Trusted Tips and Resources

Trusted Tips & Resources

The Trusted Regina Elves Delivered Christmas Cheer

Trusted Regina Community Spreading Christmas Cheer

The Trusted Regina elves had the opportunity to deliver Christmas cheer to a very deserving family! Bonnie and Kelly delivered donations to the Deschamp family here is a little about their story. 

John and Michelle Deschamps
Michelle suffers from CMT (Charcot Marie Tooth Disease) CMT is inherited and degenerative. Michelle and her family have had many trials and though all of us at trustedregina.com and our partners are helping out Michelle she has many more trials to overcome. To understand more and help bring awareness we have decided to share her story here. https://www.gofundme.com/michelles-journey-with-cmt 


The Trusted Team donated a $500 Trusted Regina Gift Certificate,  - that can be used at any of the Trusted Regina Partners featured and promoted on Regina's Best Directory and they have chosen to use them towards AL Schick constuction so he can do some much needed renovations in their home.   They also received a $100 Gift card for GroceriesGinger Bread House and Christmas Crackers
Board Games

 A big thank you also go's out to Jess and the team at Just For You Day Spa for donating a $100 spa certificate to the recipient family so Mum can have a much needed relax and pamper!!  

GREAT CANADIAN OIL CHANGE Regina have donated a gift certificate for a free oil change.
DAKINE HOMES  for stepping up to sponsor the turkey! 


FULL THROTTLE FURNACE & DUCT CLEANING has donated a $50 gift certificate to Tony Roma Restaurants & a $50 gift certificate to Boston Pizza Restaurants. Your Trusted Regina Furnace and Duct Cleaning Experts!
MERRY MAIDS OF REGINA  and Whitmore Park Napa Autocare have teamed up to give $100.00 in Grocery gift certificates. Merry Maids is a Trusted Regina Cleaning Service and Whitmore Park Napa Autocare is a Trusted Regina Auto Repair and Service Expert. 

DUSYK & BARLOW INSURANCE BROKERS LTD have donated $100 Gift Card for Groceries - Dusyk & Barlow are Trusted Regina Insurance Broker!

OXFORD LEARNING REGINA  has also donated $25.00 towards food. Oxford Learning are your Trusted Regina Tutors and Educators.

IDEAL JOURNEY  Weight loss and Wellness are generously donating gift cards to restaurants so the family can enjoy an evening out!  Ideal Journey are your Trusted Regina Weight loss Professionals.

RAPID LAWN HYDROSEEDING  and Landscaping have stepped up to help and are donating restaurant gift Cards!! Thank you -Rapid - they are Trusted Regina Landscapers! 

AUTO ELECTRIC SERVICE - $250 gift certificate for auto repairs from their service shop. Auto Electric Services are a Trusted Regina Auto Repair and Service Expert

COMPLETE CLEAN  donated a total home clean for the recipient family! Trusted Regina cleaning Services 

Thank you to all of our partners who donated!


Are you a retirement savings late starter? Our Trusted Regina partner H&A Financial Advisors have a tip for you!

Retirement Savings Late Starter?  

H&A Financial Advisors have a tip for you.

Harry and Sally both earned high incomes and liked to live the good life. They leased higher end European cars, took two-week exotic vacations almost every year, and lived in a house much larger than they truly needed. To accomplish this lifestyle, they put off retirement savings. Now in their forties, Harry and Sally are realizing they have some catching up to do. Listed below are a few things to consider:

Procrastination or bad breaks may have derailed a savings plan. Now is the time to make savings a priority.


Pay off the house - Avoiding mortgage payments in retirement can dramatically reduce Harry and Sally's living expenses. They could even consider downsizing the house now and free up more cash for savings. If they still have a mortgage payment as they approach their chosen retirement age, it would be good to have payments end at the same time they retire. This can be made possible by making additional principal payments each month or a lump sum yearly.

Plan to work longer - Putting off retirement a few years can have a dramatic effect on retirement savings. For each additional year worked, Harry and Sally gain an extra year of savings and delay one more year of having to live off those savings. By working part-time or seasonally for a while in retirement, Harry and Sally can reduce the amount they need to draw from their savings. This can give their money a chance to grow some more.

Take Canada Pension Plan (CPP) early and save it - CPP retirement benefits can be taken as early as age 60 or delayed until as late as age 70. If Harry and Sally take their benefits early and save them, it makes for larger savings that could be paid out on early death. These additional payments may be lost if income from CPP is postponed.


Avoid investing too aggressively - Those waiting too long to start saving for retirement may be more prone to 'gamble' with their savings on speculative investments. This approach is more likely to result in big losses.

Avoid investing too conservatively - Some late starters may be inclined to save their money in cash or money market type investment vehicles. The problem with this strategy is that their modest savings will be ravaged more by inflation over time.

By making a few adjustments now, Harry and Sally may be able to avoid the shock of a forced lifestyle change when they retire.


Questions about Retirement Savings?  Phone: (306) 584-2523

H&A Financial Advisors are a Trusted Regina Financial Expert.  Check them out under the Financial Services Category.