Trusted Tips and Resources

Trusted Tips & Resources

The Trusted Regina Directory welcomes Aideen Zareh and John Chung- The Home Expert Team - Royal LePage Regina Realty!

The Trusted Regina team is pleased to announce our newest members to the directory Aideen Zareh and John Chung


Aideen and John are part of the Home Expert Team - with Royal LePage Regina Realty.  Aideen and John are dedicated to listening intently and matching individuals, businesses and families with the properties, buildings and neighborhoods that best suit their needs.  These two are an amazing package with their combined talents it is clear to see that just as the Real Estate industry evolves to become more innovative and efficient, so do they.

Aideen's tenacious, competitive, and self-motivated nature joined with his vast knowledge of the Regina Real Estate Market and negotiating skills set him apart from other agents. Aideen strives to be the best in all endeavors, and has his client’s best interests at heart.


John’s natural curiosity and eagerness to continually learn lead him to join the Home Expert Team after completing his  Bachelor of Science Degree, majoring in Industrial Systems Engineering.  He gradually transitioned from Residential Sales to Commercial Sales and Leasing in 2010 and completed his CCIM designation, which is among the highest level of education awarded to a Commercial Real Estate Agent. This designation proves John’s expertise in financial markets, investment analysis and negotiation.  


And their clients say amazing things about them!

"We've worked with Aideen on a number of deals over the past years. His honestly, promptness and knowledge have made for every interaction with him to be seemless and smooth. I will not hesitate to use Aideen as my realtor the next time around as well."Brooke and Matt Larson, Regina 

"john Chung has become one of our most trusted professionals in regards to commercial real estate.  We rely on his services for leasing commercial space, land acquisition and advice on the market.  He and his office staff are always willing to go above and beyond and is always professional and reliable.  I would definitely recommend him!" Jennifer Denouden - Avana Homes


For more reasons why Aideen and John are Trusted Regina Real estate experts and view other testimonials see their listing on the Directory here.  


W2 Trusted Regina Real Estate Agents shares advice for buyers

 

Here they shares advice for buyers:

 

Finding the perfect home doesn't happen in one day. It takes careful planning and lots of work. Fortunately, there are a number of things you can do to simplify the process.

1. Things to Consider Before Starting Your Search

What Features Do You Need?

Do you need an extra bathroom, a garage, a fenced backyard, or lower utility bills? Do you want a fireplace, a short drive to work, or maybe minimal yard work? Once your list is complete, decide what’s most important to you.

What’s the Ideal Location?

Where you live obviously affects your lifestyle; it’s also one of the most significant influences on the value of your home. Your choice of location may be somewhat limited by the price you can afford. Even so, make sure to consider such things as distance to work, schools, shopping and entertainment.

What Kind of Home?

What type of property do you want? A single-family detached home is attractive to many people because it typically provides more living space and land. On the other hand, a condominium may be a more appropriate choice for you, with an emphasis on maintenance-free living. Determine what type of home best suits your desired lifestyle and budget.

What’s Your Budget?

How much do you want to spend? Just as importantly, how much do you have to spend? Note there are numerous additional expenses (detailed below) that you’ll pay to complete the purchase of a home.

2. Choosing a REALTOR

A REALTOR® can help you answer all of these questions and help you navigate through what can be a complicated business transaction. Start by finding REALTORS® in your city by using CREA’s handy search tool. Then, talk to some of them and compare their services. It’s important that you’re comfortable and confident with the agent you choose.

3. Searching For a Home

A REALTOR® will use various tools to try and find properties that meet your specifications. The most important is a local Board’s MLS® (Multiple Listing Service®) System. Your REALTOR® can quickly search through numerous properties available for sale in specific areas to find suitable listings; that is, houses that best match your needs, choice of neighbourhoods and price range. You can also view listings in Board MLS® Systems that are advertised on the national REALTOR.ca web site.

4. Seeing Houses

When you select a property and decide to visit a house, there are many things to consider. Does it have all the features you want? Is the neighbourhood what you expected? Try to picture your favorite furnishings in a room. Remember all of the technical considerations, including: 

  • What type of heating system does it use? Heating costs can vary drastically by type.
  • Have the roof and foundation been well maintained?
  • What condition are the windows in?
  • What about the plumbing?
  • What type of wiring does the house have? What about power outlets? Different appliances use different types.

There are numerous other things to consider as well. If you don't have time or don't feel comfortable doing it, home inspection services are available for a reasonable fee. Having a qualified home inspector look at the house is always a good idea. The older the home, the greater the need for professional inspection.

5. Making an Offer

Once you find a house you want to make your home, your REALTOR® can help you develop an offer. In the offer, you should specify how much you're willing to pay. State when the offer expires and suggest a closing date for the transaction. You can also propose some conditions on the offer. Some common types of conditions are: 

  • Selling your current home (the seller may continue to look for a buyer, but will give you the right of first refusal);
  • The seller providing a current survey, or a "real property report," showing that there are no encroachments on the property;
  • The seller having title to the property (your lawyer will check this out when she conducts a title search to see if there are any liens on the property, easements, rights of way or height restrictions);
  • If there’s a septic system, the seller having a health inspection certificate, stating that the system meets local standards;
  • An inspection by a qualified engineer, should you have any doubts about the home's safety and construction;
  • Any inclusions of appliances and other items - basically, what stays and what goes and
  • Getting a suitable mortgage (include the amount, interest rates and any other figures you feel important)

You will need to present a deposit along with your offer. An appropriate deposit will show your good faith to the seller. Note that the seller's agent, if they are represented by one, is bound by law to bring all offers to the seller's attention.

6. If Your Offer is Accepted

After your offer is accepted and all conditions met, the offer becomes binding on both sides. If you later refuse to honour the agreement, you may lose your deposit or might be sued for damages. Before signing, make sure you understand and agree with all terms of the offer.

Before the property can formally change hands, there are still a few things to do. Be prepared to furnish proof to your lender that you’ve insured your new house. On or before closing day, both side’s lawyers will arrange to transfer title of the property from the seller to you. The mortgage money will be transferred to your lawyer's trust account, and then to the seller, and your lawyer will bill you all additional expenses such as land transfer taxes or outstanding legal fees.

At this time, be sure to check with your lawyer that everything is as stated in the offer-to-purchase.

Once you're satisfied and the keys to the front door are in your hands, there's nothing else to say, except welcome home!

Extra Expenses

No matter what type of home or property you're buying, plan on some extra expenses.  

  • A mortgage broker's fee
  • An appraisal fee
  • Surveying costs (if the seller couldn't come up with a current survey)
  • A high-ratio mortgage insurance premium
  • An interest adjustment. (Mortgages are normally calculated from the first of each month. If your closing date is the same as the beginning of your mortgage, there will be no adjustment. However, if your closing date is July and you move in on June 15, those last 15 days are the interest adjustment period. Your lender will expect you to cover the cost of the interest during that time.)
  • Reimbursement to seller for the unused portion of any prepaid property taxes or utility bills
  • A land transfer tax (a sales tax on property) in certain provinces
  • Legal fees, and, if applicable, REALTOR® fees

(The comments contained on this page are for informational purposes only and do not constitute legal advice.)

 


 

 

Trusted Regina Moving Tips

Moving Tips That Will Make Your Life So Much Easier:

1. Pack an overnight bag containing all the essentials

Chances are, you’ll be too tired to unpack your things. You’ll want your essentials within easy access, including a change of clothes if you’re going back to work the next day as well as all your toiletries. It’s also a great way to transport a laptop, which could run the risk of getting stolen during a move.

2. Pack the items you will need FIRST in a clear plastic bin

This includes things like a box cutter, paper towels, trash bags, eating utensils, select cookware, power strips, phone chargers, toilet paper, tools, etc. The clear bin allows you to see inside; it also separates itself from the myriad of cardboard boxes.

3. Wrap your breakables (dishes, glasses, etc.) in clothing to save on bubble wrap

Two birds, one stone: You’re packing your clothes and kitchenware at the same time.

4. For extra padding, pack your glasses and stemware in clean socks

5. In addition to labeling what’s in your boxes, add what room they’ll be going into, as well

When you arrive at your new home, unpack BY ROOM. The unpacking process will feel more manageable.

And remember to label the SIDES of the boxes, not the tops. This way, you’ll be able to identify them even if they’re stacked.

6. If you can, show up to your new home before the move and pre-clean the bathroom and kitchen

Put up a new shower curtain liner and stock some new bath towels and toilet paper, as well. You’ll want to take a hot shower after a long day of moving.

7. Place an extra cotton pad or ball into your powder cosmetics to keep them from breaking

This is a great tip for traveling in general.

8. Cover the openings of your toiletries with saran wrap, then put the tops back on

This will keep your toiletries from breaking and leaking all over your stuff during the move.

9. Pack plates vertically, like records. They’ll be less likely to break

10. Keep drawers intact by covering them with Press’n Seal

Dresser drawers are like their own moving boxes — this will keep you from having to unpack and refold their contents.

It’ll also make moving the actual dresser much more manageable.

11. Press’n Seal is also great for keeping jewelry displays intact

12. Buy a roll of stretch wrap

It works like Press’n Seal but on a bigger scale. You can group items together, and it’ll protect your furniture from getting scuffed and scratched.

13. Keep sandwich bags handy for holding any small parts of things you have to take apart, like curtain rods or mounted flat-screen TVs

Tape the sandwich bags to the back of the item they correspond to.

ALSO: Use this method with the cords for your electronics

14. Beer boxes are the best for books because they have handles on the sides

So be sure to hit up your local liquor store.

15. Take a photo of how your electronics are connected so you can remember how and where all the wires go

16. Cut down on boxes by making all of your baskets, laundry bins, hampers, and suitcases work for you

Pack them with stuff! Use the wheeled suitcases for heavy things like books.

17. The fastest way to pack a closet:

This also keeps your clothes on their hangers, for much faster unpacking.

18. Vacuum seal your out-of-season clothing

Not only will they take up less space and be a breeze to pack, but they can go directly into storage in the new home.

19. Along with food and alcohol, give your friends who help you move first dibs on anything you originally planned to sell or donate

It’s just an extra perk, since you won’t be paying them.

20. Make sure everything is completely packed before your friends show up to help you move

 

 

  

W2 Realty Team your Trusted Regina Real Estate Experts share a tip on Assembling a Team

The W2 Realty team are Karin Wees and Jen Welykholowa, two very well respected Regina Real Estate Agents from Realty One Real Estate Services Inc. The decision to purchase your home is one of the most important decisions you will ever make, and will also be one of your largest investments. Done right, it can also be one of the most exciting and fulfilling times in your life!

When you work with Karin and Jen at W2 Realty, you are getting a team of dedicated real estate professionals working together for your best interest. The W2 Realty team are Trusted Regina Real Estate Agents.

Karin and Jen.... The Regina real estate team dedicated to you making the "right move"

 

Trusted Regina Real Estate Experts tip on Assembling a Team from

their Realty Team Blog.  

 

It Takes a Village…to Buy a Home! Part 2: Assembling a Team 

There are a lot of moving parts in the purchase of a home and assembling a good team that you are happy working with is really important! Of course finding an agent to work with to help you find that home is the first thing you may think about but the “team” also consists of a mortgage broker, home inspector and a real estate lawyer. We can help guide you through that process of prurcahsing in the Regina area and refer you to great qualified people in those industries as well. 

1. First things first, we always recommend that our clients meet with their lender or mortgage broker to discuss the process and obtain pre-approval, for two reasons: 

(1) We want to show you properties that not only meet your wants & needs but also fit your budget. So knowing what that number is before you start the process allows us to focus on the right options for you.

(2) Having pre-approval and a mortgage broker who knows that you are actively in the process of house hunting will help to make the official financing approval more seamless when you have an accepted offer on a property. It is standard to have a condition to your offer to allow a time period for financing approval and the time required is reduced when your broker has a head start! 

You may choose to deal directly with your bank and their mortgage professionals or choose to deal with a mortgage broker. Think of a mortgage broker as a matchmaker….they match up homebuyers and lenders and find the best option for you based on your specific situation. If you choose a mortgage broker, you work directly with them and they act as an intermediary between you and the lender. 

2. We always recommend a professional home inspection be completed on the home you are potentially purchasing so you have the peace of mind of knowing what things you may need to address in the short or long term and can plan for those items in the future.

A home inspection is an objective, professional examination to visually assess a homes’ interior & exterior features and systems. The purpose is to provide the client with a better understanding of the property conditions, as observed at the time of the inspection. The report you receive identifies not only the positive aspects of the home, but points out the defects or repairs (major or minor) that you may not have been aware of. This provides you with the opportunity to budget for those repairs or upgrades and to make an educated decision on the final purchase of the home based on that information provided. Knowledge is power!

  
 
 
3. Choosing a lawyer is the final step in your home purchase process. It's essential to have a lawyer handle all the various legal documents involved in the purchase of a home and we recommend choosing a professional who is experienced in real estate law. We can help you with referrals and get an estimate of all the legal costs you can expect including the land titles transfer fees which are standard in any home purchase.
 

The good news is that when you work with a realtor to purchase your new home we help coordinate and facilitate the transaction from the showings & offer process, the home inspection, and providing all documentation to your mortgage broker/lender and lawyer. We are with you from the beginning of your house hunt until move-in day! Our goal is to help make your home purchase a simple and enjoyable activity.

 

 

If you are starting the process of looking for a home or condo in the Regina area, and have questions, whether it is new or resale, we are here to help.

 

Happy House Hunting!

 

Karin & Jen

Your Trusted Regina Real Estate Team

www.w2realtyteam.com

So make the smart and simple choice today, you see a Trusted Regina realtor is never a risk and W2 Realty are Trusted Regina Real Estate experts!

 

Trusted Regina Real Estate Experts tip on Assembling a Team from

their Realty Team Blog.

Trusted Regina Real Estate Agents shares 9 things house hunters can ignore

 

Buying a home can be overwhelming. When viewing homes, don't focus on things that need a little fixing, polishing, or reworking ─ try to look beyond these aesthetic negatives to find the happy foundation that lies beneath.

These 9 minor home issues have easy fixes: 

1. Wallpaper (floral borders, chickens wearing bonnets, etc) No matter how much it disagrees with your style, wallpaper can be removed completely

2. Paint colours
This is a personal choice: changing paint colours can be one of the easiest and least expensive updates to a home.

3. Ugly Carpet                                                                

This is an easy change that can happen before moving in. You can also address this upgrade when presenting an offer, which may give you additional money left over to put towards small updates.

4. Dated appliances
If they are in working order, there is no need to replace them immediately. New appliances can be worked into your personal budget along with a time frame of when you will replace them.

5. Funky smells
If there is a big mould/building issue ─ that is different. However, most food and pet odours can be eliminated with a good cleaning.

6. Age of the home
Older homes have stood the test of time. They tend to have a fabulous foundation, great bones, and character that newer homes lack. With a little TLC, older homes could be a better option and many have already undergone extensive updates.

7. Curb appeal
Some landscaping and a few hours spent outside could change the face of a home for very little time, effort, and money.

8. Popcorn ceilings
These are still in a great deal of homes so, before the popcorn ceiling takes a potentially good opportunity from you, look past the bumps ─ this is a pretty easy fix!

9. Lack of privacy
This can be a very real issue in urban settings, especially in newer developments. There are great privacy screens and foliage you can easily add. Remember that "hedges make great neighbours" and keep an open mind! 

 

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