Trusted Tips and Resources

Trusted Tips & Resources

REGINA BATHROOM Expert Share a Trusted Tip when choosing toilets..on the REGINA DIRECTORY


MYTH – Low Flow Toilets don’t Work!

When working in the showroom it was always surprising how many times in a day the advantages and disadvantages of toilets were discussed. Most would think that clients would spend more time in choosing a new kitchen faucet (as it tends to be usually the focal point in many homes) as opposed to making sure they received the best toilet out there. But after you think about it, what is used more in the home and what do you want to make sure will always continue to work — especially during a dinner party? it’s your toilet! So here is the 101 on choosing your toilet. In order to get a great flushing toilet you do have to spend more than the standard $200 on a gravity flush toilet. As all toilets now are low flow, they have went from 13litre to 6litre to now the new 4.8litre, don’t get discouraged – with all the technology out there the 4.8litres do work and no you do not have to flush twice. A couple things to look for is a larger flap valve (standard is 2″) – this is allowing more water to enter the bowl at once giving it a more forceful flush and a larger fully glazed siphon trapway (standard is 1″) to make sure everything is exiting properly. A great resource in deciding on your toilet is the map-testing website  this gives you a complete breakdown between manufacture and toilet and the flushing capacity for bulk removal. What you want to look for, for the best flush, is between 800g – 1000g for bulk removal. Then from there it comes to style, toilets have come a long way, you can get ADA (comfort height toilets), fully concealed trapway toilets (easier to clean), and of course the must have the easy close seat – no more slamming!








Moving? Don’t start packing yet here are 8 Tips on moving from the REGINA DIRECTORY

Moving? Don’t start packing yet!

Here are a few steps that will save you time and lots of money...

1.Manage your time properly - Start organizing and packing at least one month before the moving day. Start with things that you don’t use daily. Your ski suit, snow boots, winter clothes, most of the books, CD’s and computer games and other things you can do without for a few weeks. Start slowly and dedicate an hour or two every day for packing. The most important step is to go through your stuff and sort it. 

2.Be sure to have recycling bins and donation bags and garbage bags – Before you start packing, you need to get rid of things that you don’t need. A good example are clothes that you haven’t worn for the last two years and that are taking up space you could use for new clothing. This applies to books, toys and home decorations. Find out here where/how to recycle a certain material:  can help you find a donation center by your house.

3.Throw out the fridge – or at least a lot of it – Food and vitamins are not like good wine. They don’t get better with age! Go through your pantry, medicine cabinet and vitamins; throw away anything that has expired.

4.The “Maybe Box” – Sometimes it’s hard to let go. If you feel conflicted, put it in a “MAYBE box” that you have prepared especially for tough decisions. After a few days, go check in with your “maybe box”. Your larity will increase and you may see things differently.

5.Use existing containers, suitcases, etc for packing – Take a look at your home. You probably have some plastic containers, suitcases and camping bags that can be used for packing. Sometimes these bags are stored in the attic and they are full of dust; clean them and use them for your move

6.Rent Plastic Moving Boxes – If you are going to unpack most of the boxes in your new home (i.e., not store them indefinitely), I would highly recommend renting plastic moving boxes  They are easy to work with. Your belongings won’t get wet while loading/unloading in the rain. They are not only eco-friendly, they are family friendly too- if you by accident have packed your child’s most important stuffed toy... all you have to do is open the lid, take it out and close it back up. (You'd be surprised how often this happens.)

7.Soft Items – Do not pack all your towels in one big box. Use the towels to pad the bottom of each box when packing dishes and other fragile items. Use another towel on top and seal the box.

8.Label Every Box – Don’t label the top – always on the side, so when you stack them on each other you can tell what’s inside.

REGINA FLOORING EXPERT share a Trusted Tip on removing stains from flooring, on the REGINA DIRECTORY


Here they share their first TRUSTED TIP on :

Spot and Stain Removal

Stains and soil The majority of stain complaints are actually soil related. For example, many sugar-based spills, such as soft drinks and coffee, leave a sugar residue after removal. This sticky residue readily attracts soil from ordinary shoe traffic, and the resulting discoloured area appears to be a stain.

The same thing happens when spills are cleaned with a detergent solution and the area is not sufficiently rinsed with plain water, leaving a sticky detergent residue.It is important to rinse thoroughly with water and blot dry after removing any spill.


No carpet is stain proof, but since many are stain resistant, you have time to act. Remove as much of food spills as possible by scraping the carpet gently with a spoon or a dull knife. Absorb wet spills quickly by blotting repeatedly with white paper or white cloth towels. Always blot; never rub or scrub abrasively, as a fuzzy area may result. When blotting, work from the outer edge in toward the centre of the spot to avoid spreading the spill. Remove the stain using one of the cleaning items from the checklist below. Rinse the cleaned carpet area with water to remove detergent residue that may become sticky and cause rapid re-soiling. Absorb any remaining moisture by placing several layers of white towels over the spot and weighing them down with a heavy object. This step is necessary even when the carpet doesn't seem particularly damp. Be prepared for any spill with the following checklist:

•White cloths or white paper towels

•Detergent solution Mix mild liquid detergent with water (no more than 1/4 teaspoon of detergent to 32 ounces of water). -A clear, non-bleach liquid dishwashing detergent such as Dawn, Joy, or clear Ivory is recommended. Do not use detergents that are cloudy or creamy because they may leave a sticky residue.

•Vinegar solution-Mix 1 part white vinegar to 1 part water.

•Ammonia solution -Mix one tablespoon of ammonia to one cup of water. (Do not use on wool or wool-blend carpets.)

•Non-oily nail polish remover

•Chewing gum remover (freeze or solid type)

•Spot Remover-Use spot removers designed specifically for grease, oil, or tar.

•Specialty Spot Removers Several specialty spotting products are available from cleaning industry suppliers to remove difficult stains.

Laminate Flooring

Care For spots such as candle wax or chewing gum, harden the spot with ice and then gently scrape with a plastic scraper, such as a credit card. Be careful not to scratch the flooring surface. Wipe clean with a damp cloth. Do not wash or wet mop the floor with soap, water, oil-soap detergent, or any other liquid cleaning material. This could cause swelling, warping, delamination, and joint-line separation, and void the warranty.

•Do not use steel wool, abrasive cleaners, or strong ammoniated or chlorinated type cleaners.

•Do not use any type of buffing or polishing machine.

Click here to go to YOUTUBE where there are video tutorials to remove any and all stains from CARPET and Click HERE to get videos for removing stains on LAMINATE FLOORS

REGINA FLOORING Category on  .


Stay Trusted my friends..SAFE AND TRUSTED Of course



REGINA VETERINARY Experts on the REGINA DIRECTORY share a Trusted Tip on Intestinal Parasites

A shocking Trusted Tip on Worms!

Intestinal Parasites

Lots of puppies and kittens are born with worms! These internal parasites can cause vomiting, diarrhea, weight loss or failure to grow, and very rarely death. Over 10,000 cases of animal roundworms cause illness in children every year in some parts of the world.

Your veterinarian will prescribe an effective dewormer for all puppies and adult dogs, if indicated (according to lifestyle). So that you may better understand the problems internal parasites may cause, and what signs to look for, we have included a short description of the six most common types of intestinal parasites.

ROUNDWORMS - Are the most common type of intestinal worm. They are 2-4 inches long and resemble strands of spaghetti. They may cause vomiting, diarrhea or weight loss. They are transmitted through the stools of other infected dogs or cats, or through the uterus of the mother to her unborn babies. Entire worms can sometimes be seen in the stool or vomit of infested animals.

HOOKWORMS - Are half-inch long worms which attach to the lining of the small intestine, causing blood loss and diarrhea. Puppies and kittens can become infected through the mothers uterus before birth, or via her milk after birth. Older animals acquire hookworms from skin contact with stool from infected animals.

WHIPWORMS - Are not as common as other intestinal parasites but the disease they cause can be very serious. Bloody diarrhea and weight loss, are the symptoms seen. These worms are transmitted by ingestion of the stool of infested animals.

TAPEWORMS - Live in the small intestine, where the head attaches to the intestinal wall and produces a chain of segments. Mature segments containing the eggs are passed with the stool, or may be seen around the rectum. They resemble small grains of rice. They may be acquired by ingestion of rodents, birds, or most commonly, through the ingestion of fleas. Flea control is essential to control tapeworm infestations.

COCCIDIA - Are one-celled protozoan parasites, more like bacteria rather than "worms". Puppies and kittens can pick these up from their mothers or from eating rabbit or other wildlife droppings. They are treated with antibiotics.

GIARDIA - Are also a protozoan. They are very difficult to pick up on a regular stool check. Antibiotics or special wormers kill them but they are difficult to eradicate completely and often flare up with stress or other intestinal problems. They are contagious to humans and cause vomiting and diarrhea.

HEARTWORMS - Are a deadly parasite carried by mosquitoes. Risks vary according to place of residence and areas you travel with your pet. At this time, Saskatchewan is considered to be free of Heartworm risk. We will update you of any increased risks at your annual exam visits.

For more information, please read this pamphlet on Pets, Parasites and People.

Check out the listings here in the Vets and Pets category on THE REGINA DIRECTORY directory of experts. Here are some pictures  ( very magnified ) of some of the the nasty critters!




The ' Handsome'  Hookworm


A Dog infected with WHIPWORMS

Stay Trusted my friends..SAFE and TRUSTED Of course!

Trusted REGINA MORTGAGE expert shares a Trusted Tip : What it takes really takes to buy a home!

Buying a house is a real pain in the neck. Even for the most seasoned buyer - it's nearly impossible to be completely prepared for the journey...something ALWAYS comes up...and just when you think you have overcome every objection and provided every piece of paper find out "more information is required". It's frustrating and tiresome. So, how can someone prepare for the Joy's (HAHAHAHAHA...that's funny for so many reasons!) of becoming a homeowner?

While it's far from a complete is a gentle nudge in the right direction. Keep in mind as you read this...this information is coming from a guy who has bought and sold numerous homes and has nearly a decade of being on the front line of the Mortgage process. While it seems a little "sharp" to's probably close to the best information you can get. No sugar added - just 100% pure, unadulterated, FACT!

STEP ONE: Know what you can afford for a monthly's not what you think!

Just because you pay rent for $1200.00/month and are accustomed to it...doesn't mean that's what you can QUALIFY for based on the rules that exist...of which there are plenty! I can't stress this enough. Before you do anything else - sit down with a calculator and figure this out. Its actually not that hard. I will do my best to make it clear.

• Take your Gross (this is the number before deductions) MONTHLY income and multiply it by 42% - this gives you the MOST outstanding debt you can have that includes your mortgage, property taxes, condo fees, heat, credit cards, loans, lines of credit, etc. This is referred to as the Total Debt Service Ratio. An example will follow - stay tuned.

• Take your Gross ANNUAL MONTHLY income and multiply it by 32%...this will let you know the most you have to spend on HOUSING COSTS...Mortgage, Property Taxes, Condo Fees, Heat. This is called the Gross Debt Service Ratio.

Example: Gross Monthly Income: $5000.00 ($60,000.00 ANNUAL Earnings).

• TDS: $5000.00X42% = $2100.00

• GDS: $5000.00X32% = $1600.00 (This number may be revised based on other Credit Debt)

• Assume the following: $150.00/month for Property Taxes and $75.00/month for Heat.

• Assume the following DEBTS: Car Loan $320.00/month, Master Card at $90.00/month, and a Student Loan with $180.00/month payments.

Based on this scenario - the most this situation would permit for a Mortgage is based on the credit subtractions from the TDS...which will then marginally adjust the GDS. So take the $2100.00 and subtract all the credit items (2100.00 - 320.00 - 90.00 - 180.00 = $1510.00 Revised GDS). Now to figure out the mortgage (referred to as Principal and Interest) you have to take the Revised GDS and subtract the Property Taxes and the Heat costs (1510.00 - 150.00 - 75.00 = $1285.00 Principle/Interest MAX Payment).

That's anywhere from a $275,000.00 to $300,000.00 Mortgage Amount.

Of course there are some variables we still have to take in to account...such as size of down payment and whether or not we need the good folks at CMHC.

STEP TWO: Have the BASIC information at hand when applying for a Mortgage.

The most common documents are rather simple:

• A Letter of Employment that confirms your position, start date, annual earnings, work probation status, etc. Of course this letter should be on Company Letterhead and of course should be signed and dated by someone who can VERBALLY verify the contents of it should the lender call to confirm the details.

• A Pay Stub or two is also good to have on hand...preferably as current as possible up to 30 days old.

• Additionally - a VOID Cheque or Pre-Authorised Payment Form from the account you want to have your mortgage payments come from is also going to be required.

• A Solicitor accompanied by the Contact information is also good to have - don't worry, if you don't have one...most Brokers have multiple contacts for you to draw on.

Of course if you are Self Employed, or you make a ton of overtime or are commissioned based...there will be some other items requested in order to prove your income - best to actually speak to your broker to be totally sure what you need...doesn't hurt to call ahead. Be prepared with 2 most recent tax years (T1 Generals and NOA's)'s lines 150 and 236 that we want to see!

STEP THREE: Realize that a Mortgage is a big deal...and must be treated as such.

In a world of microwave dinners and self serve checkout lanes built for your "convenience"...understand that your mortgage should not be treated in this fashion. If you want it done right - you want it done by the right person...a full time PROFESSIONAL. True, we can be mobile...but only to a certain degree...once we leave our office, we potentially leave a lot of our proverbial tools behind. We aren't plumbers...but hey for the amount a plumber charges for a service call, maybe we ought to be! And hiring a "Part Time" broker is probably the most detrimental decision you could make...when a problem arises, and that is entirely plausible, your broker better not be a stay at home mom cleaning up lego, or unavailable to you because they are working at their other job! It makes sense that your broker is available when it counts! Simply put - take the time to meet with your broker...if that means you have to schedule an appointment after work or you have to take time off work - it's important to understand that your Mortgage process is not the same as a Drive Thru. Quite honestly, you put yourself at risk by having a stranger over to your home...and more importantly the job is not likely to be done right the first time. While many people SELL themselves as professionals, and they may have plenty of education and know how behind may get more than you bargained really bad advice from truly unqualified people.

At FOCUS Mortgage Solutions - it's all about YOU! It's certainly not about us - because quite frankly we wouldn't be here if not for you. We are pleased that we have a large client base with over a 60% retention rate...and we hope you will be one of them!

Our service is Free - and we love what we do! We have the lowest rates in the country that the banks only dream they could offer...but we aren't in the sharing mood when it comes to them. There is a funny saying out does it go againjQuery15203564789609444766_1336494858003 Oh yeah, "Give a man a gun and he can rob a bank. Give a man a bank and he can rob everyone!"

check out the TRUSTED Regina Mortgage brokers ...they are your REGINA MORTGAGE EXPERTS!



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S & E Trusted Online Directories Inc
Trusted Licensee: Bonne Idée
1307 Ottawa Street
Regina, SK   S4R 1P3
Ph: 306.529.8558


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