Trusted Tips and Resources

Trusted Tips & Resources

Trusted Regina tutors and educators Oxford Learning share a tip on how to avoid spring distraction

Oxford Learning Center works with all ages from 3 up to College age, and they are there for you and your child if they are struggling with a particular subject, having difficulty concentrating or you want to prepare them for secondary school. What you may not know is there is help and the answer is Oxford Learning Center.

Based on decades of research into how children learn, they designed a radically new approach to teaching and this is how Oxford Learning came to be the powerhouse of better learning that it is today. The Oxford Learning Regina tutoring team will give your child the tools for a life time of learning; You really couldn’t give your child a better gift. 

Oxford Learning Center are your Trusted Regina tutors and educators

SPRING CAN BE BAD FOR YOUR CHILD’S GRADES HERE IS A TIP ON HOW TO AVOID SPRING DISTRACTION

Midterms have come and gone. Spring Break is over. The days are getting warmer, and what’s left of the school year can be counted in weeks. For students, the arrival of spring brings with it a tendency to lose motivation, daydream and drift off course–but now is not the time to lose focus! After all, final report cards are just around the corner.

There is still time to get better grades.

In the time left, students have the opportunity to make improvements before the final report card. There are still end-of-year projects, group work, homework, and final exams that can help students to bring up their grades, but students need to remain focused on school in order to do this.


FIGHT END-OF-YEAR FOCUS LOSS WITH THESE TIPS:

Dust Off That Agenda.

Agendas have kept students organized throughout the school year and now’s not the time to leave them forgotten in lockers or at the bottom of a school bag. Need to renew the drive to succeed? Flip through the agenda for a reminder of everything that has been achieved so far this year.

Work Towards a Goal. 

It’s easy to coast for the rest of the year, but rather than slacking, set a goal and work towards it. Whether it is by fine-tuning study skills or pulling up a math grade, having a goal to work towards makes staying on task easy.

Take On Extra Credit Projects.  

Students that need a leg up (whether to pull up grades or to secure a university admission) can really benefit from extra credit projects. Talk to teachers about bonus projects or assignments. Teachers look favorably on students who make an effort, and this is especially important when it comes to creating final report cards.

Make Better Grades Your Mantra.

To get better grades you have to do the work. To do the work, you have to be motivated, which is challenging this time of year. Create daily reminders of what the goal is—write “I want better grades” in the agenda, put it on post its by the bed, and repeat it while doing chores.

Get Extra Help.

End-of-year projects and exams can stress even the most organized students. Enlist the help of a professional tutor to help manage current workload, stay motivated, and learn helpful tips to make studying for finals stress-free!
Oxford Learning has many great programs to keep students of all ages focused on their schoolwork right until the end of the school year, as well as summer programs to help students maintain that focus all year long. It’s never too late for better grades with Oxford Learning!

Oxford Learning are your Trusted Regina tutors and educators! 


                                                                  

Trusted Regina Mortgage Broker Kent Bittner shares a tip on planning for additional costs with your mortgage

The purchase of a home is the largest purchase most people make during their lifetime. Kent Bittner at DLC-Bittner Mortgages, wants to make each and every purchaser aware of the many mortgage options available to them prior to their purchase and closing date. 

Whether you are a first-time buyer or an experienced buyer with excellent credit, DLC - Bittner Mortgages has access to the very best products and mortgage rates available across Canada.
 

Kent Bittner of DLC-Bittner Mortgages is a Trusted Regina Mortgage Broker 

Will you need to pay any additional costs?  The purchase price of your home is only one of the costs you'll encounter. 


You'll pay some costs at the beginning of the home-buying process and others, known as closing costs or disbursements, when your home purchase is finalized


Here are other possible costs you need to consider:


Property/Land Costs

(Provincial property/land transfer and registration taxes)
It is based on a percentage of the purchase price (0.3% to 2%) and varies from province to province.
Most provinces levy a tax on a home purchase that must be paid at the time of registration.

Legal/Notary Fees

Check with your lawyer or notary for current rates.
Professional representation protects your interests in the purchase of a property. Fees and disbursements may vary based on a transaction's complexity.

Mortgage Insurance

Premium fee depends on the amount you are borrowing and the percentage of your down payment. It typically ranges from 1% to 3.25% of the principal amount of the mortgage.
Any home purchase where the down payment is between 5% and 19% is considered a high-ratio mortgage and must be insured to protect the lender in case of default by the borrower.

Property Insurance

Varies based on value of the property, location and contents of the home.
Mortgage lenders require you to have property insurance in place when you take possession of your new home. Make sure you enlist an insurance agent early.

Home Inspection

$200 to $500
A home's clean bill of health from a qualified home inspector can provide a great deal of comfort when buying a resale home.

Moving Costs

Variable, per hour
Costs depend on what you can do yourself and the distance involved. Prices may be higher at the end of the month or in the summer.

Don't forget to consider general expenses such as: upgrades, and home decorating costs as well.

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