherapy helps ease tension and promote relaxation. Heat loosens constricted blood flow. Buoyancy reduces body weight by up to 90%, relieving pressure on joints and muscles. And massage helps to work out stiffness and muscle soreness. Hydrotherapy also stimulates the production of endorphins, which naturally block pain and stress signals from reaching the brain. Their effects can linger after your spa session has ended, too, so you feel more content, and ready to sleep.


Jets provide many massage variations that can help you release feelings of stress. Patented, adjustable, Fluidix Nex jets, for example, pinpoint the neck muscles, where many people experience tension. You can opt for high- or low-level massaging action with these, and many other jets. You may also want to try using aromatherapy fragrances, in select spas, to help induce a restful state. Certain fragrances, such as Summer Rain from the SunScents aromatherapy collection, have qualities that calm the mind and enhance relaxation..

As a distributor of luxury hot tubs and spas complemented by a full line of hot tub accessories, they provide knowledgeable staff fully trained in the latest technology in this field. Their spas are designed to deliver the ultimate in pleasure, and our staff is chosen for its ability to provide exceptional service. Jacuzzi® Hot Tubs of Regina's full team of experienced and knowledgeable staff assists customers with the selection of Jacuzzi® hot tubs, purchase of cleaning supplies and accessories and more!

Jacuzzi® Regina are a TRUSTED Regina Outdoor Living hot tub store. 



A Trusted Regina Financial Advisor shares information about RRSP season.

H&A Financial Advisors serve individuals, families and business in the Regina area. Their primary goal is to help each client meet their unique financial goals.

Welcome to RRSP Season !

It is that time of year again when attention turns to RRSPs and tax planning

The purpose for making an RRSP contribution, from a financial planning perspective, is to build savings and assets over time so that you can replace earned employment income with passive or investment income for your retirement years. In other words you can sleep in and still have the lifestyle you want without going to work!

The Canadian Government assists you with that objective. It does this by giving you a tax deduction for contributions so that you can save more money on a pre-tax basis than you would if the money was taxed and then saved. Secondly, it allows for the tax-free growth (tax deferral) on your RRSP so that the capital amount will be much greater than it would be if you were taxed annually on the growth or income.

Most people focus on the tax deduction only while ignoring the significant benefits of the compounding effects and growth on the money that is not paid out as taxes. The theory is that you are contributing money while in a higher income tax bracket during your working years and withdrawing it in your retirement years while you are in a lower tax bracket. The reality is higher income earners may find themselves in the same tax bracket in retirement!


This leads many people, including some accountants, to challenge the effectiveness of RRSP by saying: Why bother with an RRSP if you have to pay taxes on the withdrawal!? This viewpoint ignores the real power of tax-deferred compounded growth and the effects of compound growth that you can achieve in an RRSP, especially on the capital that would have otherwise been lost to income taxes.

The math works something like this. If you took the assumed future capital value of your RRSP at age 65 or 70 and then collapsed the RRSP (not recommended) and paid 50% of the capital as income taxes, the remaining capital would still be higher than if you had been building your savings outside the RRSP in a fully taxable environment.

Impossible you say! Take a calculator while watching TV and invest, say $10,000 a year, minus your annual income taxes, say 30%, then invest the balance of $7,000 at an assumed rate of growth, pick 5% to keep it simple, then subtract the taxes on the earned income $105. The net amount at the end of Year One is $7,245. Then do this another 39 times assuming the person is age 25.

Year One Effects of RRSP Investing

Compare this with the RRSP with $10,500 at the end of Year One. The gap only gets bigger over time!

Long Term RRSP Accumulation

There are situations where RRSP contributions may not be the right thing for some people some of the time. For example, young people at the start of their careers or low income earners nearing retirement. A TFSA may be the better solution!

These are just two alternatives for building savings and assets something which you would still need to do even if RRSPs didn't exist. RRSPs just make it easier to build savings. Call us today to discuss more savings and tax planning strategies!

For more information on Tax planning Check out their website here.

Mutual funds and approved exempt securities are provided through Portfolio Strategies Corp. Non-securities products and services are provided through H & A Financial Advisors

H&A Financial Advisors are a Trusted Regina Financial Expert.  Check them out under the Financial Services Category.



A Trusted Regina Spa has some amazing techniques to help you get pool ready!

En Vogue believe that the elimination of stress and tension is critical for the improvement and maintenance of overall well being. They work to improve quality of life through physical and mental rejuvenation. Treatments designed to satisfy the whole body are provided by highly trained staff in the field of Massage Therapy, Esthetics, Skin Care, and Oncology Esthetics. They take pride in their excellent reputation and do their best to provide service that makes you want to come back for more!

Going on a winter vacation to escape the cold or just want to get ready for the beach or pool.  En Vogue Day Spa and gift studio can help you get ready!

En Vouge offers treatments that can help you go on your vacation and not have to worry about shaving, plucking, unpainted toes and dry feet, or worrying as much about your makeup coming off in the pool!  Here are some great options that can help!

Hair removal treatments

  


Professional Body Sugaring
The art of body sugaring developed by the ancient Egyptians uses no additives, no preservatives, no irritants and is a safe, effective, gentle professional treatment. Sugar paste can be reapplied to the same area more than once to remove even the shortest hair with breakage never being a concern. It is safe and effective for diabetics and for clients with varicose veins, moles, psoriasis, eczema and all areas previously not safely treated with wax. 

Waxing
Removes hair from the root resulting in smooth and hairless skin for approximately three to six weeks. Hair grows back slower, finer and has less density when waxing if performed on a regular basis.

Threading
An ancient Eastern Method of removing hair that uses no wax, chemicals or invasive techniques . Benefits of threading include the ability to remove very short hairs, it is acne-safe, causes minimal redness and is great for sensitive skin.


Facial Finishing touches

Do you have light colored eyebrows and lashes? Are you afraid to go underwater and wash all that mascara and eyebrow makeup off? These are some great options to help solve those issues!  Click here to see more facial finishing touch options.

   

Eyebrow and Eyelash tint
With a hint of tint you can flaunt natural, full-looking brows & lashes for an always polished and put-together look! En Vogue can give you a flattering tint to transform your brows & lashes from fair and sparse to full and fabulous...in minutes.

Eyelash Extensions
The extensions are single strands of faux mink lashes that are curved to replicate natural eyelashes. They provide length and thickness to your own lashes and are available in varying lengths and curls to create a look that 'opens' up your eyes. Extensions are applied to your individual eyelashes, one lash at a time. The result is thicker, longer, eye opening lashes

Don't forget those hands and feet!

Finish off that beach ready look with beautiful fingers and toes!